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$632,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2 Car Garage
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Welcome to Cotton Creek, a Black Mountain neighborhood loved for its friendly feel and location. This well cared for single owner home offers comfort, character and a few extra touches that make it truly stand out. The front to back open living space is bright and cheerful. The main level primary bedroom has an en-suite bathroom. Two more bedrooms are located upstairs with a second full bath. Above the garage you will find a versatile bonus room that provides an additional 406 square feet of space to the home (bringing the total to 1725 square feet). It is perfect for a home office, playroom or guest space. The current owner has used it for cozy movie nights, relaxing and hosting guests. The bonus space has beautiful touches of custom wood trim on the walls and has built-in sitting/sleeping spaces. In addition, there are 3 built in storage cubbies along with two more spaces under each of the custom cushions. This room is not counted in the overall square feet of the house due to the hall and stairs not having vents. Currently ambient temperatures from the house and the mini-split (in the bonus space) have proven to be sufficient for heating and cooling. Step outside into a beautifully maintained backyard, complete with a newer wood privacy fence and tasteful landscaping. Cultured stone has been added to the foundation enhancing the home's curb appeal by giving it a warm and inviting look from the moment you arrive. Living here means more than just a home. Cotton Creek is a walk-able community where neighbors connect, and downtown Black Mountain is just minutes away for shopping, dining and local events. Everything you love about Black Mountain is just around the corner!

Full Property Details for 10 Cotton Creek Cir

General

  • Price: $632,000
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4305472
  • Updated: 12/1/2025
  • Added to Site: 113 day(s) ago

Interior

  • Interior Features: Attic Other, Storage
  • Fireplace: Yes
  • Fireplace(s): Family Room, Family Room
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper - Full Baths: 1
  • Upper - 1/2 Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: In Hall, Main Level

Parking

  • Garage: Yes
  • Garage Description: 467 Sq. Ft.
  • Garage Spaces: 2
  • Parking Features: Attached Garage, Garage Faces Rear

Location

  • County: Buncombe
  • Subdivision: Cotton Creek
  • Driving Directions: 40 East to Black Mountain Exit 64. Left onto Hwy 9/Montreat Road. Continue straight on Montreat Rd through 3 lights. Right on South Cotton then curve left onto East Cotton. Right at 1st road into the Cotton Creek subdivision. #10 is on the Left.

School Information

  • Elementary School: Black Mountain
  • Middle School: Charles D Owen
  • High School: Charles D Owen

Heating & Cooling

  • Cooling Type: Central Air, Ductless, Electric
  • Heating Type: Ductless, Electric, Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas, Underground Utilities

Structural Information

  • Architectural Style: Arts and Crafts
  • Construction: Site Built
  • Exterior Const.: Fiber Cement, Stone Veneer
  • Roof: Architectural Shingle
  • Upper: 477 Sq. Ft.
  • Main/1st Level: 842 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Elevation (Approx.): 2000
  • Lot Features: Level
  • Fencing (Description): Back Yard, Wood

Financial Considerations

  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Short Term Rental Allowed
  • Property ID: 0619-49-4741-00000
  • Plat: 86/31
  • Lot Number: 4206-1419

Listed by Howard Hanna Beverly-Hanks Freestone Properties

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— 10 Cotton Creek Cir —

  • Howard Hanna Beverly-Hanks Freestone Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10 Cotton Creek Cir

School District:Buncombe County Schools
NameGradesDistance
Black Mountain Elementary
100 Flat Creek Road, Black Mountain, NC 28711
4-50.4 mi
Black Mountain Primary
301 East State Street, Black Mountain, NC 28711
PK-30.5 mi
Charles D Owen Middle
730 Old US Highway 70, Swannanoa, NC 28778
6-83.5 mi
Charles D Owen High
99 Lake Eden Road, Black Mountain, NC 28711
9-123.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10 Cotton Creek Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/01/2025
Price Reduced
$632,000
-2.02%
MLS
9/26/2025
Listed
$645,000
229.08%
MLS
4/10/2006
Sold
$196,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10 Cotton Creek Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,831
3%
$326,300
—
2024
$2,736
2%
$326,300
—
2023
$2,672
3%
$326,300
—
2022
$2,591
—
$326,300
—
2021
$2,591
7%
$326,300
16%
2020
$2,426
—
$281,600
—
2019
$2,426
—
$281,600
—
2018
$2,426
-1%
$281,600
—
2017
$2,454
8%
$281,600
21%
2015
$2,280
—
$232,900
—
2014
$2,280
—
$232,900
—
2013
$2,280
—
$232,900
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Howard Hanna Beverly-Hanks Freestone Properties

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10 Cotton Creek Circle, Black Mountain, NC 28711 (MLS# 4305472) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 10 Cotton Creek Circle is currently listed for $632,000 and was received on September 26, 2025. Want to learn more about 10 Cotton Creek Circle? Do you have questions about finding other Single Family real estate for sale in Black Mountain? You can browse all Black Mountain real estate or contact a Coldwell Banker agent to request more information.

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