12820 Settlers Trail Court, Charlotte, NC 28278 - Photo 1

1/1

$435,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
1 Partial Bath
2 Car Garage

1/1

Property Description

Welcome to move-in ready 12820 Settlers Trail Court. This spacious and meticulously maintained 4-bed, 2.5-bath residence has new LVP flooring on the main and second floor and fresh paint throughout. The front living room has plenty of space to function as a sitting area, office, or formal dining room. The cozy family room boasts a gas fireplace. Off the family room, find your eat-in kitchen with recently painted cabinets and SS appliances! Upstairs, find the large loft for additional living space and an expansive primary bedroom with a lofted ceiling! 3 additional bedrooms make this home the perfect space for any family! Home has tons of closet space for ample storage. The Waterlyn community offers great amenities like a pool, clubhouse, playground and walking trails. Home is close to tons of shops and restaurants, as well as Rivergate shopping center, Carowinds, I-485, and the Charlotte Premium Outlets! USE OUR PREFERRED LENDER FOR A RATE BUYDOWN INCENTIVE!!!

Full Property Details

Full Property Details for 12820 Settlers Trail Ct

General

Sold For: $435,000
HOA FEE: $53/month
HOA FEE FREQ.: Quarterly
Status: Closed
Type: Single Family
Source: Charlotte_Regional_Realtor_Association
MLS ID: 4298869
Added to Site: 135 day(s) ago

Interior

Interior Features: Attic Stairs Pulldown, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
Fireplace: Yes
Fireplace(s): Family Room, Gas Log, Family Room, Gas Log
Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
Flooring: Laminate, Vinyl

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1
Upper - Full Baths: 2
Main - 1/2 Baths: 1

Bedrooms

Total Bedrooms: 4
Bedrooms Upper: 4

Other Rooms

Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup

Additional Information

Shared Amenities: Clubhouse, Outdoor Pool, Playground, Pond, Sidewalks, Street Lights, Walking Trails
Pool: Yes

Parking

Garage: Yes
Garage Description: 413 Sq. Ft.
Garage Spaces: 2
Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front

Location

County: Mecklenburg
Subdivision: Waterlyn
Driving Directions: From Uptown Charlotte, take I-277 to I-77 S. Take exit 1A toward Westinghouse Blvd, (R) onto Westinghouse Blvd. (L) onto Steele Creek Rd/NC-160. (R) onto Settlers Trail Ct. House is on (L).

School Information

Elementary School: Palisades Park
Middle School: Southwest
High School: Palisades

Heating & Cooling

Cooling Type: Ceiling Fan(s), Central Air, Electric
Heating Type: Forced Air, Natural Gas

Utilities

Sewer: Public Sewer
Water: City
Utility Description: Cable Available, Electricity Connected, Natural Gas

Structural Information

Architectural Style: Transitional
Construction: Site Built
Exterior Const.: Stone Veneer, Vinyl
Upper: 1,652 Sq. Ft.
Main/1st Level: 1,241 Sq. Ft.
Year Built: 2010

Lot Features

Street/Road Desc.: Concrete, Paved
Lot Features: Level, Wooded
Rcmdd Zoning: N1-A

Financial Considerations

Association Fee: $159
Assoc Fee Freq.: Quarterly
Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

Property ID: 199-056-10
Lot Number: 26241-98

Listed by Compass
Sold by Carolina Living Associates LLC

What's Your Home Worth?

* Indicates a required field

For a complimentary comparative market analysis, please contact us so we can discuss your home's value.

Your Property Information

Address optional

City *State *

Zip Code optional

Your Contact Information

First Name *Last Name *

Email Address *

Phone Number *

Comment *

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Submit, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

Listing agents

— 12820 Settlers Trail Ct —

Compass
Compass

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender

NMLS#: 1598647

Get Pre-Approved

Schools

Schools serving 12820 Settlers Trail Ct

School District:Charlotte-Mecklenburg Schools

Name	Grades	Distance
Palisades Park Elementary 15321 York Road, Charlotte, NC 28278	K-5	2.1 mi
Southwest Middle School, Charlotte, NC 13624 Steele Creek Road, Charlotte, NC 28273	6-8	0.3 mi
Olympic High School 4301 Sandy Porter Road, Charlotte, NC 28273	9-12	4.1 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12820 Settlers Trail Ct

Date

Details

Price

Change

Source

10/10/2025

Sold

$435,000

-2.25%

MLS

9/05/2025

Listed

$445,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

940 Tadlock Pl, Matthews, NC 28105 - Photo 1

Just Listed

$440,000

940 Tadlock Pl Matthews, NC 28105

Single Family
Active
Updated 1 day ago

3
Beds
2
Total Baths

2124 Annecy Dr, Matthews, NC 28105 - Photo 1

Just Listed

$559,000

2124 Annecy Dr Matthews, NC 28105

Single Family
Active
Updated 2 days ago

4
Beds
3
Total Baths

812 Duffy Ct, Matthews, NC 28105 - Photo 1

Just Listed

$471,500

812 Duffy Ct Matthews, NC 28105

Single Family
Active
Updated 3 days ago

4
Beds
3
Total Baths

3043 Windsor Meadow Ln, Matthews, NC 28105 - Photo 1

Just Listed

$419,900

3043 Windsor Meadow Ln Matthews, NC 28105

Single Family
Active
Updated 10 hours ago

3
Beds
2
Total Baths

2507 Hamlet Ct, Matthews, NC 28105 - Photo 1

Price Reduced

-$25,000 (-2.67%)

$910,000

2507 Hamlet Ct Matthews, NC 28105

Single Family
Active
Updated 5 days ago

5
Beds
5
Total Baths

Listed by Tina Whitley (704) 516-7688

5025 Cherry Gum Ct, Matthews, NC 28105 - Photo 1

Price Reduced

-$5,000 (-1.15%)

$429,900

5025 Cherry Gum Ct #47 Matthews, NC 28105

Townhouse
Active
Updated 4 days ago

3
Beds
3
Total Baths

2426 Tory Oak Pl, Matthews, NC 28105 - Photo 1

Price Reduced

-$10,000 (-1.82%)

$540,000

2426 Tory Oak Pl Matthews, NC 28105

Single Family
Active
Updated 5 days ago

6
Beds
3
Total Baths

3112 Butler Hl Dr, Matthews, NC 28105 - Photo 1

Price Reduced

-$42,500 (-12.41%)

$299,900

3112 Butler Hl Dr #16 Matthews, NC 28105

Townhouse
Active
Updated 5 days ago

2
Beds
3
Total Baths

14413 Lake Crossing Dr, Charlotte, NC 28278 - Photo 1

Sold

$455,000

14413 Lake Crossing Dr Charlotte, NC 28278

Single Family
Closed

4
Beds
3
Total Baths

14434 Lake Crossing Dr, Charlotte, NC 28278 - Photo 1

Sold

$405,000

14434 Lake Crossing Dr Charlotte, NC 28278

Single Family
Closed

4
Beds
3
Total Baths

Sold by Andrea Vacaflor

14402 Asheton Creek Dr, Charlotte, NC 28273 - Photo 1

Sold

$385,000

14402 Asheton Creek Dr Charlotte, NC 28273

Single Family
Closed

4
Beds
3
Total Baths

16121 Wrights Ferry Rd, Charlotte, NC 28278 - Photo 1

Sold

$370,000

16121 Wrights Ferry Rd Charlotte, NC 28278

Single Family
Closed

3
Beds
3
Total Baths

12820 Settlers Trail Court, Charlotte, NC 28278 (MLS# 4298869) is a Single Family property that was sold at $435,000 on October 10, 2025. Want to learn more about 12820 Settlers Trail Court? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

12820 Settlers Trail Ct Charlotte, NC 28278