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$450,000 Just Listed
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Property Description
Welcome to the Lake access community Bahia Bay. Enter this lovely and bright 3 bedroom and 2 bath home via large entry deck leading into open concept living space. Real wood fireplace is the focal point. Elegant kitchen dressed with plenty of cabinet space . Beautiful refinished hardwood floors throughout. Large primary bedroom with bathroom and walk-in closet is located on one side and 2 bedrooms sharing a full bath is on the opposite side. Walk-out unfinished basement is the cherry on the top here. Lots of possibilities. Bahia Bay is known for a peaceful lakeside Cornelius neighborhood, with Lake Norman key access and convenient access to shopping, dining, parks, schools, and commuter routes. Enjoy being near Jetton Park, Ramsey Creek Park, Birkdale Village, Downtown Davidson, and Lake Norman waterfront dining. This home is ready for you to Move IN.
Full Property Details
Full Property Details for 21205 Rio Oro Dr
General
- Price: $450,000
- HOA FEE: $6/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4378603
- Updated: Today (5/22/2026)
- Added to Site: Today
Interior
- Interior Features: Built-in Features, Open Floorplan, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Wood Burning, Wood Burning
- Appliances: Dishwasher, Electric Range
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Laundry Room, Main Level
Additional Information
- Shared Amenities: Lake Access, Recreation Area
Parking
- Parking Features: Driveway, Parking Space(s)
Location
- County: Mecklenburg
- Subdivision: Bahia Bay
Community
- Assoc. Name: Bahia Bay HOA
- Pets: Yes, Breed Restrictions, Number Limit
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water: Community Well
- Utility Description: Cable Available, Electricity Connected
Structural Information
- Construction: Site Built
- Exterior Const.: Stone, Vinyl
- Basement: Yes
- Basement Desc.: Basement Shop, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access
- Roof: Composition
- Main/1st Level: 1,248 Sq. Ft.
- Year Built: 1983
Lot Features
- Lot Dimensions: 61 x 119 x 61 x 120
- Street/Road Desc.: Concrete, Paved
- Lot Features: Green Area, Wooded, Views
- Rcmdd Zoning: GR
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $75
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, FHA 203(K), VA Loan
Disclosures and Reports
- Restrictions: Manufactured Home Not Allowed, Modular Not Allowed, Subdivision
- Property ID: 001-294-09
- Lot Number: 7854-188
Listed by Niche Realty and Management
Get Pre-Approved Today
Schools
Schools serving 21205 Rio Oro Dr
School District:Charlotte-Mecklenburg Schools
| Name | Grades | Distance |
|---|---|---|
Cornelius Elementary 21126 Catawba Avenue, Cornelius, NC 28031 | K-5 | 1.7 mi |
Bailey Middle School 11900 Bailey Road, Cornelius, NC 28031 | 6-8 | 3.5 mi |
William Amos Hough High 12420 Bailey Road, Cornelius, NC 28031 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21205 Rio Oro Dr
Date
Details
Price
Change
Source
5/22/2026
Listed
$450,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21205 Rio Oro Dr
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,283
-24%
$353,300
—
2023
$2,999
64%
$353,300
62%
2022
$1,834
—
$218,600
—
2021
$1,834
—
$218,600
—
2020
$1,834
-2%
$218,600
—
2019
$1,867
13%
$218,600
45%
2018
$1,657
1%
$151,100
—
2017
$1,642
—
$151,100
—
2016
$1,638
2%
$151,100
—
2015
$1,612
—
$151,100
—
2014
$1,610
-9%
$151,100
-9%
2013
$1,771
—
$166,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21205 Rio Oro Dr
21205 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4378603) is a Single Family property with 3 bedrooms and 2 full bathrooms. 21205 Rio Oro Drive is currently listed for $450,000 and was received on May 22, 2026. Want to learn more about 21205 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

