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$2,695,000 -$55,000 (-2%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
  • Updated 3 days ago
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Welcome to an extraordinary waterfront estate on Mountain Island Lake, where luxury living meets breathtaking natural beauty. Tucked away in one of the area's most highly sought after communities, this remarkable property offers over 7,600 sq ft of refined living space designed for both grand entertaining and everyday comfort. Featuring six spacious bedrooms and 4 full baths plus one half bath, the home blends timeless elegance with modern sophistication. Expansive living areas are filled with natural light and showcase stunning water views, creating a seamless connection between indoor and outdoor living. The fully finished walk out basement offers a kitchenette, bar, movie room and large flex space (currently being used as a gym) as well as two additional bedrooms. The three car garage ensures plenty of room for parking and storage. Step outside to experience true lakefront living at its finest. The beautifully landscaped grounds lead to an exceptional private dock-perfect for boating, sunset gatherings, or simply enjoying the tranquility of the water. With sweeping waterfront vistas and direct access to the lake, every day feels like a retreat. This is more than a home-its a lifestyle defined by space, serenity, and the unmatched beauty of waterfront living. All of this less than 30 mins from Uptown Charlotte. Also-don't miss the neighborhood pool, club house and tennis courts. This Mountain Island Lake home is a true gem! ***The owners made too many updates and improvements to this property to list. Please find the full scope of work in the attachments!

Full Property Details for 1805 Mt Isle Harbor Dr

General

  • Price: $2,695,000
  • HOA FEE: $92/month
  • HOA FEE FREQ.: Semi-Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4353230
  • Updated: 3/18/2026
  • Added to Site: 16 day(s) ago

Interior

  • Interior Features: Attic Stairs Pulldown, Cable Prewire, Central Vacuum, Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Great Room, Great Room
  • Appliances: Dishwasher, Disposal, Double Oven, Electric Water Heater, Gas Cooktop, Gas Water Heater, Indoor Grill, Plumbed For Ice Maker
  • Flooring: Carpet, Laminate, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 6
  • Bedrooms-B: 2
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Boat Storage, Clubhouse, Outdoor Pool, Recreation Area, Tennis Court(s), Walking Trails
  • Pool: Yes

Exterior

  • Exterior Features: Fire Pit, Dock - Floating, In-Ground Irrigation

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Location

  • County: Mecklenburg
  • Subdivision: Mt Isle Harbor
  • Driving Directions: Hwy 16 North, Left into Mt. Isle Harbor. House on the right past pool, near boat ramp.

School Information

  • Elementary School: Mountain Island Lake Academy
  • Middle School: Mountain Island Lake Academy
  • High School: Hopewell

Community

  • Assoc. Name: Hawthorne Management

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Zoned
  • Heating Type: Central, Electric, Forced Air

Utilities

  • Sewer: Public Sewer, Septic Installed
  • Water: City
  • Utility Description: Electricity Connected

Structural Information

  • Architectural Style: Transitional
  • Construction: Site Built
  • Exterior Const.: Hard Stucco, Stone
  • Basement: Yes
  • Basement Desc.: Finished, Walk-Out Access
  • Roof: Architectural Shingle
  • Upper: 2,145 Sq. Ft.
  • Main/1st Level: 2,940 Sq. Ft.
  • Year Built: 2003

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Waterfront

Water Features

  • Water Front Name: Mountain Island Lake

Financial Considerations

  • Association Fee: $549
  • Assoc Fee Freq.: Semi-Annually
  • Terms: Cash, Conventional

Disclosures and Reports

  • Property ID: 031-243-30
  • Lot Number: 39826-351

Listed by Dickens Mitchener & Associates Inc

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Listing agent

— 1805 Mt Isle Harbor Dr —

  • Dickens Mitchener & Associates Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1805 Mt Isle Harbor Dr

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Mountain Island Lake Academy
7905 Pleasant Grove Road, Charlotte, NC 28216
PK-83.5 mi
Hopewell High
11530 Beatties Ford Road, Huntersville, NC 28078
9-124.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1805 Mt Isle Harbor Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/16/2026
Price Reduced
$2,695,000
-2%
MLS
3/05/2026
Listed
$2,750,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1805 Mt Isle Harbor Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$10,293
4%
$1,359,300
1%
2023
$9,884
-25%
$1,347,500
-1%
2023
$13,117
26%
$1,359,300
26%
2022
$10,443
—
$1,082,200
—
2021
$10,443
—
$1,082,200
—
2020
$10,443
-1%
$1,082,200
—
2019
$10,535
-11%
$1,082,200
21%
2018
$11,788
1%
$892,900
—
2017
$11,621
—
$892,900
—
2016
$11,611
—
$892,900
—
2015
$11,600
1%
$892,900
—
2014
$11,530
—
$892,900
—
2013
$11,489
—
$889,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Dickens Mitchener & Associates Inc

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1805 Mt Isle Harbor Drive, Charlotte, NC 28214 (MLS# 4353230) is a Single Family property with 6 bedrooms, 4 full bathrooms and 1 partial bathroom. 1805 Mt Isle Harbor Drive is currently listed for $2,695,000 and was received on March 05, 2026. Want to learn more about 1805 Mt Isle Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

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