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$960,000
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Property Description
Welcome to 6627 Harbor Oaks Drive- a refined blend of luxury and comfort in the heart of Denver, NC near Lake Norman. Located in the desirable Harbor Oaks gated community, this beautifully appointed residence on approx one acre offers elevated living in a peaceful yet highly convenient setting just minutes from marinas, shopping, dining, and major commuter routes. Step inside to a bright, open-concept floor plan designed for both everyday living and upscale entertaining. Expansive living spaces flow seamlessly together, enhanced by natural light and thoughtful design throughout. A zero-grade entry provides ease of access and a seamless transition into the home, combining functionality with refined design. Home is beaming with natural light and features wooden plantation shutters/blinds on all windows. The impressive 3 car garage w/ built in storage is another feature as well as an expansive bonus/flex room complete with a full bath. The chef's kitchen is equipped with upscale appliances including a Thermador gas cooktop and newer double ovens, delivering both performance and sophistication. The kitchen flows effortlessly into the main living and dining areas, creating an ideal space for gatherings and entertaining. The primary suite offers a private retreat with a spacious layout, walk-in closets, and a well-appointed spa like luxurious bath designed for comfort and relaxation. Additional bedrooms are generously sized, providing flexibility for guests and family. A formal office showcases wooden coffered ceilings and wood wainscotting. Step outside to a true backyard oasis with a saltwater pool/spa combo (2019) with waterfalls, an oversized deck with newer awning, and a brick fireplace, creating an exceptional outdoor living and entertaining experience. Enjoy peaceful seasonal lake views from the rear of the home, enhancing the serene setting. Additional highlights include surround sound and built in wifi creating a seamless audio experience for entertaining and everyday living. Major system upgrades provide peace of mind, including newer HVAC systems (2020 & 2023), water heaters (2024), a new full-home generator (2025), and an encapsulated crawlspace for improved efficiency and durability for the years to come. Perfectly positioned near Lake Norman, this home offers the ideal balance of luxury, comfort, and convenience in one of Denver's most sought-after communities you don't want to miss at this price!
Full Property Details
Full Property Details for 6627 Harbor Oaks Drive
General
- Price: $960,000
- HOA FEE: $113/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4366457
- Updated: 7/6/2026
- Added to Site: 61 day(s) ago
Interior
- Interior Features: Breakfast Bar, Built-in Features, Cable Prewire, Drop Zone, Entrance Foyer, Garden Tub, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Whirlpool
- Fireplace: Yes
- Fireplace(s): Family Room, Gas Log, Outside, Propane, Family Room, Gas Log, Outside, Propane
- Appliances: Convection Oven, Dishwasher, Disposal, Double Oven, Dual Flush Toilets, Electric Water Heater, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven
- Flooring: Carpet, Marble, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Mud Room, Main Level, Sink
Additional Information
- Shared Amenities: Gated, Street Lights
- Equipment: Fuel Tank - Owned, Generator, Surround Sound
Exterior
- Exterior Features: Fire Pit, In-Ground Hot Tub / Spa, In-Ground Irrigation
Parking
- Garage: Yes
- Garage Description: 813 Sq. Ft.
- Garage Spaces: 3
- Parking Features: Attached Garage, Garage Door Opener, Garage Faces Side
Location
- County: Lincoln
- Subdivision: Harbor Oaks
School Information
- Elementary School: Rock Springs
- Middle School: North Lincoln
- High School: North Lincoln
Community
- Assoc. Name: Harbor Oaks Homeowners Association
Heating & Cooling
- Cooling Type: Central Air, Electric, Multi Units, Zoned
- Heating Type: Electric, Forced Air, Zoned
Utilities
- Sewer: Septic Installed
- Water: County Water
- Utility Description: Cable Available, Propane, Underground Power Lines, Underground Utilities
Structural Information
- Construction: Site Built
- Exterior Const.: Brick Full, Hardboard Siding
- Roof: Architectural Shingle
- Upper: 813 Sq. Ft.
- Main/1st Level: 3,029 Sq. Ft.
- Year Built: 2009
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Cleared, Private, Views
- Fencing (Description): Back Yard, Privacy
Financial Considerations
- Association Fee: $1,350
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Restrictions: Subdivision
- Property ID: 86838
- Lot Number: 2551-710
Listed by Jane McGill Real Estate
Get Pre-Approved Today
Schools
Schools serving 6627 Harbor Oaks Drive
School District:Lincoln County Schools
| Name | Grades | Distance |
|---|---|---|
Rock Springs Elementary 3633 Hwy 16 N, Denver, NC 28037 | PK-5 | 1.8 mi |
North Lincoln Middle 1503 Amity Church Road, Denver, NC 28037 | 6-8 | 7.3 mi |
North Lincoln High School 2737 Lee Lawing Road, Lincolnton, NC 28092 | 9-12 | 7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6627 Harbor Oaks Drive
Date
Details
Price
Change
Source
6/18/2026
Price Reduced
$960,000
-3.99%
MLS
6/08/2026
Price Reduced
$999,900
-14.9%
MLS
5/07/2026
Listed
$1,175,000
148.94%
MLS
10/30/2015
Sold
$472,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 6627 Harbor Oaks Drive
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,989
1%
$801,562
—
2024
$4,953
—
$801,562
—
2023
$4,953
10%
$801,562
32%
2022
$4,520
1%
$606,622
—
2021
$4,479
14%
$606,622
—
2019
$3,933
1%
$606,622
11%
2019
$3,912
16%
$547,905
18%
2018
$3,380
—
$465,503
—
2017
$3,380
—
$465,503
—
2016
$3,368
—
$465,503
—
2015
$3,368
1%
$465,503
-1%
2014
$3,342
—
$472,151
—
2013
$3,342
—
$472,151
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 6627 Harbor Oaks Drive
6627 Harbor Oaks Drive, Denver, NC 28037 (MLS# 4366457) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 6627 Harbor Oaks Drive is currently listed for $960,000 and was received on May 07, 2026. Want to learn more about 6627 Harbor Oaks Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

