Date
Details
Price
Change
Source
7/31/2026
Listed
$369,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Welcome to 204 Montecito Terrace in the highly sought-after Montecito subdivision! This beautifully maintained 3-bedroom, 2-bath ranch delivers over 1,300 sq ft of bright, open living space. Step inside to soaring vaulted ceilings, a cozy fireplace, recessed lighting, and luxury vinyl plank flooring flowing through the main living areas. The showstopper kitchen features rich espresso cabinetry with designer gold hardware, stainless appliances, and breakfast-bar seating that opens to the dining area with a wall of windows overlooking the backyard. The spacious primary suite offers a charming bay-window sitting area, and both baths are tastefully finished. Built in 2005, all major systems are well within their expected life - move in with total confidence. Out back, a BRAND NEW wood deck steps down to a patio and a huge, flat, fully usable lot backing to a private tree line - no rear neighbors, just green space. Add a welcoming covered front porch, an oversized garage with carriage-style doors, and a location in the acclaimed Francis Howell School District, and you've got a home that works as a fantastic first home or a forever home. Homes in Montecito rarely hit the market - schedule your showing today!
Full Property Details
Full Property Details for 204 Montecito Terrace
General
- Price: $369,000
- HOA FEE: $50/month
- HOA FEE FREQ.: Annually
- Taxes: $4,012 (2025)
- Status: Active
- Type: Single Family
- Source: MARIS
- MLS ID: 26046162
- Updated: 7/31/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Eat-in Kitchen, Open Floorplan, Vaulted Ceiling(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Stainless Steel Appliance(s), Dishwasher, Microwave, Oven, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
Location
- Area: 412 - Francis Howell Cntrl
- County: St. Charles
- Township: St. Peters
- Subdivision: Montecito
School Information
- High School District: Francis Howell R-III
- Elementary School: Independence Elem.
- Middle School: Bryan Middle
- High School: Francis Howell High
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Ranch, Traditional
- Basement: Yes
- Basement Desc.: Poured Cement (9 Feet or More), Unfinished, Walk-Out Access
- Roof: Asphalt
- Square Feet: 1,321
- Year Built: 2004
Lot Features
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,810.4
- Lot Size Source: Public Records
- Lot Features: Back Yard, Gentle Sloping, Landscaped
Financial Considerations
- Association Fee: $600
- Assoc Fee Freq.: Annually
- Tax Amount: $4,012
- Tax Year: 2025
Disclosures and Reports
- Ownership: Private
- Special Conditions: Standard
- Documents Avail.: Floor Plan, Other
- Legal Description: MONTECITO LOT 64D
- Disclosures/Reports: See Seller's Disclosure
- Property ID: 3-0120-9587-00-064D.0000000
Listed by Patton Properties
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— 204 Montecito Terrace —
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Schools
Schools serving 204 Montecito Terrace
School District:Francis Howell R-Iii School District
| Name | Grades | Distance |
|---|---|---|
Independence Elementary School 4800 Meadows Pkwy, Saint Charles, MO 63304 | K-5 | 2.1 mi |
Bryan Middle School 605 Independence Rd, Saint Charles, MO 63304 | 6-8 | 1.9 mi |
Francis Howell High School 7001 Missouri 94, Saint Charles, MO 63304 | 9-12 | 4.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 204 Montecito Terrace
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Estimate the Cost for 204 Montecito Terrace
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204 Montecito Terrace, Saint Charles, MO 63304 (MLS# 26046162) is a Single Family property with 3 bedrooms and 2 full bathrooms. 204 Montecito Terrace is currently listed for $369,000 and was received on July 31, 2026. Want to learn more about 204 Montecito Terrace? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.