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$400,000 Just Listed
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Property Description
Rare opportunity to own an updated ranch on 1.25 acres in Belmont! Situated on two parcels and backing to Belmont Abbey College, this unique property offers the space, privacy, and flexibility that can be hard to find - all with NO HOA. Meticulously maintained by the same sellers for over 25 years, the home features 3 bedrooms, 2 full baths, and two separate living/family areas, providing plenty of room to spread out. Outside, the expansive property offers endless possibilities, plus a detached shop for hobbies, projects, storage, or additional workspace. Whether you're looking for more land, room to enjoy the outdoors, or simply the freedom that comes with a larger lot and no HOA, this property offers a combination you don't often find in Belmont. Two parcels included in sale:#184846 / 0.64 acres contains the residence Parcel #201367 / 0.61 acres and contains the outbuilding/shop.
Full Property Details
Full Property Details for 124 Oak Trail
General
- Price: $400,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4422704
- Updated: 9/12/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: Attic Other, Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Kitchen Island
- Fireplace: Yes
- Fireplace(s): Den, Family Room, Den, Family Room
- Appliances: Dishwasher, Disposal, Electric Oven, Electric Water Heater
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: In Hall
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Faces Rear
Location
- County: Gaston
- Subdivision: Catawba Heights
School Information
- Elementary School: Catawba Heights
- Middle School: Belmont
- High School: South Point (NC)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Architectural Style: Ranch
- Construction: Site Built
- Exterior Const.: Brick Full
- Roof: Architectural Shingle
- Main/1st Level: 1,697 Sq. Ft.
- Year Built: 1956
Lot Features
- Street/Road Desc.: Asphalt, Paved
- Lot Features: Level
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 184846
- Lot Number: 2426-551
Listed by Helen Adams Realty
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Schools
Schools serving 124 Oak Trail
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
Catawba Heights Elementary School 101 Ivey Street, Belmont, NC 28012 | PK-5 | 0.7 mi |
Belmont Middle School 1020 South Point Road, Belmont, NC 28012 | 6-8 | 3.1 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 124 Oak Trail
Date
Details
Price
Change
Source
9/12/2026
Listed
$400,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 124 Oak Trail
Year
Property Taxes
Change
Tax Assessment
Change
2026
$2,966
—
$295,450
—
2025
$2,966
-1%
$295,450
—
2023
$2,999
34%
$295,450
71%
2022
$2,239
886%
$172,890
—
2021
$227
-90%
$172,890
—
2020
$2,274
18%
$172,890
25%
2017
$1,934
61%
$138,107
—
2015
$1,202
-48%
$138,107
-20%
2019
$2,291
163%
$172,890
73%
2013
$870
—
$99,961
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 124 Oak Trail
124 Oak Trail, Belmont, NC 28012 (MLS# 4422704) is a Single Family property with 3 bedrooms and 2 full bathrooms. 124 Oak Trail is currently listed for $400,000 and was received on September 12, 2026. Want to learn more about 124 Oak Trail? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

