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$465,000

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
See This Home
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Welcome to Steel Gardens - one of NoDa's most sought-after townhome communities. This light-filled 3-story home delivers the perfect blend of urban energy and laid-back livability with 1,593 sq ft, 2 bedrooms, 1.5 baths, and a show-stopping 299 sq-ft rooftop terrace overlooking North Charlotte Park. There is always ample parking for you and guests, so no worries there. The main level features an open-concept kitchen and family room with fireplace, a fenced private patio, and a welcoming front porch - ideal for entertaining or a quiet evening in. Upstairs, you'll find the primary suite and guest bedroom with convenient upper-level laundry. The third floor room easily adapts as a bedroom, a home office, or a media room, which opens directly onto that incredible rooftop terrace. North Charlotte Neighborhood Park is across the street. Imagine morning coffee on the rooftop terrace with a park view, evening walks, pick-up basketball, outdoor yoga, or fetch with the dog. It's a rare urban amenity that you simply can't replicate. You also have easy access to NoDa's best restaurants, bars, breweries, and boutiques. The LYNX Blue Line 36th St Station is just 0.6 miles out, putting Uptown Charlotte only minutes away. This one checks every box - location, layout, and lifestyle. Don't miss it.

Full Property Details for 3409 Spencer St

General

  • Price: $465,000
  • HOA FEE: $420/month
  • Status: Active
  • Type: Townhouse
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4357340
  • Updated: 3/19/2026
  • Added to Site: 17 day(s) ago

Interior

  • Interior Features: Built-in Features, Kitchen Island, Open Floorplan, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Family Room, Family Room
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2

Other Rooms

  • Laundry: Laundry Room, Upper Level

Exterior

  • Exterior Features: Rooftop Terrace

Parking

  • Parking Features: Parking Lot, Parking Space(s)

Location

  • County: Mecklenburg
  • Subdivision: Steel Gardens
  • Complex: Steel Gardens

School Information

  • Elementary School: Villa Heights
  • Middle School: Eastway
  • High School: Garinger

Community

  • Assoc. Name: Steel Gardens Townhome Owner's Association
  • Pets Allowed: Yes
  • Pets: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Cable Available, Fiber Optics, Natural Gas

Structural Information

  • Construction: Site Built
  • Exterior Const.: Brick Partial, Hardboard Siding
  • Roof: Architectural Shingle
  • Entry Floor Number: 3
  • Upper: 674 Sq. Ft.
  • Main/1st Level: 581 Sq. Ft.
  • Year Built: 2007

Manufactured Home

  • Land Included: Yes

Lot Features

  • Street/Road Desc.: None, Paved
  • Fencing (Description): Back Yard, Wood

Financial Considerations

  • Association Fee: $420
  • Assoc Fee Freq.: Monthly
  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Architectural Review
  • Property ID: 091-098-86
  • Lot Number: 38212-28

Listed by Dickens Mitchener & Associates Inc

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Listing agent

— 3409 Spencer St —

  • Dickens Mitchener & Associates Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3409 Spencer St

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Villa Heights Elementary
800 Everett Place, Charlotte, NC 28205
K-51 mi
Eastway Middle
1501 Norland Road, Charlotte, NC 28205
6-82.8 mi
Garinger High School
1100 Eastway Drive, Charlotte, NC 28205
9-121 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3409 Spencer St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/19/2026
Listed
$465,000
5.68%
MLS
6/27/2023
Sold
$440,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3409 Spencer St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,149
9%
$395,600
—
2023
$2,902
-24%
$395,600
—
2023
$3,818
47%
$395,600
47%
2022
$2,595
—
$268,900
—
2021
$2,595
—
$268,900
—
2020
$2,595
-3%
$268,900
—
2019
$2,686
17%
$268,900
58%
2018
$2,300
2%
$169,700
—
2017
$2,260
—
$169,700
—
2016
$2,250
—
$169,700
—
2015
$2,239
1%
$169,700
—
2014
$2,219
—
$169,700
—
2013
$2,219
—
$169,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3409 Spencer St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Dickens Mitchener & Associates Inc

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3409 Spencer Street, Charlotte, NC 28205 (MLS# 4357340) is a Townhouse property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 3409 Spencer Street is currently listed for $465,000 and was received on March 19, 2026. Want to learn more about 3409 Spencer Street? Do you have questions about finding other Townhouse real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

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