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$324,900 Just Listed
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Property Description
More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon. Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you're close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive. Small-town character, river access, and room to spread out at 40 11th St.
Full Property Details
Full Property Details for 40 11th St
General
- Price: $324,900
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4436294
- Updated: 10/23/2026
- Added to Site: 6 day(s) ago
Interior
- Interior Features: Attic Finished
- Appliances: Dishwasher, Electric Range, Microwave, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Laundry Closet
Parking
- Parking Features: Driveway, On Street
Location
- County: Gaston
- Subdivision: Cottonwood
School Information
- Elementary School: Belmont Central
- Middle School: Belmont
- High School: South Point (NC)
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas, Solar
Structural Information
- Construction: Site Built
- Exterior Const.: Vinyl
- Roof: Architectural Shingle
- Main/1st Level: 976 Sq. Ft.
- Year Built: 1920
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Corner Lot
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 126530
- Lot Number: 5082-1256
Listed by Armstead Realty Group LLC
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Schools
Schools serving 40 11th St
School District:Gaston County Schools
| Name | Grades | Distance |
|---|---|---|
J B Page Primary School 215 Ewing Drive, Belmont, NC 28012 | PK-5 | 0.7 mi |
Belmont Central Elementary School 310 Eagle Road, Belmont, NC 28012 | PK-5 | 1.8 mi |
Belmont Middle School 1020 South Point Road, Belmont, NC 28012 | 6-8 | 1.6 mi |
South Point High School 906 South Point Road, Belmont, NC 28012 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 40 11th St
Date
Details
Price
Change
Source
10/23/2026
Listed
$324,900
58.49%
MLS
11/19/2019
Sold
$205,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 40 11th St
Year
Property Taxes
Change
Tax Assessment
Change
2026
$3,337
5%
$316,620
5%
2025
$3,179
-1%
$301,620
—
2023
$3,212
89%
$301,630
138%
2021
$1,703
-2%
$126,650
-5%
2022
$1,738
2%
$133,210
5%
2020
$1,703
-1%
$126,650
—
2019
$1,716
89%
$126,650
93%
2018
$910
3%
$65,672
—
2017
$883
—
$65,672
—
2015
$883
-13%
$65,672
-13%
2014
$1,016
—
$75,517
—
2013
$1,016
—
$75,517
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 40 11th St
40 11th Street, Belmont, NC 28012 (MLS# 4436294) is a Single Family property with 2 bedrooms and 1 full bathroom. 40 11th Street is currently listed for $324,900 and was received on October 23, 2026. Want to learn more about 40 11th Street? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

