This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/34
$950,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/34
Property Description
Tucked into one of Charlotte's most desirable intown locations, 3430 Cosby Place offers the rare opportunity to enjoy a quieter residential setting while remaining moments from the energy, culture, and conveniences that make Plaza Midwood and the surrounding neighborhoods so sought after. Start your mornings with a walk along the nearby Briar Creek Greenway, spend weekends exploring local coffee shops, breweries, restaurants, and boutiques, or enjoy an easy commute to Uptown Charlotte, NoDa, Elizabeth, and South End with Charlotte Country Club just minutes away for those who want it in the mix. Whether meeting friends for dinner, attending community events, or enjoying the area's parks and trails, everything that makes Charlotte vibrant is close to home. Situated within the intimate Oaks at Midwood community, this thoughtfully designed bungalow combines timeless charm with modern livability. A welcoming front porch, screened rear porch, and fenced backyard create multiple outdoor living spaces for relaxing, entertaining, and enjoying the Carolina seasons. Inside, hardwood floors run throughout, grounding an open floor plan that flows easily between gathering spaces and makes everyday living as comfortable as hosting family and friends. A dedicated office offers flexibility for today's work-from-home lifestyle, while the upper-level primary suite provides a peaceful retreat with its own private balcony overlooking the natural surroundings. One of the community's most distinctive features is the designated Tree Save Conservation Area located behind the home and neighboring properties. Established during development to preserve mature trees and existing canopy, this protected wooded preserve maintains the natural beauty and character that make the neighborhood so appealing offering a scenic green backdrop, added privacy, and a sense of living alongside nature. It also delivers real environmental benefits, including erosion control, stormwater management, and wildlife habitat preservation, with a portion of HOA dues dedicated to its ongoing stewardship. More than simply a home, 3430 Cosby Place offers a lifestyle that blends convenience, privacy, and natural beauty in one of Charlotte's most sought-after locations.
Full Property Details
Full Property Details for 3430 Cosby Pl
General
- Price: $950,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4389964
- Updated: 7/8/2026
- Added to Site: 51 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Gas Log, Gas Log
- Appliances: Bar Fridge
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Upper Level, Washer Hookup
Additional Information
- Shared Amenities: Street Lights, Walking Trails
- Equipment: Surround Sound
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Detached Garage, Garage Faces Front, Parking Space(s)
Location
- County: Mecklenburg
- Subdivision: The Oaks at Midwood
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Architectural Style: Cottage
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Fiber Cement
- Roof: Architectural Shingle
- Upper: 1,206 Sq. Ft.
- Main/1st Level: 1,191 Sq. Ft.
- Year Built: 2016
Lot Features
- Lot Dimensions: 194.21 x 48.08 x 205.46 x 46.75
- Street/Road Desc.: Concrete, Paved
- Fencing (Description): Back Yard
Financial Considerations
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 095-122-75
- Lot Number: 37633-840
Listed by Helen Adams Realty
Get Pre-Approved Today
Schools
Schools serving 3430 Cosby Pl
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Merry Oaks Elementary 3508 Draper Avenue, Charlotte, NC 28205 | PK-5 | 0.3 mi |
Eastway Middle 1501 Norland Road, Charlotte, NC 28205 | 6-8 | 0.9 mi |
Garinger High School 1100 Eastway Drive, Charlotte, NC 28205 | 9-12 | 1.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3430 Cosby Pl
Date
Details
Price
Change
Source
7/07/2026
Price Reduced
$950,000
-1.55%
MLS
6/11/2026
Listed
$965,000
32.19%
MLS
9/08/2022
Sold
$730,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3430 Cosby Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,730
8%
$724,400
—
2023
$5,313
-24%
$724,400
—
2023
$6,990
34%
$724,400
34%
2022
$5,233
100%
$542,300
—
2021
-100%
$542,300
—
2020
$5,233
-2%
$542,300
—
2019
$5,325
5%
$542,300
42%
2018
$5,067
2%
$380,600
—
2017
$4,992
451%
$380,600
444%
2016
$906
—
$70,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3430 Cosby Pl
3430 Cosby Place, Charlotte, NC 28205 (MLS# 4389964) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 3430 Cosby Place is currently listed for $950,000 and was received on June 11, 2026. Want to learn more about 3430 Cosby Place? Do you have questions about finding other Single Family real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

