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$399,000 Sale Pending

  • For Sale
  • Pending
  • Condo
  • 2 Beds
  • 2 Full Baths
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Urban Living at its Finest! Step into this renovated three-story condo in the heart of Charlotte, where style meets convenience. From the moment you walk in, you'll love the modern finishes, open living spaces, luscious greenery views and abundant natural light. Upstairs, you'll find the spacious primary bedroom with a walk-in closet. Outside your door, Charlotte is at your fingertips-shopping, dining, parks, and entertainment venues are all just steps away. Whether it's a night out, a walk in the park, or a cozy evening at home, this condo gives you the best of both worlds: city and comfort! Don't miss your chance to live in one of Uptown's most desirable locations. This isn't just a home-it's a lifestyle! Ask about the 100% financing program with $20,000 in closing cost assistance!

Full Property Details for 431 M St

General

  • Price: $399,000
  • HOA FEE: $315/month
  • Status: Pending
  • Type: Condo
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4295459
  • Updated: 12/19/2025
  • Added to Site: 117 day(s) ago

Interior

  • Appliances: Dishwasher, Disposal, Electric Range, Microwave, Oven, Refrigerator, Washer/Dryer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper 3 - Full Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: In Bathroom, In Unit

Parking

  • Assigned Spaces: 2
  • Parking Features: Assigned

Location

  • County: Mecklenburg
  • Subdivision: M Street

Community

  • Assoc. Name: Cusick

Heating & Cooling

  • Cooling Type: Central Air, Electric
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: City

Structural Information

  • Construction: Site Built
  • Exterior Const.: Brick Partial
  • Entry Floor Number: 1
  • Upper: 462 Sq. Ft.
  • Main/1st Level: 446 Sq. Ft.
  • Year Built: 2006

Lot Features

  • Street/Road Desc.: Concrete, Paved

Financial Considerations

  • Association Fee: $315
  • Assoc Fee Freq.: Monthly
  • Special Assmt Amt.: sellers aren't aware
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Property ID: 080-101-41
  • Lot Number: 31319-396

Listed by Howard Hanna Allen Tate Center City

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Listing agent

— 431 M St —

  • Howard Hanna Allen Tate Center City

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 431 M St

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
First Ward Arts Elementary
715 North Caldwell Street, Charlotte, NC 28202
K-50.4 mi
Sedgefield Middle
2700 Dorchester Place, Charlotte, NC 28209
6-82.3 mi
Myers Park High
2400 Colony Road, Charlotte, NC 28209
9-123.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 431 M St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/30/2025
Price Reduced
$399,000
-6.12%
MLS
9/30/2025
Price Reduced
$425,000
-2.3%
MLS
9/20/2025
Listed
$435,000
55.36%
MLS
10/31/2016
Sold
$280,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 431 M St

Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,650
-24%
$361,233
—
2023
$3,486
29%
$361,233
29%
2022
$2,700
—
$279,800
—
2021
$2,700
—
$279,800
—
2020
$2,700
-5%
$279,800
—
2019
$2,830
13%
$279,800
53%
2018
$2,504
2%
$182,400
—
2017
$2,455
—
$182,400
—
2016
$2,445
—
$182,400
—
2015
$2,434
-17%
$182,400
—
2013
$2,941
—
$182,400
-18%
2013
$2,941
—
$223,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 431 M St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Howard Hanna Allen Tate Center City

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431 M Street, Charlotte, NC 28204 (MLS# 4295459) is a Condo property with 2 bedrooms and 2 full bathrooms. 431 M Street is currently listed for $399,000 and was received on September 20, 2025. Want to learn more about 431 M Street? Do you have questions about finding other Condo real estate for sale in Charlotte? You can browse all Charlotte real estate or contact a Coldwell Banker agent to request more information.

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