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$790,000
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Property Description
This is the home you've been looking for! This property features private community access to Lake Norman with a beach area AND boat launch, is located in the highly sought-after Rock Springs and North Lincoln school district, includes separate living quarters with a private entrance, an attached garage in addition to a large workshop, a spacious fenced backyard with room for a pool, and an easy commute to Charlotte and Charlotte Douglas International Airport. Nestled on a private cul-de-sac, this home is designed for everyday living and entertaining. One of the standout features is the community lake access, complete with a private beach area and boat launch, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. The property includes a designated fenced area for on-site boat storage or a camper. Inside, the home features a desirable split-bedroom floor plan on the main level, providing privacy for family and guests. The spacious bonus room offers flexibility for a home office, media room, work out room, or playroom. A rare and highly sought-after feature is the separate living quarters with a private entrance or an entrance from interior of home, creating the ideal setup for multi-generational living, extended guests, an in-law suite, or potential rental income. Step outside to a beautifully fenced backyard with a place to garden and fire pit area. Plenty of room to add a pool if you choose. The expansive deck provides the perfect setting for entertaining, grilling, or relaxing. Car enthusiasts and craftsmen will appreciate the incredible workspace this property provides. In addition to the attached garage, the property features a substantial workshop with room for woodworking, automotive projects, equipment storage, or hobby space. With sought-after schools, private lake-community amenities, dedicated boat storage, flexible living arrangements, exceptional workshop space, and a prime location near Charlotte, this property delivers a lifestyle that is truly hard to find. Don't miss the opportunity to make it yours!
Full Property Details
Full Property Details for 4342 Harbor Watch Dr
General
- Sold For: $790,000
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4393232
- Added to Site: 118 day(s) ago
Interior
- Interior Features: Breakfast Bar, Central Vacuum, Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Living Room, Living Room
- Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Inside, Laundry Room, Main Level
Additional Information
- Shared Amenities: Lake Access, Pickleball, Picnic Area, Recreation Area, Other
Parking
- Garage: Yes
- Garage Description: 1,224 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Shop
Location
- County: Lincoln
- Subdivision: Harbor Watch
School Information
- Elementary School: Rock Springs
- Middle School: North Lincoln
- High School: North Lincoln
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Architectural Style: Traditional
- Construction: Site Built
- Exterior Const.: Brick Full, Vinyl
- Upper: 1,337 Sq. Ft.
- Main/1st Level: 2,218 Sq. Ft.
- Year Built: 2003
Lot Features
- Street/Road Desc.: Concrete, Paved
- Fencing (Description): Back Yard
Water Features
- Water Front Name: Lake Norman
Financial Considerations
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 78430
- Lot Number: 1795-850
Listed by Keller Williams Advantage
Sold by Berkshire Hathaway Homeservices Landmark Prop
Get Pre-Approved Today
Schools
Schools serving 4342 Harbor Watch Dr
School District:Lincoln County Schools
| Name | Grades | Distance |
|---|---|---|
Rock Springs Elementary 3633 Hwy 16 N, Denver, NC 28037 | PK-5 | 1.7 mi |
North Lincoln Middle 1503 Amity Church Road, Denver, NC 28037 | 6-8 | 7.1 mi |
North Lincoln High School 2737 Lee Lawing Road, Lincolnton, NC 28092 | 9-12 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4342 Harbor Watch Dr
Date
Details
Price
Change
Source
8/28/2026
Sold
$790,000
-1.13%
MLS
6/29/2026
Price Reduced
$799,000
-3.15%
MLS
6/13/2026
Listed
$825,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
4342 Harbor Watch Drive, Denver, NC 28037 (MLS# 4393232) is a Single Family property that was sold at $790,000 on August 28, 2026. Want to learn more about 4342 Harbor Watch Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

