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1/23
$225,000 Sale Pending
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1/23
Property Description
Experience the serenity of true mountain living in this tranquil creekside retreat, where the gentle sound of flowing water creates a peaceful backdrop for everyday life. From the moment you arrive, the home invites you to slow down, breathe deeply, and enjoy the natural beauty that surrounds you. An expansive screened front deck welcomes you with soaring skylights that bathe the space in soft, natural light, offering an ideal setting for morning coffee, afternoon reading, or evenings spent listening to the creek and watching the woods settle into dusk. Inside, the open floor plan enhances the home's warm, inviting atmosphere. Light natural-finish vinyl plank flooring flows throughout the main living areas, creating a seamless connection between spaces. The living room is anchored by a striking stone hearth and wood-burning stove, offering the rustic charm of a mountain lodge paired with the comfort of modern living. A large picture window and sliding glass door frame views of the surrounding trees and the wraparound deck, allowing the outdoors to become an integral part of the home's ambiance. The kitchen blends rustic character with contemporary contrast, featuring generous counter space, natural wood cabinetry, and rich, darker countertops that add depth and warmth. Whether preparing meals for guests or enjoying a quiet evening at home, the kitchen's thoughtful layout and abundant storage make it both functional and inviting. The spacious dining area, illuminated by a chandelier, provides the perfect setting for gatherings and shared meals. The primary suite offers a peaceful retreat with dual closets and an ensuite bath featuring tile flooring and a tub/shower with glass doors. A flexible second bedroom or den provides space for guests, a home office, or creative pursuits, enhanced by a ceiling fan and natural light. Just off the carport, a dedicated laundry room adds convenience and practicality without interrupting the home's serene interior aesthetic. Outdoor living is elevated with multiple destinations designed for relaxation and connection with nature. Directly across the street, an elevated fire-pit area offers views of the creek and a perfect spot for stargazing or unwinding at the end of the day. A secondary deck beside the screened porch includes a hot tub, believed to be functional, offering the potential for a private spa-like experience. Practical updates provide peace of mind, including a new septic system installed in 2021 and a new HVAC system added in 2023. The shared spring received significant upgrades and repairs last year, and the assessment has already been paid. Private roads include maintenance per community bylaws, ensuring ease of access throughout the year. Located just minutes from Bryson City and local schools, this home offers both convenience and seclusion. It also operated as a successful short-term rental as recently as 2024, providing excellent potential for buyers seeking a personal retreat with income-producing capability. This property is now offered as a Short Sale. All offers are subject to lender approval. Sold As-Is.
Full Property Details
Full Property Details for 12 Bear Cove Ln
General
- Price: $225,000
- HOA FEE: $42/month
- HOA FEE FREQ.: Annually
- Status: Pending
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4337192
- Updated: 8/7/2026
- Added to Site: 224 day(s) ago
Interior
- Interior Features: Breakfast Bar, Open Floorplan
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Exhaust Hood, Refrigerator, Washer/Dryer
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Utility Room, Laundry Room, Main Level
Exterior
- Exterior Features: Above Ground Hot Tub / Spa, Fire Pit
Parking
- Carports: Yes
- Carport Spaces: 2
- Parking Features: Attached Carport
Location
- County: Swain
- Subdivision: Bear Cove
- Driving Directions: From Bryson City, take US 19 S/Hwy 19 W to US 19 S/Alarka Rd, turn left; turn left onto Bear Cove Rd., turn left to Bear Cove Circle, turn right onto Bear Cove Lane, home is on the right (Sign on property)
Community
- Assoc. Name: Mary Huckaby
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air, Electric, Heat Pump
- Heating Type: Central, Electric, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Spring
- Utility Description: Electricity Connected
Structural Information
- Construction: Site Built
- Exterior Const.: Vinyl
- Roof: Composition
- Main/1st Level: 960 Sq. Ft.
- Year Built: 1973
Lot Features
- Street/Road Desc.: Asphalt, Gravel, Paved
- Elevation (Approx.): 2000
- Lot Features: Corner Lot, Creek Front, Creek/Stream
Financial Considerations
- Association Fee: $500
- Assoc Fee Freq.: Annually
- Other Assoc Fees: $300
- Other Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Short Sale Subject to Approval, Third Party Approval
- Restrictions: Architectural Review, Manufactured Home Not Allowed, Modular Not Allowed, Short Term Rental Allowed
- Property ID: 6662-08-98-5946
- Lot Number: 541-827
Listed by Keller Williams Great Smokies
Get Pre-Approved Today
Schools
Schools serving 12 Bear Cove Ln
School District:Swain County Schools
| Name | Grades | Distance |
|---|---|---|
Swain Co West Elementary 4142 Highway 19 West, Bryson City, NC 28713 | K-5 | 1.4 mi |
Swain County Middle School 135 Arlington Avenue, Bryson City, NC 28713 | 6-8 | 2.2 mi |
Cherokee Extension High School 50 Main Street, Bryson City, NC 28713 | K-12 | 2.4 mi |
Swain County High School 1415 Fontana Road, Bryson City, NC 28713 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 12 Bear Cove Ln
Date
Details
Price
Change
Source
7/29/2026
Price Reduced
$225,000
-11.76%
MLS
7/20/2026
Price Reduced
$255,000
-8.6%
MLS
7/08/2026
Price Reduced
$279,000
-3.46%
MLS
7/07/2026
Price Reduced
$289,000
-3.34%
MLS
6/12/2026
Price Reduced
$299,000
-4.47%
MLS
4/28/2026
Price Reduced
$313,000
-2.16%
MLS
1/16/2026
Listed
$319,900
11.46%
MLS
5/13/2025
Sold
$287,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 12 Bear Cove Ln
Year
Property Taxes
Change
Tax Assessment
Change
2026
$305
-58%
$108,210
—
2025
$718
—
$108,210
—
2024
$718
100%
$108,210
—
2023
-100%
$108,210
—
2022
$505
—
$108,210
—
2021
$505
—
$108,210
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 12 Bear Cove Ln
12 Bear Cove Lane, Bryson City, NC 28713 (MLS# 4337192) is a Single Family property with 2 bedrooms and 1 full bathroom. 12 Bear Cove Lane is currently listed for $225,000 and was received on January 16, 2026. Want to learn more about 12 Bear Cove Lane? Do you have questions about finding other Single Family real estate for sale in Bryson City? You can browse all Bryson City real estate or contact a Coldwell Banker agent to request more information.

