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$2,995,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2 Car Garage
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Nestled on the Western shore of Lake Norman, 2514 Smith Harbour Drive offers an extraordinary blend of luxury, comfort, and resort-style living. Designed to take full advantage of its big water views, this Nantucket-inspired home is filled with natural light, where a wall of French doors opens to a sweeping terrace overlooking the lake and backyard oasis. Inside, the open layout showcases a warm and inviting great room with a double-sided fireplace, flowing into the formal dining room. The updated chef's kitchen is complete with a built-in refrigerator, a gas cooktop, a large movable island, and ample storage. The main living spaces connect seamlessly to the covered screened porch, featuring a fully equipped outdoor kitchen and kegerator, which creates the perfect setting for entertaining family and friends year-round. The gorgeous primary suite is a true retreat, featuring custom built-in bookshelves, a spa-inspired updated bath, and peaceful lake views. Three additional ensuite bedrooms, a private office, and two laundry rooms provide flexibility and convenience for today's lifestyle. Step outside to enjoy your very own resort: a sparkling pool, private sandy beach, fenced yard, and a covered dock that makes lake life effortless. The property also features a versatile workshop integrated with a separate entrance, offering space for hobbies, storage, or creative projects. Every detail of this home has been thoughtfully designed to blend elegance with function - delivering an unmatched waterfront lifestyle on Lake Norman.

Full Property Details for 2514 Smith Harbour Dr

General

  • Price: $2,995,000
  • HOA FEE: $36/month
  • HOA FEE FREQ.: Semi-Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4312951
  • Updated: 11/19/2025
  • Added to Site: 87 day(s) ago

Interior

  • Interior Features: Attic Walk In, Built-in Features, Cable Prewire, Entrance Foyer, Garden Tub, Pantry
  • Fireplace: Yes
  • Fireplace(s): Gas, Gas Log, Great Room, See Through, Gas, Gas Log, Great Room, See Through
  • Appliances: Bar Fridge, Convection Microwave, Convection Oven, Dishwasher, Disposal, Exhaust Hood, Gas Cooktop, Gas Water Heater
  • Flooring: Carpet, Hardwood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper - Full Baths: 3
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 3
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Main Level, Multiple Locations, Upper Level, Washer Hookup

Additional Information

  • Shared Amenities: Clubhouse, Outdoor Pool
  • Pool: Yes
  • Equipment: Network Ready, Surround Sound

Parking

  • Garage: Yes
  • Garage Description: 551 Sq. Ft.
  • Garage Spaces: 2
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop

Location

  • County: Lincoln
  • Subdivision: Smithstone

School Information

  • Middle School: East Lincoln
  • High School: East Lincoln

Community

  • Assoc. Name: AAM

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air, Dual, Multi Units
  • Heating Type: Central

Utilities

  • Sewer: County Sewer
  • Water: County Water
  • Utility Description: Cable Connected, Electricity Connected, Natural Gas, Phone Connected, Underground Utilities

Structural Information

  • Architectural Style: Cape Cod, Cottage
  • Model: Custom
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Cedar Shake, Stone Veneer
  • Roof: Architectural Shingle
  • Upper: 1,658 Sq. Ft.
  • Main/1st Level: 3,740 Sq. Ft.
  • Year Built: 2004

Lot Features

  • Lot Dimensions: 39 x 237 x 239 x 215
  • Street/Road Desc.: Concrete, Paved
  • Elevation (Approx.): 1000
  • Lot Features: Cul-De-Sac, Wooded, Views, Waterfront
  • Fencing (Description): Back Yard, Fenced, Full

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $218
  • Assoc Fee Freq.: Semi-Annually
  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Architectural Review, Subdivision
  • Property ID: 76055
  • Lot Number: 3185-262

Listed by Ivester Jackson Christie's

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Listing agent

— 2514 Smith Harbour Dr —

  • Ivester Jackson Christie's

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2514 Smith Harbour Dr

School District:Lincoln County Schools
NameGradesDistance
St James Elementary School
1774 Saint James Church Road, Denver, NC 28037
PK-51.7 mi
East Lincoln Middle
4137 North Carolina 73, Iron Station, NC 28080
6-86.1 mi
East Lincoln High
6471 North Carolina 73, Denver, NC 28037
9-123.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2514 Smith Harbour Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/19/2025
Price Reduced
$2,995,000
-6.26%
MLS
10/21/2025
Listed
$3,195,000
55.1%
MLS
7/28/2022
Sold
$2,060,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2514 Smith Harbour Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$13,177
1%
$2,158,401
1%
2024
$13,018
—
$2,144,739
—
2023
$13,018
29%
$2,144,739
56%
2022
$10,061
-1%
$1,373,308
—
2021
$10,128
7%
$1,373,308
—
2019
$9,480
-1%
$1,373,308
—
2019
$9,572
19%
$1,373,308
19%
2018
$8,074
—
$1,153,376
—
2017
$8,074
—
$1,153,376
—
2016
$8,039
-4%
$1,153,376
—
2015
$8,402
-4%
$1,153,376
-5%
2014
$8,729
1%
$1,217,143
—
2013
$8,671
—
$1,217,143
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Ivester Jackson Christie's

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2514 Smith Harbour Drive, Denver, NC 28037 (MLS# 4312951) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 2514 Smith Harbour Drive is currently listed for $2,995,000 and was received on October 21, 2025. Want to learn more about 2514 Smith Harbour Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

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