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$725,000 Just Listed
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Property Description
Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookups-perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the space's usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a rare opportunity to own a versatile, move-in-ready waterfront property that combines lifestyle, privacy, and functionality-all within close proximity to Belmont, Charlotte, and surrounding amenities.
Full Property Details
Full Property Details for 349 Lake Wylie Rd
General
- Price: $725,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4367153
- Updated: Today (4/9/2026)
- Added to Site: Today
Interior
- Interior Features: Attic Other, Cable Prewire, Entrance Foyer, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning, Living Room, Wood Burning
- Appliances: Dishwasher, Disposal, Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Filtration System, Microwave, Plumbed For Ice Maker, Self Cleaning Oven
- Flooring: Carpet, Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main - Full Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Additional Information
- Equipment: Fuel Tank - Owned, Generator, Generator Hookup
Exterior
- Exterior Features: Fire Pit, Dock - Floating, In-Ground Irrigation, Storage
Parking
- Parking Features: Driveway, Electric Gate, RV Access/Parking
Location
- County: Gaston
School Information
- Elementary School: New Hope
- Middle School: Cramerton
- High School: South Point (NC)
Heating & Cooling
- Cooling Type: Central Air, Heat Pump
- Heating Type: ENERGY STAR Qualified Equipment, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Wired Internet Available
Structural Information
- Construction: Off Frame Modular, Site Built
- Exterior Const.: Block, Vinyl
- Basement: Yes
- Basement Desc.: Bath/Stubbed, Finished, Full, Walk-Out Access
- Roof: Architectural Shingle
- Main/1st Level: 2,005 Sq. Ft.
- Year Built: 1973
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Private, River Front, Sloped, Waterfront
- Fencing (Description): Chain Link, Fenced
Water Features
- Water Front Name: Lake Wylie
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 190442
- Lot Number: 5009-2146
Listed by Soltera Inc
Get Pre-Approved Today
Schools
Schools serving 349 Lake Wylie Rd
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
New Hope Elementary School, Gastonia, NC 137 Stowe Road, Gastonia, NC 28056 | PK-5 | 1.6 mi |
Cramerton Middle School 601 Cramer Mountain Road, Cramerton, NC 28032 | 6-8 | 2.3 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 349 Lake Wylie Rd
Date
Details
Price
Change
Source
4/09/2026
Listed
$725,000
45%
MLS
11/07/2018
Sold
$500,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 349 Lake Wylie Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,524
7%
$633,680
-18%
2023
$4,246
—
$771,940
68%
2021
$4,251
1%
$458,620
—
2022
$4,219
1%
$458,620
—
2020
$4,192
-1%
$458,620
—
2019
$4,238
96%
$458,620
106%
2018
$2,160
1%
$222,646
—
2016
$2,133
—
$222,646
—
2015
$2,133
-1%
$222,646
-2%
2013
$2,164
—
$227,758
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 349 Lake Wylie Rd
349 Lake Wylie Road, Belmont, NC 28012 (MLS# 4367153) is a Single Family property with 3 bedrooms and 3 full bathrooms. 349 Lake Wylie Road is currently listed for $725,000 and was received on April 09, 2026. Want to learn more about 349 Lake Wylie Road? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

