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$1,055,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
  • Updated 8 days ago
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Resort-style living on 1.3 private acres in the gated community of Harbor Oaks! Built in 2016, this beautifully designed ranch home offers 4 bedrooms and 4.5 bathrooms with a spacious, thoughtfully designed layout. The private primary suite is set apart from the secondary bedrooms for added privacy, while the additional bedrooms, each with their own en suite bath, are located on the opposite side of the home. Interior features include a dedicated office, formal dining room, updated laundry room, and a spacious family room with a fireplace that flows seamlessly into the kitchen and opens to the screened-in porch overlooking the backyard. A versatile bedroom/bonus room over the 3-car side-load garage provides the perfect space for guests, a media room, or additional living area. Enjoy exceptional outdoor living with a covered front porch and a resort-style backyard featuring a sparkling heated pool, firepit, and fully equipped outdoor kitchen-ideal for relaxing or entertaining. A rare blend of comfort, space, and luxury just minutes from everyday conveniences.

Full Property Details for 6354 Harbor Oaks Drive

General

  • Price: $1,055,000
  • HOA FEE: $104/month
  • HOA FEE FREQ.: Annually
  • Status: Pending
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4356970
  • Updated: 3/26/2026
  • Added to Site: 9 day(s) ago

Interior

  • Fireplace: Yes
  • Fireplace(s): Family Room, Fire Pit, Family Room, Fire Pit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Hood, Gas Cooktop, Microwave, Plumbed For Ice Maker, Wall Oven

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper - Full Baths: 1
  • Main - Full Baths: 3
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Laundry Room, Main Level

Additional Information

  • Equipment: Fuel Tank - Owned

Exterior

  • Exterior Features: Fire Pit, Outdoor Kitchen

Parking

  • Garage: Yes
  • Garage Description: 686 Sq. Ft.
  • Garage Spaces: 3
  • Parking Features: Driveway, Attached Garage, Garage Faces Side

Location

  • County: Lincoln
  • Subdivision: Harbor Oaks

School Information

  • Elementary School: Rock Springs
  • Middle School: North Lincoln
  • High School: North Lincoln

Community

  • Assoc. Name: Harbor Oaks Homeowners Association

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Septic Installed
  • Water: County Water

Structural Information

  • Construction: Site Built
  • Exterior Const.: Fiber Cement, Stone Veneer
  • Roof: Architectural Shingle
  • Upper: 410 Sq. Ft.
  • Main/1st Level: 2,825 Sq. Ft.
  • Year Built: 2016

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Private
  • Fencing (Description): Back Yard

Financial Considerations

  • Association Fee: $1,250
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Property ID: 86801
  • Lot Number: 3375-680

Listed by Howard Hanna Allen Tate Lake Norman

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Listing agent

— 6354 Harbor Oaks Drive —

  • Howard Hanna Allen Tate Lake Norman

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 6354 Harbor Oaks Drive

School District:Lincoln County Schools
NameGradesDistance
Rock Springs Elementary
3633 Hwy 16 N, Denver, NC 28037
PK-51.4 mi
North Lincoln Middle
1503 Amity Church Road, Denver, NC 28037
6-86.9 mi
North Lincoln High School
2737 Lee Lawing Road, Lincolnton, NC 28092
9-126.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 6354 Harbor Oaks Drive Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/26/2026
Listed
$1,055,000
6.57%
MLS
11/07/2024
Sold
$990,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 6354 Harbor Oaks Drive

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,534
1%
$726,265
1%
2024
$4,469
—
$721,158
—
2023
$4,469
18%
$721,158
43%
2022
$3,786
2%
$505,505
2%
2021
$3,696
3%
$497,869
—
2019
$3,583
1%
$497,869
—
2019
$3,555
13%
$497,869
15%
2018
$3,136
78%
$431,954
78%
2017
$1,757
218%
$242,042
216%
2016
$553
—
$76,496
—
2015
$553
37%
$76,496
34%
2014
$404
—
$57,028
—
2013
$404
—
$57,028
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Howard Hanna Allen Tate Lake Norman

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6354 Harbor Oaks Drive, Denver, NC 28037 (MLS# 4356970) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 6354 Harbor Oaks Drive is currently listed for $1,055,000 and was received on March 26, 2026. Want to learn more about 6354 Harbor Oaks Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

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