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$694,000
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Property Description
Welcome to Lake Chatuge in the North Carolina mountains! Enjoy breathtaking views of the lake and mountains, along with deeded lake access. This newly remodeled home is move-in ready and features 3 bedrooms and 2 full baths in the main house. The open deck leads to a beautifully done kitchen and living room with a breakfast area, plus a formal dining room for more formal occasions. A covered back porch leads to a 1-bedroom, 1-bath apartment above the garage, complete with an open living and kitchen area with its own separate entry from outside the main house, great for mother inlaw suite or rental income.. On the east end of the home, you'll find an unfinished half basement, perfect for storage or a potential game room with a little effort. Additional features include ample canned lighting, plenty of windows for natural light, and NEW hardwood and tile floors throughout. The property backs up to Tennessee Valley Authority land, ensuring no future construction behind you. Located in a nice, quiet, established neighborhood, this home is ready for the right owner. The seller is motivated, so don't miss out!
Full Property Details
Full Property Details for 128 Cardinal Ln
General
- Price: $694,000
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 98524560
- Updated: 6/1/2026
- Added to Site: 215 day(s) ago
Rental Information
- Lease/Rent Term: Short Term Lease
Interior
- Number of Rooms: 12
- Interior Features: Ceiling Fan(s), Basement
- Fireplace(s): None
- Appliances: Washer, Refrigerator, Range, Dryer, Dishwasher
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Storm Doors
- Porch/Patio/Deck: Porch
Parking
- Attached garage: Yes
- Parking Features: Attached, Garage
Location
- County: Clay
- Subdivision: Hickory Ridge
- Driving Directions: From traffic light at intersection of 64/69, go 64East for appx. 5 miles, turn right onto 175, go appx 1/4 mile to right on Elf School Rd, go past Elf School, turn right onto Cardinal Lane and follow to home on the right. SEE SIGN
School Information
- Elementary School: Hayesville
- Middle School: Hayesville
- High School: Hayesville
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Sewer: Septic Tank
- Water: Well
Structural Information
- Construction: Concrete
- Basement Desc.: Partial, Unfinished
- Roof: Composition
- Windows: Storm Window(s)
- Doors: Storm Door(s)
- Square Feet: 3,770
- Year Built: 1976
Lot Features
- Lot Size (Acres): 0.47
- Lot Size (Sq. Ft.): 20,473
- Lot Dimensions: .47
- Frontage: Paved, Paved
- Lot Features: Wooded
- Zoning: None
- Fencing (Description): None
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $184.08
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 547902860047
- Lot Number: 12
Listed by Sonja Silvers Realty Group, Larry Silvers
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Schools
Schools serving 128 Cardinal Ln
School District:Clay County Schools
| Name | Grades | Distance |
|---|---|---|
Hayesville Primary School 698 Anderson Street, Hayesville, NC 28904 | PK-2 | 3.8 mi |
Hayesville Elementary 72 Elementary School Drive, Hayesville, NC 28904 | 3-5 | 3.9 mi |
Hayesville Middle 135 School Drive, Hayesville, NC 28904 | 6-8 | 4 mi |
Hayesville High 205 Yellow Jacket Drive, Hayesville, NC 28904 | 9-12 | 3.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 128 Cardinal Ln
Date
Details
Price
Change
Source
10/30/2025
Listed
$694,000
183.27%
MLS
6/08/2021
Sold
$245,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 128 Cardinal Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,054
13%
$202,900
—
2023
$933
—
$202,900
—
2022
$933
—
$202,900
—
2021
$933
—
$202,900
—
2019
$933
—
$202,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 128 Cardinal Ln
128 Cardinal Lane, Hayesville, NC 28904 (MLS# 98524560) is a Single Family property with 4 bedrooms and 3 full bathrooms. 128 Cardinal Lane is currently listed for $694,000 and was received on October 30, 2025. Want to learn more about 128 Cardinal Lane? Do you have questions about finding other Single Family real estate for sale in Hayesville? You can browse all Hayesville real estate or contact a Coldwell Banker agent to request more information.

