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$514,000
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Property Description
Urban sophistication meets unbeatable outdoor living in this corner townhome located in the heart of NoDa. Situated in the Steel Gardens community and overlooking North Charlotte Park, this 3-bedroom, 2.5-bath residence offers a rare combination of privacy, light-filled interiors, and an expansive rooftop terrace ideal for entertaining or relaxing above the city. The main level features hardwood flooring and an open-concept layout anchored by a stylish kitchen with granite countertops, oversized island, Snowbound cabinetry, and stainless-steel appliances. Large windows fill the living and dining areas with natural light and open directly to a private, fenced rear patio-perfect for grilling or casual outdoor dining. Also - love the "Rocking Chair" front entrance patio. The second level includes two generously sized bedrooms, including one with an oversized walk-in closet, a shared bath with dual vanities, and a conveniently located laundry area. The entire third floor is dedicated to the primary suite, highlighted by vaulted 14-foot ceilings, abundant windows, a full bath, and direct access to the impressive rooftop terrace offering skyline views and endless entertaining potential. HOA fee includes water, sewer, trash, internet, cable, landscaping, and exterior maintenance. Enjoy walkable access to NoDa's acclaimed dining, breweries, live music venues, boutiques, the light rail, and nearby green spaces, playground, and dog park. A rare opportunity to own a corner unit with exceptional outdoor living in one of Charlotte's most dynamic neighborhoods. Overall - The Perfect Home In The Perfect Location. Entire Home Freshly Painted Floor to Ceiling. Do Not Wait On This One! Bring Your Offer Today. Priced Right For A Quick Sale!
Full Property Details
Full Property Details for 3405 Spencer St
General
- Price: $514,000
- HOA FEE: $420/month
- Status: Active
- Type: Townhouse
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4330081
- Updated: 2/12/2026
- Added to Site: 77 day(s) ago
Interior
- Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Washer/Dryer
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper 3 - Full Baths: 1
- Upper - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
Other Rooms
- Laundry: Inside, Laundry Closet
Parking
- Parking Features: None
Location
- County: Mecklenburg
- Subdivision: Steel Gardens
- Driving Directions: Follow Your GPS To Your New Dream Home In Steel Gardens!
School Information
- Elementary School: Villa Heights
- Middle School: Eastway
- High School: Garinger
Community
- Assoc. Name: Red Rock Management
Heating & Cooling
- Cooling Type: Central Air, Electric
- Heating Type: Central, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Architectural Style: Transitional
- Construction: Site Built
- Exterior Const.: Brick Partial, Hardboard Siding
- Entry Floor Number: 1
- Upper: 750 Sq. Ft.
- Main/1st Level: 662 Sq. Ft.
- Year Built: 2007
Manufactured Home
- Land Included: Yes
Lot Features
- Street/Road Desc.: Concrete, Paved
Financial Considerations
- Association Fee: $420
- Assoc Fee Freq.: Monthly
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 091-098-85
- Lot Number: 30462-294
Listed by ERA Live Moore
Get Pre-Approved Today
Schools
Schools serving 3405 Spencer St
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Villa Heights Elementary 800 Everett Place, Charlotte, NC 28205 | K-5 | 1 mi |
Eastway Middle 1501 Norland Road, Charlotte, NC 28205 | 6-8 | 2.8 mi |
Garinger High School 1100 Eastway Drive, Charlotte, NC 28205 | 9-12 | 1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3405 Spencer St
Date
Details
Price
Change
Source
2/12/2026
Price Reduced
$514,000
-2.1%
MLS
12/17/2025
Listed
$525,000
69.35%
MLS
12/07/2015
Sold
$310,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3405 Spencer St
Year
Property Taxes
Change
Tax Assessment
Change
2023
$3,197
-24%
$435,800
—
2023
$4,205
42%
$435,800
42%
2022
$2,957
—
$306,400
—
2021
$2,957
—
$306,400
—
2020
$2,957
-3%
$306,400
—
2019
$3,048
20%
$306,400
63%
2018
$2,540
2%
$188,000
—
2017
$2,496
—
$188,000
—
2016
$2,487
—
$188,000
—
2015
$2,475
1%
$188,000
—
2014
$2,454
—
$188,000
—
2013
$2,454
—
$188,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3405 Spencer St
3405 Spencer Street, Charlotte, NC 28205 (MLS# 4330081) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3405 Spencer Street is currently listed for $514,000 and was received on December 17, 2025. Want to learn more about 3405 Spencer Street? Do you have questions about finding other Townhouse real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

