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$739,000
Property Description
Rare opportunity to own a fully furnished 6-bedroom, 4-bathroom canal-front home on one of the most desirable streets in Holden Beach, offered at $739,000. Located on Charlotte Street, this property features an extra-wide canal with a deep-water access, an exceptional setting for boating and coastal living, with the public boat launch conveniently located at the Holden Beach Bridge just minutes away. Known as Changes in Latitude, the home offers a versatile and thoughtfully designed layout. A unique spiral staircase leads to the first floor, which includes three bedrooms, two bathrooms, a kitchenette, and a separate living area, allowing the home to comfortably accommodate two families or multi-generational living ideal for personal enjoyment or vacation rental use. Recent updates include a roof, updated circuit breaker panel, washer, dryer, dishwasher, oven, and Trex decking on the dock. Additional features include a shared walkway to the dock, a screened porch overlooking the canal, spacious front deck, outdoor shower, fenced yard, tall ceilings, and original wood ceilings in the upper-level bedrooms and bathrooms that enhance the home's classic coastal character. Ideally located just steps from beach access, the general store, and close to local shops and restaurants with quick access to the Holden Beach Bridge & public boat launch. This property is currently on a rental program but has been primarily enjoyed by the owners for extended family use. A rare combination of space, location, and charm, this canal-front home delivers exceptional value and lifestyle appeal. An engineering report addressing roof displacement is available in the documents. The property is offered AS IS, WHERE IS, and buyers are encouraged to conduct any inspections they deem necessary.
Full Property Details
Full Property Details for 128 Charlotte St
General
- Price: $739,000
- Taxes: $3,902 (2025)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100549664
- Updated: 5/13/2026
- Added to Site: 120 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Vaulted Ceiling(s), High Ceilings, Ceiling Fan(s), Furnished, Walk-in Shower, Blinds/Shades
- Appliances: Electric Oven, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Dishwasher
- Flooring: Wood, Other34
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 6
- Primary Bedroom: Primary Living Area
Additional Information
- Shared Amenities: Waterfront Community, Basketball Court, Beach Access, Boat Dock, Maintenance Roads, Park, Pickleball, Playground, Ramp, Sidewalks, Street Lights, Tennis Court(s), Trash
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Covered, Deck, Patio, Porch, Front Porch, Rear Porch
Parking
- Parking Features: Off Street
Location
- County: Brunswick
- Subdivision: Holden Beach
- Driving Directions: From HB Bridge right on Ocean Blvd W, Right on Charlotte St
School Information
- High School District: Brunswick County Schools
- Elementary School: Virginia Williamson
- Middle School: Cedar Grove
- High School: West Brunswick
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Sewer: Municipal Sewer, Brunswick County Public Utilities
- Water: Public
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Wood Frame
- Roof: Composition
- Entry Floor Number: 1
- Square Feet: 2,128
- Year Built: 1969
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,009
- Lot Dimensions: 50 x 100 x 50 x 100
- Frontage: Maintained, City Street, State Road, Paved, Paved
- Lot Features: Level, Boat Dock, Bulkhead, Deeded Waterfront, Water Access Comm, Water Depth 4+
- Zoning: Hb-R-1
- Fencing (Description): Partial, Back Yard, None
Water Features
- Water Front: Yes
- Water Front Desc.: Bulkhead, Canal Front, Deeded Waterfront, Water Access Comm, Water Depth 4+
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $347.27
- Assessment Amount: $731,720
- Tax Amount: $3,902.82
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: L-332 B-Canal H Hb Pl 11/26
- Property ID: 231me005
- Lot Number: 332
Listed by PROACTIVE Real Estate, Michele Klock and PROACTIVE Real Estate, Ansley C Rogers
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Schools
Schools serving 128 Charlotte St
School District:Brunswick County Schools
| Name | Grades | Distance |
|---|---|---|
Virginia Williamson Elementary 1020 Zion Hill Road Southeast, Bolivia, NC 28422 | K-5 | 6.6 mi |
Cedar Grove Middle 750 Grove Trail SW, Supply, NC 28462 | 6-8 | 4 mi |
West Brunswick High 550 Whiteville Road Northwest, Shallotte, NC 28470 | 9-12 | 7.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 128 Charlotte St
Date
Details
Price
Change
Source
1/16/2026
Listed
$739,000
13.69%
MLS
10/27/2021
Sold
$650,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 128 Charlotte St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$78
-96%
$731,720
93%
2021
$2,167
-9%
$378,560
-10%
2022
$2,380
12%
$418,900
11%
2020
$2,124
—
$378,560
—
2019
$2,124
15%
$378,560
8%
2018
$1,848
-4%
$351,380
2%
2017
$1,928
3%
$345,880
—
2015
$1,878
—
$345,880
-9%
2014
$1,879
—
$379,365
—
2013
$1,879
—
$379,365
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 128 Charlotte St
128 Charlotte Street, Holden Beach, NC 28462 (MLS# 100549664) is a Single Family property with 6 bedrooms and 4 full bathrooms. 128 Charlotte Street is currently listed for $739,000 and was received on January 16, 2026. Want to learn more about 128 Charlotte Street? Do you have questions about finding other Single Family real estate for sale in Holden Beach? You can browse all Holden Beach real estate or contact a Coldwell Banker agent to request more information.
