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$849,900
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Property Description
Nestled within the premier gated community of Headwaters at Banner Elk, this beautifully crafted mountain cottage offers the perfect blend of privacy, comfort, and convenience. Being sold turn-key with only a few seller exclusions, this 3-bedroom, 3 full bath retreat is ready for you to enjoy from day one. Thoughtfully designed and well built, the home features warm mountain charm, inviting living spaces, and an extended outdoor deck where you can relax and take in the peaceful mountain views surrounded by nature. Headwaters at Banner Elk offers exceptional amenities including a clubhouse with a movie theater, game room, and fitness center, along with two community lakes for fishing and canoeing, a dog park, tennis courts, and pickleball courts. Ideally located just minutes from Beech Mountain and downtown Banner Elk, you'll enjoy easy access to skiing, hiking, mountain biking, fly fishing, live music, dining, shopping, and all the High Country has to offer. Whether you're seeking a full-time residence, mountain getaway, or investment property, this private escape delivers the best of mountain living.
Full Property Details
Full Property Details for 405 Woodlake Loop Rd
General
- Price: $849,900
- HOA FEE: $300/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $1,977
- Status: Active
- Type: Single Family
- Source: 2217
- MLS ID: 261835
- Updated: 5/12/2026
- Added to Site: 49 day(s) ago
Interior
- Interior Features: Carbon Monoxide Detector, Furnished, Vaulted Ceiling(s)
- Fireplace: Yes
- Fireplace(s): Gas, Vented, Propane
- Appliances: Dryer, Dishwasher, Gas Cooktop, Disposal, Gas Range, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Main Level
Additional Information
- Tennis: Yes
Exterior
- Exterior Features: Other, See Remarks, Paved Driveway
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Detached, Garage, Two Car Garage, Paved, Private
Location
- Area: 15-Beech Mountain
- County: Avery
- Subdivision: Headwaters At Banner Elk
School Information
- Elementary School: Freedom Trail
- High School: Avery County
Community
- Community Name: 15-Beech Mountain
- Gated community: Yes
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Electric, Forced Air, Fireplace(s), Propane
Utilities
- Sewer: Septic Permit 3 Bedroom
- Water: Shared Well
- Well: Yes
Structural Information
- Architectural Style: Mountain
- Detached/Attached: Detached
- Construction: Cedar, Stone, Stone Veneer, Wood Siding, Wood Frame
- Basement Desc.: Crawl Space
- Roof: Architectural, Shingle
- Stories/Levels: 2
- Square Feet: 1,640
- Living Area: 1,640 Sq. Ft.
- Finished Total: 1,640 Sq. Ft.
- Finished Above Grnd: 1,640 Sq. Ft.
- Year Built: 2009
Lot Features
- Property View: Mountain(s), Trees/Woods
- Lot Size (Acres): 2.66
- Lot Size: 2.66
- Frontage: Private Road, Paved
- Lot Features: Waterfall
Water Features
- Water Front Desc.: Lake Privileges
- Lake Front: Yes
Financial Considerations
- Association Fee: $1,800
- Assoc Fee Freq.: Semi-Annually
- Tax Amount: $1,977.21
- Terms: Cash, Conventional, New Loan
Disclosures and Reports
- Property ID: 1930-00-01-9320-00000
Listed by Elevate Land & Realty Banner Elk
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Schools
Schools serving 405 Woodlake Loop Rd
School District:Avery County Schools
| Name | Grades | Distance |
|---|---|---|
Freedom Trail Elementary School 6110 North US Hwy 19E, Elk Park, NC 28622 | PK-5 | 3.3 mi |
Cranberry Middle School 6230 North US Highway 19E, Elk Park, NC 28622 | 6-8 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 405 Woodlake Loop Rd
Date
Details
Price
Change
Source
5/12/2026
Listed
$849,900
6.24%
MLS
4/14/2023
Sold
$800,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 405 Woodlake Loop Rd
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,064
4%
$494,300
—
2024
$1,977
1%
$494,300
1%
2023
$1,952
-5%
$488,000
—
2022
$2,064
-25%
$488,000
2%
2021
$2,739
4%
$478,700
—
2019
$2,633
—
$478,700
—
2018
$2,633
7%
$478,700
7%
2017
$2,454
23%
$446,100
—
2016
$1,995
—
$446,100
—
2015
$1,995
-14%
$446,100
—
2014
$2,324
-8%
$446,100
-29%
2013
$2,529
—
$624,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 405 Woodlake Loop Rd
405 Woodlake Loop Road, Elk Park, NC 28622 (MLS# 261835) is a Single Family property with 3 bedrooms and 3 full bathrooms. 405 Woodlake Loop Road is currently listed for $849,900 and was received on May 14, 2026. Want to learn more about 405 Woodlake Loop Road? Do you have questions about finding other Single Family real estate for sale in Elk Park? You can browse all Elk Park real estate or contact a Coldwell Banker agent to request more information.

