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Property Description
Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after. Life here is about connection and convenience. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End. Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is just minutes from your doorstep. Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability. The welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces designed for relaxing, entertaining, and enjoying the Carolina seasons. Inside, the open floor plan provides effortless flow between gathering spaces, making everyday living as comfortable as hosting family and friends. A dedicated office offers flexibility for today's work-from-home lifestyle, while the spacious upper-level primary retreat provides a peaceful escape complete with its own private balcony overlooking the natural surroundings. Generous secondary bedrooms, abundant storage, and thoughtfully planned spaces throughout create a home that lives larger than expected. One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve helps maintain the natural beauty and character that make the neighborhood so appealing. The conservation area provides a scenic green backdrop, enhanced privacy, and the feeling of living alongside nature while still being close to the city. It also contributes important environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation. A portion of the HOA dues is allocated toward the ongoing stewardship and maintenance of this protected natural space, ensuring its preservation for years to come. Beautifully landscaped streets, nearby greenways, parks, recreation, dining, shopping, and entertainment complete the experience. More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, connectivity, privacy, and natural beauty in one of Charlotte's most sought-after locations.
Full Property Details
Full Property Details for 3430 Cosby Pl
General
- Price: $965,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4389964
- Updated: 6/12/2026
- Added to Site: 5 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Gas Log, Gas Log
- Appliances: Bar Fridge
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
Additional Information
- Shared Amenities: Street Lights, Walking Trails
- Equipment: Surround Sound
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Detached Garage, Garage Faces Front, Parking Space(s)
Location
- County: Mecklenburg
- Subdivision: The Oaks at Midwood
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Architectural Style: Cottage
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Fiber Cement
- Roof: Architectural Shingle
- Upper: 1,206 Sq. Ft.
- Main/1st Level: 1,191 Sq. Ft.
- Year Built: 2016
Lot Features
- Lot Dimensions: 194.21 x 48.08 x 205.46 x 46.75
- Street/Road Desc.: Concrete, Paved
- Fencing (Description): Back Yard
Financial Considerations
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 095-122-75
- Lot Number: 37633-840
Listed by Helen Adams Realty
Get Pre-Approved Today
Schools
Schools serving 3430 Cosby Pl
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Merry Oaks Elementary 3508 Draper Avenue, Charlotte, NC 28205 | PK-5 | 0.3 mi |
Eastway Middle 1501 Norland Road, Charlotte, NC 28205 | 6-8 | 0.9 mi |
Garinger High School 1100 Eastway Drive, Charlotte, NC 28205 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3430 Cosby Pl
Date
Details
Price
Change
Source
6/11/2026
Listed
$965,000
32.19%
MLS
9/08/2022
Sold
$730,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3430 Cosby Pl
Year
Property Taxes
Change
Tax Assessment
Change
2023
$5,313
-24%
$724,400
—
2023
$6,990
34%
$724,400
34%
2022
$5,233
100%
$542,300
—
2021
-100%
$542,300
—
2020
$5,233
-2%
$542,300
—
2019
$5,325
5%
$542,300
42%
2018
$5,067
2%
$380,600
—
2017
$4,992
451%
$380,600
444%
2016
$906
—
$70,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3430 Cosby Pl
3430 Cosby Place, Charlotte, NC 28205 (MLS# 4389964) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3430 Cosby Place is currently listed for $965,000 and was received on June 11, 2026. Want to learn more about 3430 Cosby Place? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

