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$982,222 Just Listed
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Property Description
Commanding a premier position in the prestigious Chatuge Woods community of Hayesville, NC, this exceptional turnkey mountain estate offers a rare blend of luxury, privacy, and breathtaking natural beauty. Spectacular views of Lake Chatuge, framed by the layered peaks of the Blue Ridge Mountains, create an unforgettable backdrop throughout the home. Located in historic Smackass Gap, this meticulously renovated 3-BD/3.5-BA residence captures spectacular, up-close views of Lake Chatuge from nearly every room, all framed by the layered peaks of the Blue Ridge Mountain vistas. From the moment you enter, the home's dramatic architecture and panoramic views command attention. Soaring ceilings, matte-black exposed beams, programmable smart LED lighting, rich engineered hardwood flooring, a stacked-stone gas fireplace, and expansive walls of glass create a seamless connection between the interior and the stunning landscape beyond. Throughout the home, the ever-changing lake views serve as a captivating focal point. Designed for both everyday living and sophisticated entertainment, the fully renovated kitchen features a striking leathered granite waterfall island with seating, premium quartz countertops, a copper farmhouse sink, custom wood cabinetry, microwave drawer, and high-end Samsung smart appliances, including an induction range, hands-free vent hood, and touchscreen refrigerator. A custom hospitality bar with dual beverage refrigerators and wine storage provides the perfect out-of-the-way space for hosting family and guests. The main-level owner's suite offers calming comfort, privacy, and breathtaking Lake & Mountain views. This spacious retreat features a large walk-in dressing room and a spa-bath with dual vanities, dramatic stone countertops, an oversized walk-in tiled shower, and a 2-person Jacuzzi with hydrotherapy jets, Wi-Fi connectivity, and ambient LED lighting. Downstairs, the thoughtfully designed lower level offers exceptional flexibility for guests, multi-generational living, or luxury rental opportunities. With two private exterior entrances and a split-bedroom layout centered around a convenient kitchenette, the space provides both privacy and functionality. One wing features a spacious family room w/an integrated Murphy bed and a designer bath with a freestanding soaking tub, while the opposite wing hosts a private guest suite with lake views, a generous walk-in closet, and an updated ensuite bath. This space provides privacy and the opportunity to mingle! Outdoor living is equally impressive. Expansive covered decks with newly installed cable rail systems maximize the panoramic lake and mountain views, while spacious patios below provide ideal settings for relaxation and entertaining. Professionally landscaped grounds feature mature hydrangeas, rhododendrons, mountain laurel, fruit trees, berry patches, a fenced garden, and a large, fenced backyard for easy pet access and freedom. Security features include a private automated gate w/keypad entry, and a six-camera Blink security system. Offered fully furnished just move right into this extraordinary mountain retreat. Explore the many attractions of the Blue Ridge Mountains including hiking the nearby Appalachian Trail, local Peacock Theater, Pickle Ball Courts, John C. Campbell Folk School, Harrah's Valley River Casino, and numerous local boutiques and restaurants. This home represents a rare opportunity to own one of Lake Chatuge's most captivating view properties, where luxury living and the timeless beauty of the Blue Ridge Mountains come together in perfect harmony.
Full Property Details
Full Property Details for 122 Oak Ter
General
- Price: $982,222
- HOA FEE: $83/month
- HOA FEE FREQ.: Annually
- Taxes: $1,745 (2025)
- Status: Active
- Type: Patio Home
- Source: 2253
- MLS ID: 100582854
- Updated: Today (6/19/2026)
- Added to Site: Today
Interior
- Number of Rooms: 5
- Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Entrance Foyer, Mud Room, Solid Surface, Whirlpool, Bookcases, Kitchen Island, 2nd Kitchen, Ceiling Fan(s), Furnished, Pantry, Walk-in Shower, Wet Bar, Basement, Blinds/Shades, Built-in Features, Dry Bar, Eat-in Kitchen, Gas Log, Walk-In Closet(s), See Remarks
- Fireplace: Yes
- Fireplace(s): Gas Log
- Appliances: Vented Exhaust Fan, Mini Refrigerator, Built-In Microwave, Built-In Electric Oven, Freezer, See Remarks, Washer, Self Cleaning Oven, Refrigerator, Ice Maker, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater, Electric Range, Other
- Furnished: Yes
- Furnishings: Furnished
- Flooring: LVT/LVP, Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Primary Living Area
Other Rooms
- Eat-in kitchen: Yes
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Short Term Rental
- Security/Safety: Security Lights, Smoke Detector(s), Cameras Included, Security System Owned
Exterior
- Exterior Features: Garden, Other, See Remarks
- Porch/Patio/Deck: Open, Covered, Deck, Patio, Front Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Workshop in Garage, Garage Faces Front, Parking Lot, Attached, Additional Parking, Gravel, Garage Door Opener, Lighted, Off Street, On Site, Tandem, Basement, Garage, Storage
Location
- County: Clay
- Subdivision: Chatuge Woods
- Driving Directions: From Hayesville Traffic Light: Travel East on Hwy 64 3.5 miles to L on WJ Cabe Rd. Go 0.2 mi to slight Rt onto Chatuge Woods Dr. Go 0.3 mi keeping L onto Oak Terrace to gate at property. SOP
School Information
- Elementary School: Hayesville
- Middle School: Hayesville
- High School: Hayesville
Community
- Association: Yes
- Assoc. Name: Chatuge Woods Homeowners Assoc
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Zoned, Ceiling Fan(s), Heat Pump
- Heating Type: Propane, Gas Pack, Heat Pump, Fireplace(s), Electric, Forced Air, Zoned
Utilities
- Sewer: Septic Permit On File, Septic Tank
- Water: Well, Private
- Utility Description: Underground Utilities, See Remarks, Fiber Optic
Structural Information
- Architectural Style: Patio
- Structure Type: Wood Frame, Stick Built, See Remarks
- Construction: Composition, Block, See Remarks, Stone, Fiber Cement, Wood Frame
- Basement Desc.: Finished, Other, Full, Walk-Out Access
- Roof: Metal
- Entry Floor Number: 1
- Square Feet: 1,654
- Year Built: 2007
Additional Structures
- Other Structures: Kennel/Dog Run
Lot Features
- Lot Size (Acres): 3.44
- Lot Size (Sq. Ft.): 149,846
- Lot Dimensions: BL Agmt. Bk 242/Pg 172; Survey Bk 6/144- attached
- Frontage: Private Road, Maintained, Easement, Paved, Paved
- Lot Features: Wooded, Water Access Comm, Gentle Sloping, Irregular Lot, Landscaped, Rolling Slope, Secluded, Sloped
- Zoning: Residential
- Fencing (Description): Back Yard, Vinyl, Wood, Fenced
Water Features
- Water Front Desc.: Water Access Comm
Green Features
- Energy Efficient: Lighting, LED Lighting
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $593.85
- Association Fee: $1,000
- Assoc Fee Freq.: Annually
- Tax Amount: $1,745.16
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: Document Attached
- Property ID: 557000455062
- Lot Number: Tract A-R
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Schools
Schools serving 122 Oak Ter
School District:Clay County Schools
| Name | Grades | Distance |
|---|---|---|
Hayesville Primary School 698 Anderson Street, Hayesville, NC 28904 | PK-2 | 2.8 mi |
Hayesville Elementary 72 Elementary School Drive, Hayesville, NC 28904 | 3-5 | 2.9 mi |
Hayesville Middle 135 School Drive, Hayesville, NC 28904 | 6-8 | 3 mi |
Hayesville High 205 Yellow Jacket Drive, Hayesville, NC 28904 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 122 Oak Ter
Date
Details
Price
Change
Source
6/19/2026
Listed
$982,222
30.96%
MLS
1/21/2025
Sold
$750,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 122 Oak Ter
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,745
16%
$326,200
—
2024
$1,501
—
$326,200
—
2023
$1,501
14%
$326,200
14%
2022
$1,321
-1%
$287,100
—
2021
$1,337
32%
$287,100
30%
2019
$1,013
—
$220,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 122 Oak Ter
122 Oak Terrace, Hayesville, NC 28904 (MLS# 100582854) is a Patio Home property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 122 Oak Terrace is currently listed for $982,222 and was received on June 19, 2026. Want to learn more about 122 Oak Terrace? Do you have questions about finding other Patio Home real estate for sale in Hayesville? You can browse all Hayesville real estate or contact a Coldwell Banker agent to request more information.

