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$1,091,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
See This Home
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Magnificent waterfront, end unit townhome has a stunning open lake view with assigned boat slip, private docks, and beach in popular area zip code. Beautifully updated interior, kitchen, and baths. Huge waterfront balcony and large lower level patio with over 600sf of covered outdoor living and endless sunrises and sunsets. 2 floors with ground floor beachfront walkout and beautiful landscaping and ample storage. Dedicated kayak/paddleboard storage near water and four large storage closets with over 230 sf non-hla. Premier location with community pool, clubhouse and gardens, just minutes from I-77 on desirable Exit 28. Close to popular area amenities, greenway and walking distance to Jetton and Walter Henderson area parks. Many rare and unique features, ready to move in. Furniture, boat and new hydro hoist lift negotiable.

Full Property Details for 20407 Harborgate Ct #408

General

  • Price: $1,091,000
  • HOA FEE: $488/month
  • Status: Active
  • Type: Condo
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4355008
  • Updated: 3/12/2026
  • Added to Site: 47 day(s) ago

Interior

  • Interior Features: Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Appliances: Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Freezer, Microwave, Oven, Refrigerator, Self Cleaning Oven

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Electric Dryer Hookup

Additional Information

  • Shared Amenities: Cabana, Clubhouse, Lake Access, Outdoor Pool, Picnic Area, Sidewalks, Street Lights, Walking Trails
  • Pool: Yes

Exterior

  • Exterior Features: Lawn Maintenance, Storage

Parking

  • Assigned Spaces: 1
  • Parking Features: Assigned

Location

  • County: Mecklenburg
  • Subdivision: Harborgate
  • Driving Directions: Please contact seller for viewing appointments. Location is 1.2 miles from I-77 and exit 28 intersection.

Community

  • Assoc. Name: Main Street Management

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Cable Available

Structural Information

  • Construction: Site Built
  • Exterior Const.: Fiber Cement
  • Basement: Yes
  • Basement Desc.: Finished
  • Entry Floor Number: 1
  • Main/1st Level: 1,381 Sq. Ft.
  • Year Built: 1985

Lot Features

  • Street/Road Desc.: None, Paved
  • Lot Features: Beach Front

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $488
  • Assoc Fee Freq.: Monthly
  • Other Assoc Fees: $550
  • Other Fee Freq.: Annually

Disclosures and Reports

  • Property ID: 001-441-32
  • Lot Number: 34527-397

Listed by Chosen Realty of NC LLC

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Listing agent

— 20407 Harborgate Ct #408 —

  • Chosen Realty of NC LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20407 Harborgate Ct #408

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Cornelius Elementary
21126 Catawba Avenue, Cornelius, NC 28031
K-51.9 mi
Bailey Middle School
11900 Bailey Road, Cornelius, NC 28031
6-83.7 mi
William Amos Hough High
12420 Bailey Road, Cornelius, NC 28031
9-124.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20407 Harborgate Ct #408 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/10/2026
Listed
$1,091,000
135.64%
MLS
4/27/2020
Sold
$463,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20407 Harborgate Ct #408

Year
Property Taxes
Change
Tax Assessment
Change
2023
$4,295
-24%
$664,723
—
2023
$5,643
64%
$664,723
62%
2022
$3,451
—
$411,400
—
2021
$3,451
—
$411,400
—
2020
$3,451
-1%
$411,400
—
2019
$3,485
5%
$411,400
34%
2018
$3,333
1%
$306,600
—
2017
$3,307
—
$306,600
—
2016
$3,303
2%
$306,600
—
2015
$3,254
—
$306,600
—
2013
$3,252
—
$306,600
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 20407 Harborgate Ct #408

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Chosen Realty of NC LLC

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20407 Harborgate Court #408, Cornelius, NC 28031 (MLS# 4355008) is a Condo property with 3 bedrooms and 2 full bathrooms. 20407 Harborgate Court #408 is currently listed for $1,091,000 and was received on March 10, 2026. Want to learn more about 20407 Harborgate Court #408? Do you have questions about finding other Condo real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

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