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$1,275,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
  • Updated 21 hours ago
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4120 Spring Cove Way, Belmont, NCVideo Tour of 4120 Spring Cove Way, Belmont, NC.
An incredible opportunity to own a breathtaking waterfront retreat in the McLean Overlake community. Perfectly designed for both everyday living and exceptional entertaining, this beautifully appointed home offers a spacious open floor plan and a three-car garage. The heart of the home is the stunning dream kitchen, featuring stainless steel appliances, a gas cooktop, an oversized center island, a butler's pantry, and a sunny dining area that flows seamlessly into the inviting great room with a cozy fireplace and custom built-in cabinetry. Unwind in the luxurious primary suite, complete with a custom walk-in closet and a spa-inspired bath designed for total relaxation. A private home office with elegant French doors completes the main level. Upstairs, you'll find three additional bedrooms and generous storage space to meet all your needs. Step outside and embrace true waterfront living. Enjoy tranquil lake views from the screened porch, host gatherings in the spacious fenced backyard, or cool off at the community pool. Your private covered dock - equipped with a boat lift and jet ski ports - ready for boating adventures. Experience the charming small-town atmosphere of beautiful Belmont while being just moments from uptown Charlotte, premier shopping, dining, and the airport. This is more than a home - it's a lifestyle.

Full Property Details for 4120 Spring Cove Way

General

  • Price: $1,275,000
  • HOA FEE: $104/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4353360
  • Updated: 3/13/2026
  • Added to Site: Today

Interior

  • Interior Features: Built-in Features, Drop Zone, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
  • Fireplace: Yes
  • Fireplace(s): Gas Log, Great Room, Gas Log, Great Room
  • Appliances: Convection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Wall Oven
  • Flooring: Carpet, Hardwood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink

Additional Information

  • Shared Amenities: Clubhouse, Outdoor Pool, Playground, Walking Trails
  • Pool: Yes

Exterior

  • Exterior Features: Dock - Floating

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Garage Door Opener, Garage Faces Front

Location

  • County: Gaston
  • Subdivision: McLean Overlake

School Information

  • Elementary School: New Hope
  • Middle School: Cramerton
  • High School: South Point (NC)

Community

  • Assoc. Name: Property Matters Realty

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Electricity Connected, Natural Gas

Structural Information

  • Architectural Style: Transitional
  • Construction: Site Built
  • Exterior Const.: Fiber Cement
  • Roof: Architectural Shingle
  • Upper: 1,116 Sq. Ft.
  • Main/1st Level: 2,036 Sq. Ft.
  • Year Built: 2021

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Waterfront
  • Fencing (Description): Back Yard, Fenced

Water Features

  • Water Front Name: Lake Wylie

Financial Considerations

  • Association Fee: $1,245
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 302516
  • Lot Number: 5218/0601

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— 4120 Spring Cove Way —

  • Keller Williams Connected

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 4120 Spring Cove Way

School District:Gaston County Schools
NameGradesDistance
New Hope Elementary School, Gastonia, NC
137 Stowe Road, Gastonia, NC 28056
PK-53.8 mi
Cramerton Middle School
601 Cramer Mountain Road, Cramerton, NC 28032
6-84.7 mi
South Point High School
906 South Point Road, Belmont, NC 28012
9-124.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4120 Spring Cove Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/13/2026
Listed
$1,275,000
436.84%
MLS
4/13/2021
Sold
$237,500
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4120 Spring Cove Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,490
1%
$711,450
2%
2023
$7,404
628%
$695,240
819%
2021
$1,017
-77%
$75,640
-78%
2022
$4,495
100%
$344,480
355%
2020
—
$75,640
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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4120 Spring Cove Way, Belmont, NC 28012 (MLS# 4353360) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 4120 Spring Cove Way is currently listed for $1,275,000 and was received on March 13, 2026. Want to learn more about 4120 Spring Cove Way? Do you have questions about finding other Single Family real estate for sale in Belmont? You can browse all Belmont real estate or contact a Coldwell Banker agent to request more information.

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