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$315,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 0.06 Acres
  • Updated 13 hours ago
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Cozy Riverfront Cottage in Mill Ridge! This charming 2-bedroom, 1.5-bath home offers a peaceful setting along the river, with the soothing sound of rushing water just outside your door. The inviting sunroom overlooks the water and provides a relaxing spot to enjoy the setting year-round. Spend evenings gathered around the fire pit on the patio, or unwind in one of the outdoor seating areas while taking in the surrounding nature. Inside, the kitchen has been refreshed with new cabinets and stainless steel appliances. Fully furnished and turn-key, this delightful cottage is ready to enjoy as a weekend getaway, vacation retreat, or short-term rental opportunity. A wonderful place to relax and enjoy the beauty of the High Country.

Full Property Details for 200 River Rd 2

General

  • Price: $315,000
  • HOA FEE: $175/month
  • Taxes: $765
  • Status: Active
  • Type: Single Family
  • Source: 2217
  • MLS ID: 264163
  • Updated: 9/9/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Furnished
  • Fireplace: Yes
  • Fireplace(s): Wood Burning
  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Washer Hookup, Dryer Hookup, Main Level

Additional Information

  • Shared Pool: Yes
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Community
  • Tennis: Yes

Exterior

  • Exterior Features: Fire Pit, Pool
  • Porch/Patio/Deck: Covered, Open, Patio, Stone

Parking

  • Parking Features: Driveway

Location

  • Area: 8-Banner Elk
  • County: Watauga
  • Subdivision: Mill Ridge

School Information

  • Elementary School: Valle Crucis
  • High School: Watauga

Community

  • Community Name: 8-Banner Elk
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ductless
  • Heating Type: Ductless, Fireplace(s), Radiant Floor

Utilities

  • Sewer: Community/Coop Sewer
  • Water: Community/Coop
  • Utility Description: High Speed Internet Available

Structural Information

  • Architectural Style: Cottage
  • Detached/Attached: Detached
  • Construction: Cedar, Shake Siding, Wood Frame
  • Basement Desc.: Crawl Space
  • Roof: Asphalt, Shingle
  • Stories/Levels: 1
  • Living Area: 860 Sq. Ft.
  • Finished Total: 860 Sq. Ft.
  • Finished Above Grnd: 860 Sq. Ft.
  • Year Built: 1972

Lot Features

  • Property View: Residential, River
  • Lot Size (Acres): 0.06
  • Lot Size: .06
  • Frontage: Private Road, Paved
  • Zoning: R1

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: $175
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $765.26
  • Terms: Cash, Conventional, New Loan

Disclosures and Reports

  • Property ID: 1878-86-8797-000

Listed by 828 Real Estate

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Listing agent

— 200 River Rd 2 —

  • 828 Real Estate

(828) 386-6047

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 200 River Rd 2

School District:Watauga County Schools
NameGradesDistance
Valle Crucis Elementary
2998 Broadstone Road, Sugar Grove, NC 28679
PK-83.8 mi
Watauga High
300 Go Pioneers Drive, Boone, NC 28607
9-128.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 200 River Rd 2 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/09/2026
Listed
$315,000
162.5%
MLS
4/05/2019
Sold
$120,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 200 River Rd 2

Year
Property Taxes
Change
Tax Assessment
Change
2025
$792
5%
$183,900
—
2022
$757
—
$183,900
73%
2022
$757
34%
$106,600
—
2020
$563
18%
$106,600
22%
2019
$477
10%
$87,700
—
2018
$433
—
$87,700
—
2017
$433
9%
$87,700
—
2015
$398
—
$87,700
—
2014
$398
12%
$87,700
—
2013
$355
—
$87,700
19%
2013
$355
—
$73,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 200 River Rd 2

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by 828 Real Estate

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200 River Road 2, Banner Elk, NC 28604 (MLS# 264163) is a Single Family property with 2 bedrooms, 1 full bathroom and 1 partial bathroom. 200 River Road 2 is currently listed for $315,000 and was received on September 09, 2026. Want to learn more about 200 River Road 2? Do you have questions about finding other Single Family real estate for sale in Banner Elk? You can browse all Banner Elk real estate or contact a Coldwell Banker agent to request more information.

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