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$275,000 -$14,900 (-5.14%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 912 Sq. Ft.
  • Updated 5 days ago
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Welcome home to this charming 3-bedroom ranch situated on a spacious corner lot in St. Charles. This well-maintained home offers comfortable one-level living along with several important recent updates, including a new roof installed in 2020, newer HVAC, new siding installed last year, a new water heater, and a newer garage door. Inside, you'll find three main-floor bedrooms, a full bath, central air, and an attached garage. The basement adds excellent potential with a rough-in for an additional bathroom, giving the next owner the opportunity to create additional living, recreation, or storage space. Outside, enjoy the fully fenced backyard-great for pets, entertaining, gardening, or relaxing outdoors. The corner lot provides extra yard space and a more open feel. With major exterior and mechanical updates already completed, plus a garage, fenced yard, basement potential, and convenient St. Charles location, this home offers a lot of value and room to make it your own.

Full Property Details for 3405 Ipswich Ln

General

  • Price: $275,000
  • HOA FEE: $8/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,780 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MARIS
  • MLS ID: 26058252
  • Updated: 10/3/2026
  • Added to Site: 20 day(s) ago

Interior

  • Number of Rooms: 4

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Parking

  • Garage: Yes

Location

  • Area: 403 - St. Charles
  • County: St. Charles
  • Township: Unincorporated
  • Subdivision: St Chas Hills #3

School Information

  • High School District: St. Charles R-VI
  • Elementary School: Monroe Elem.
  • Middle School: Jefferson / Hardin
  • High School: St. Charles West High

Community

  • Assoc. Fees Include: Common Area Maintenance

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air Conditioning
  • Heating Type: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Natural Gas Connected

Structural Information

  • Architectural Style: Ranch
  • Basement: Yes
  • Basement Desc.: Poured Cement (8 Feet or More), Roughed-In Bath
  • Square Feet: 912
  • Year Built: 1967

Lot Features

  • Lot Size (Acres): 0.2467
  • Lot Size (Sq. Ft.): 10,746.25
  • Lot Features: Corner Lot

Financial Considerations

  • Association Fee: $100
  • Assoc Fee Freq.: Annually
  • Tax Amount: $2,780
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listing As Is
  • Documents Avail.: None Available
  • Disclosures/Reports: See Seller's Disclosure
  • Property ID: 6-0005-4183-00-0396.0000000

Listed by Black & Associates, LLC

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Listing agent

— 3405 Ipswich Ln —

  • Black & Associates, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3405 Ipswich Ln

School District:St. Charles R-Vi School District
NameGradesDistance
Monroe Elementary School, Saint Charles, MO
2670 Zumbehl Road, Saint Charles, MO 63301
K-40.6 mi
Hardin Middle School
1950 Elm Street, Saint Charles, MO 63301
7-82.5 mi
St. Charles West High School
3601 Droste Road, Saint Charles, MO 63301
9-120.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3405 Ipswich Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/03/2026
Price Reduced
$275,000
-5.14%
MLS
9/23/2026
Price Reduced
$289,900
-3.04%
MLS
9/18/2026
Listed
$299,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3405 Ipswich Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,780
16%
$43,042
28%
2022
$2,391
—
$33,631
—
2021
$2,387
9%
$33,631
12%
2020
$2,190
1%
$30,044
—
2019
$2,173
9%
$30,044
14%
2018
$1,996
1%
$26,426
—
2017
$1,986
5%
$26,426
5%
2016
$1,890
—
$25,164
—
2015
$1,887
15%
$25,164
8%
2013
$1,640
—
$23,279
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Black & Associates, LLC

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3405 Ipswich Lane, Saint Charles, MO 63301 (MLS# 26058252) is a Single Family property with 3 bedrooms and 1 full bathroom. 3405 Ipswich Lane is currently listed for $275,000 and was received on September 18, 2026. Want to learn more about 3405 Ipswich Lane? Do you have questions about finding other Single Family real estate for sale in Saint Charles? You can browse all Saint Charles real estate or contact a Coldwell Banker agent to request more information.

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