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$879,900
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Property Description
Experience luxury living just moments from Main Street Belmont, where dining, shops, and year-round community events are right at your doorstep. This exceptional home features high-end finishes throughout, including thoughtfully incorporated elements crafted from materials sourced from historic Belmont, blending timeless character with modern design. The chef's kitchen offers generous counter space and refined details ideal for everyday living and entertaining. The main level showcases 10-ft ceilings that enhance the inviting living room with a gas-log fireplace and direct access to a spacious screened-in patio-perfect for relaxing, hosting guests, or enjoying the game. A dedicated dining room, private study, and full bathroom add flexibility on the main level. Upstairs, 9-ft ceilings highlight the impressive primary suite with a walk-around soaking tub, walk-in shower, and ample storage. A large loft spans the length of the upper level, providing space for media, work, or recreation, while three additional bedrooms complete the home. With Main Street Belmont only minutes away, this home offers a rare blend of upscale comfort, historic connection, and an unbeatable downtown location.
Full Property Details
Full Property Details for 10 Oak St
General
- Price: $879,900
- HOA FEE: $200/month
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4320495
- Updated: 1/5/2026
- Added to Site: 38 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown, Built-in Features, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Gas Log, Living Room, Gas Log, Living Room
- Appliances: Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Oven, Gas Water Heater, Ice Maker, Refrigerator, Warming Drawer
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Upper - Full Baths: 3
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
Other Rooms
- Laundry: Laundry Room, Sink
Exterior
- Exterior Features: Lawn Maintenance
Parking
- Garage: Yes
- Garage Description: 499 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Faces Side, Shared Driveway
Location
- County: Gaston
- Subdivision: Tower Crest
Community
- Assoc. Name: MECA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Builder: Bower Traust
- Construction: Site Built
- Exterior Const.: Brick Full, Fiber Cement, Shingle/Shake
- Roof: Architectural Shingle
- Upper: 1,759 Sq. Ft.
- Main/1st Level: 1,091 Sq. Ft.
- Year Built: 2021
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Corner Lot
- Rcmdd Zoning: NRCD
Horse Property
- Horse Facility Desc.: None
Financial Considerations
- Association Fee: $200
- Assoc Fee Freq.: Monthly
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Restrictions: Architectural Review
- Property ID: 305302
- Plat: 093/094
- Lot Number: 5507/2126
Listed by Real Broker LLC Belmont
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Schools
Schools serving 10 Oak St
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
Belmont Central Elementary School 310 Eagle Road, Belmont, NC 28012 | PK-5 | 0.4 mi |
J B Page Primary School 215 Ewing Drive, Belmont, NC 28012 | PK-5 | 0.8 mi |
Belmont Middle School 1020 South Point Road, Belmont, NC 28012 | 6-8 | 1.4 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10 Oak St
Date
Details
Price
Change
Source
1/05/2026
Price Reduced
$879,900
-1.13%
MLS
12/08/2025
Listed
$890,000
7.88%
MLS
9/26/2024
Sold
$825,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,973
—
$756,470
—
2024
$7,973
-1%
$756,470
—
2023
$8,056
287%
$756,470
374%
2022
$2,082
—
$159,540
113%
2022
$2,082
—
$75,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10 Oak St
10 Oak Street, Belmont, NC 28012 (MLS# 4320495) is a Single Family property with 4 bedrooms and 4 full bathrooms. 10 Oak Street is currently listed for $879,900 and was received on December 08, 2025. Want to learn more about 10 Oak Street? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

