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$625,000 Just Listed
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Property Description
Centrally located in the heart of Asheville, this 5BD/3BA versatile and spacious home combines exceptional convenience with impressive income potential. Minutes from Downtown Asheville, Mission Hospital, A-B Tech, the River Arts District, iconic local breweries, and historic Biltmore Village, the location couldn't be more ideal. Inside, the home features a light-filled layout complemented by a renovated lower level-perfect for a mother-in-law suite, a private multi-bedroom rental, or mid-term housing. The seller has successfully utilized portions of the home to house traveling medical professionals, providing a steady stream of additional revenue. Unwind on the oversized front porch while taking in year-round views of Downtown Asheville and the surrounding Blue Ridge Mountains. Out back, an expansive backyard offers endless possibilities for gardening, outdoor entertaining, or potential future development. Whether you're seeking a primary residence with passive income, a multi-generational living setup, or an investment property, this Asheville gem delivers on every level. Situated just minutes from Downtown Asheville, this strategically located property is far more than a charming residence-it is a rare chance to capitalize on flexible RS-8 zoning and Asheville's expanding residential density initiatives. Under current regulations, RS-8 zoning allows 2 units for the initial 4,000 sq. ft. of parcel area, plus 1 additional unit for every extra 1,000 sq. ft. A parcel of 5,000+ sq. ft. can accommodate up to 3 units, opening doors for duplexes, multi-family infill, or expanded Accessory Dwelling Units (ADUs). (Buyer/Buyer's Agent to verify subdivision potential and allowable build parameters with City of Asheville Planning) This home is being sold strictly As-Is and requires unfinished repairs and updates. Schedule your showing today and explore the possibilities!"
Full Property Details
Full Property Details for 55 Congress St
General
- Price: $625,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4423785
- Updated: 9/17/2026
- Added to Site: 2 day(s) ago
Interior
- Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
- Flooring: Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main - Full Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 5
- Bedrooms-B: 2
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: In Basement, Laundry Room
Additional Information
- Shared Amenities: Recreation Area, Sidewalks, Street Lights
Exterior
- Exterior Features: Storage
Parking
- Parking Features: Driveway
Location
- County: Buncombe
- Subdivision: E Riverside Urban Renewal Area
- Driving Directions: ---From Pack Square, head South on Biltmore Avenue. Turn Right onto Hilliard Avenue. Turn Left onto Coxe Avenue or S. French Broad Avenue. Turn Left onto Livingston Street, then Right onto Congress Street. Proceed to 55 Congress Street on the right.
School Information
- Elementary School: Asheville Primary
- Middle School: Asheville
- High School: Asheville
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Ductless, Window Unit(s)
- Heating Type: Baseboard, Electric, Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Cable Connected, Electricity Connected, Wired Internet Available
Structural Information
- Architectural Style: Ranch
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Stone, Wood
- Basement: Yes
- Basement Desc.: Daylight, Finished, Walk-Out Access, Walk-Up Access, Other
- Main/1st Level: 1,152 Sq. Ft.
- Year Built: 1980
Lot Features
- Lot Dimensions: 80 x 191 x 78 x 189
- Street/Road Desc.: Gravel, Paved
- Rcmdd Zoning: RS8
Financial Considerations
- Terms: Cash, Conventional, FHA
Disclosures and Reports
- Restrictions: Manufactured Home Not Allowed
- Property ID: 9648-24-7615-00000
- Lot Number: 1534-798
Listed by Kilgore & Associates RealEstat
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Schools
Schools serving 55 Congress St
School District:Asheville City Schools
| Name | Grades | Distance |
|---|---|---|
Asheville High 419 McDowell Street, Asheville, NC 28803 | 9-12 | 0.5 mi |
Hall Fletcher Elementary 60 Ridgelawn Road, Asheville, NC 28806 | K-5 | 1 mi |
Isaac Dickson Elementary 125 Hillside Street, Asheville, NC 28801 | K-5 | 1.9 mi |
Asheville Middle 211 South French Broad Avenue, Asheville, NC 28801 | 6-8 | 0.5 mi |
School Of Inquiry And Life Science 419 McDowell Street, Asheville, NC 28803 | 9-12 | 0.5 mi |
Claxton Elementary 241 Merrimon Avenue, Asheville, NC 28801 | K-5 | 2 mi |
Vance Elementary, Asheville, NC 98 Sulphur Springs Road, Asheville, NC 28806 | K-5 | 2.5 mi |
Ira B Jones Elementary 544 Kimberly Avenue, Asheville, NC 28804 | K-5 | 3.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 55 Congress St
Date
Details
Price
Change
Source
9/16/2026
Listed
$625,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 55 Congress St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,224
9%
$293,500
—
2023
$2,956
1%
$293,500
—
2022
$2,927
—
$293,500
—
2021
$2,927
30%
$293,500
40%
2020
$2,253
—
$209,000
—
2019
$2,253
—
$209,000
—
2018
$2,253
-1%
$209,000
—
2017
$2,274
9%
$209,000
23%
2015
$2,087
1%
$169,800
—
2014
$2,061
—
$169,800
—
2013
$2,061
—
$169,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 55 Congress St
55 Congress Street, Asheville, NC 28801 (MLS# 4423785) is a Single Family property with 5 bedrooms and 3 full bathrooms. 55 Congress Street is currently listed for $625,000 and was received on September 16, 2026. Want to learn more about 55 Congress Street? Do you have questions about finding other Single Family real estate for sale in Asheville? You can browse all Asheville real estate or contact a Coldwell Banker agent to request more information.

