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$649,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2 Car Garage
  • Updated 8 days ago
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Live the ultimate Mountain Island Lake lifestyle in this beautiful 3,524-square-foot home tucked away on nearly an acre in a quiet cul-de-sac setting! Designed for both everyday living and entertaining, this spacious home offers 5 bedrooms plus a large bonus room (optional 6th bedroom), including a full guest bedroom and full bathroom on the main level-ideal for visitors or multi-generational living. A private office and bright open-concept floor plan provide the perfect blend of functionality and comfort. Enjoy recent updates throughout, including a refreshed kitchen with newly painted white cabinetry, updated LVP flooring, and a stunning primary bath featuring a designer tile shower with frameless glass doors. Major system upgrades include a newer roof, HVAC, and water heater, offering true move-in-ready peace of mind. Step outside to a private backyard retreat surrounded by mature trees with no homes directly behind, creating a peaceful natural backdrop and added privacy. The manageable yard size allows you to spend less time on maintenance and more time enjoying the lake lifestyle and community amenities. Located in an amenity-rich waterfront community, residents enjoy lake access, a resort-style pool, clubhouse, pickleball courts, walking trails, parks, and endless opportunities for boating, kayaking, fishing, and outdoor recreation. Optional deeded boat slip available-making it easy to get out on the water whenever you choose. This is more than a home-it's a lifestyle!

Full Property Details for 11416 Foggy Bank Ln

General

  • Price: $649,000
  • HOA FEE: $92/month
  • HOA FEE FREQ.: Semi-Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4320075
  • Updated: 5/26/2026
  • Added to Site: 180 day(s) ago

Interior

  • Interior Features: Attic Walk In
  • Fireplace: Yes
  • Fireplace(s): Family Room, Family Room
  • Appliances: Dishwasher, Disposal, Microwave
  • Flooring: Laminate, Tile, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper - Full Baths: 2
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Boat Storage, Clubhouse, Game Court, Lake Access, Outdoor Pool, Pickleball, Playground, Recreation Area, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
  • Pool: Yes

Parking

  • Garage: Yes
  • Garage Description: 478 Sq. Ft.
  • Garage Spaces: 2
  • Parking Features: Driveway, Attached Garage

Location

  • County: Mecklenburg
  • Subdivision: Mt Isle Harbor

School Information

  • Elementary School: Mountain Island Lake Academy
  • Middle School: Mountain Island Lake Academy
  • High School: Hopewell

Community

  • Assoc. Name: Hawthorne Mgmt

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Forced Air, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Electricity Connected, Natural Gas

Structural Information

  • Architectural Style: Traditional
  • Construction: Site Built
  • Exterior Const.: Brick Partial, Vinyl
  • Roof: Architectural Shingle
  • Upper: 1,785 Sq. Ft.
  • Main/1st Level: 1,739 Sq. Ft.
  • Year Built: 2001

Lot Features

  • Lot Dimensions: 88 x 476 x 90 x 460
  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Cul-De-Sac

Water Features

  • Water Front Name: Mountain Island Lake

Financial Considerations

  • Association Fee: $549
  • Assoc Fee Freq.: Semi-Annually
  • Other Assoc Fees: $774
  • Other Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Restrictions: Architectural Review
  • Property ID: 031-241-26
  • Lot Number: 13074-278

Listed by Maultsby Realty Group

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Listing agent

— 11416 Foggy Bank Ln —

  • Maultsby Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 11416 Foggy Bank Ln

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Mountain Island Lake Academy
7905 Pleasant Grove Road, Charlotte, NC 28216
PK-83.4 mi
Hopewell High
11530 Beatties Ford Road, Huntersville, NC 28078
9-124.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 11416 Foggy Bank Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/21/2026
Price Reduced
$649,000
-1.5%
MLS
4/29/2026
Price Reduced
$658,900
-5.86%
MLS
4/08/2026
Price Reduced
$699,900
-3.46%
MLS
3/25/2026
Price Reduced
$725,000
-3.33%
MLS
3/03/2026
Price Reduced
$750,000
-1.96%
MLS
12/05/2025
Listed
$765,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 11416 Foggy Bank Ln

Year
Property Taxes
Change
Tax Assessment
Change
2023
$3,781
-24%
$515,500
—
2023
$4,975
48%
$515,500
48%
2022
$3,360
—
$348,200
—
2021
$3,360
—
$348,200
—
2020
$3,360
-3%
$348,200
—
2019
$3,452
—
$348,200
35%
2018
$3,449
2%
$257,300
—
2017
$3,394
—
$257,300
—
2016
$3,384
—
$257,300
—
2015
$3,372
—
$257,300
—
2013
$3,367
—
$257,300
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 11416 Foggy Bank Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Maultsby Realty Group

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11416 Foggy Bank Lane, Charlotte, NC 28214 (MLS# 4320075) is a Single Family property with 5 bedrooms and 3 full bathrooms. 11416 Foggy Bank Lane is currently listed for $649,000 and was received on December 05, 2025. Want to learn more about 11416 Foggy Bank Lane? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

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