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$1,399,900 Just Listed
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Property Description
Experience exceptional Lake Norman waterfront living in the heart of Cornelius with this beautifully remodeled home situated on a private, landscaped half-acre lot offering direct water access, a private pier with floating dock, and a dedicated boat slip. A charming covered front porch welcomes you into a thoughtfully designed interior where hardwood floors, abundant natural light, and picturesque water views create an inviting yet refined atmosphere. The beautifully updated kitchen features quartz countertops, stainless steel appliances, generous workspace, and an impressive walk-in pantry with custom shelving, while the adjoining Great Room showcases soaring vaulted ceilings, a wood-burning fireplace, and captivating views of Lake Norman. The spacious main-level primary suite provides a peaceful retreat with a private ensuite bath, while a second main-level bedroom and full bath offer comfortable accommodations for family or guests. Upstairs, an additional bedroom, full bath, and versatile flex space with storage provide endless possibilities for a home office, bonus room, media space, or private guest retreat. Outdoor living is equally impressive with two spacious decks overlooking the beautifully landscaped, fenced backyard, offering plenty of room for entertaining, recreation, pets, or simply relaxing by the water. Follow the backyard to your private pier and floating dock, where your boat slip makes it effortless to enjoy days cruising Lake Norman and evenings spent taking in the waterfront setting. A detached one-car garage is conveniently positioned at the rear of the property with its own driveway access and additional storage potential. Combining an extraordinary waterfront lifestyle with one of Cornelius' most desirable locations, this home places you just minutes from Jetton Park, popular restaurants, shopping, entertainment, I-77, medical facilities, and everything the Lake Norman area has to offer-a rare opportunity to enjoy privacy, beautifully updated living spaces, and direct access to the lake without sacrificing everyday convenience.
Full Property Details
Full Property Details for 20845 Lagoona Dr
General
- Price: $1,399,900
- HOA FEE: $4/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4417083
- Updated: Today (8/22/2026)
- Added to Site: Today
Interior
- Interior Features: Built-in Features, Open Floorplan, Storage, Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Great Room, Wood Burning, Great Room, Wood Burning
- Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Fan, Microwave, Oven, Plumbed For Ice Maker, Self Cleaning Oven
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper - Full Baths: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Laundry Closet
Parking
- Garage: Yes
- Garage Description: 475 Sq. Ft.
- Garage Spaces: 1
- Carports: Yes
- Carport Spaces: 1
- Parking Features: Basement, Detached Garage, Parking Space(s)
Location
- County: Mecklenburg
- Subdivision: Biscayne Park
School Information
- Elementary School: Cornelius
- Middle School: Bailey
- High School: William Amos Hough
Community
- Assoc. Name: Biscayne Park HOA
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Forced Air, Natural Gas
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Electricity Connected, Natural Gas
Structural Information
- Architectural Style: Cape Cod
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Vinyl
- Upper: 645 Sq. Ft.
- Main/1st Level: 1,682 Sq. Ft.
- Year Built: 1985
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Wooded, Waterfront
- Rcmdd Zoning: GR
- Fencing (Description): Back Yard, Fenced
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $50
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 001-701-21
- Lot Number: 40109-803
Listed by Keller Williams Lake Norman
Get Pre-Approved Today
Schools
Schools serving 20845 Lagoona Dr
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Cornelius Elementary 21126 Catawba Avenue, Cornelius, NC 28031 | K-5 | 2.4 mi |
Bailey Middle School 11900 Bailey Road, Cornelius, NC 28031 | 6-8 | 4.1 mi |
William Amos Hough High 12420 Bailey Road, Cornelius, NC 28031 | 9-12 | 4.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20845 Lagoona Dr
Date
Details
Price
Change
Source
8/22/2026
Listed
$1,399,900
17.79%
MLS
12/30/2025
Sold
$1,188,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20845 Lagoona Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,492
4%
$816,700
—
2023
$5,267
-24%
$815,100
—
2023
$6,933
49%
$816,700
47%
2022
$4,648
—
$554,000
—
2021
$4,648
3%
$554,000
3%
2020
$4,510
-1%
$537,600
—
2019
$4,543
-5%
$537,600
22%
2018
$4,783
1%
$441,100
—
2017
$4,747
—
$441,100
—
2016
$4,743
1%
$441,100
—
2015
$4,674
—
$441,100
—
2014
$4,672
—
$441,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20845 Lagoona Dr
20845 Lagoona Drive, Cornelius, NC 28031 (MLS# 4417083) is a Single Family property with 3 bedrooms and 3 full bathrooms. 20845 Lagoona Drive is currently listed for $1,399,900 and was received on August 22, 2026. Want to learn more about 20845 Lagoona Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

