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$1,980,000

  • For Sale
  • Active
  • Single Family
  • 6 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 4,253 Sq. Ft.
  • 0.23 Acres
  • 3 Car Garage
  • Updated 2 days ago
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Welcome to your dream beach escape--where refined luxury meets effortless coastal living. This stunning 6-bedroom, 5-full bathroom, 1 half bathroom, ocean-view home is just steps from the beach. Located in an exclusive gated community with private beach access, offering breathtaking views, and premium finishes, this sandcastle comes fully furnished for move-in-ready convenience. Step inside to discover a bright, open-concept layout designed by Vinyet Architecture featuring a reverse floor plan which positions the main living space and gourmet kitchen perfectly for premium views, conveniently accessible via a hydraulic elevator servicing all floors. The top-floor hub for entertainment and relaxation is anchored by a gas fireplace with shiplap accenting for year-round comfort. The gourmet kitchen features commercial-grade GE Profile appliances including a large 48'' Monogram refrigerator and freezer, 36'' gas cooktop, double wall ovens, sleek quartz countertops, ample cabinetry, and an oversized island perfect for family gatherings and hosting. Adding to the home's thoughtful layout and design is engineered hardwood oak flooring throughout main living areas, and LVP on the ground floor for no stress with wet and sandy feet. It boasts 6 generous bedrooms (two primary suites with walk-in closets), offering comfort and privacy for family and guests alike. This home is built for making memories including a recreation room with a billiards table and wet bar for effortless enjoyment. Experience outdoor coastal living at its finest while relaxing by the heated saltwater pool and hot tub, or on one of the properties' three expansive decks - each offering their own coastal views. Whether you're seeking a high-end primary residence, a luxurious second home, or a premium investment property with proven rental history (>100k on the books for 2026!), this residence delivers on every level--location, design, lifestyle, and income.

Full Property Details for 109 Ocean Blf Dr

General

  • Price: $1,980,000
  • HOA FEE: $201/month
  • HOA FEE FREQ.: Annually
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100570284
  • Updated: 6/26/2026
  • Added to Site: 53 day(s) ago

Interior

  • Number of Rooms: 12
  • Interior Features: Sound System, Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Furnished, Hot Tub, Pantry, Reverse Floor Plan, Walk-in Shower, Wet Bar, Blinds/Shades, Built-in Features, Gas Log, Smart Thermostat, Walk-In Closet(s), Wired for Data
  • Fireplace: Yes
  • Fireplace(s): Gas Log
  • Appliances: Mini Refrigerator, Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, ENERGY STAR Qualified Appliances, Tankless Water Heater
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: LVT/LVP, Tile, Wood, See Remarks

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 6
  • Primary Bedroom: Primary Living Area

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Waterfront Community, Beach Access, Gated, Maintenance Common Areas, Maintenance Grounds, Maintenance Roads
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Hot Tub, Private
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Outdoor Shower, Irrigation System, Cluster Mailboxes, DP50 Windows, Gas Log, Outdoor Grill, Thermal Doors, See Remarks
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Additional Parking, Concrete, Garage

Location

  • County: Carteret
  • Subdivision: Ocean Bluff
  • Driving Directions: Hwy 58 from Atlantic Beach, Turn Left on Ocean Bluff Dr. Gated Community

School Information

  • Elementary School: Morehead City Elem
  • Middle School: Morehead City
  • High School: West Carteret

Community

  • Association: Yes
  • Assoc. Name: Ocean Bluff Association

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Electric, Heat Pump

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Utility Description: Water Connected

Structural Information

  • Structure Type: Wood Frame, Stick Built
  • Construction: Fiber Cement, Wood Frame
  • Roof: Metal
  • Doors: Thermal Doors
  • Entry Floor Number: 1
  • Square Feet: 4,253
  • Year Built: 2023

Lot Features

  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,026
  • Lot Dimensions: 81 x 124 x 75 x 124
  • Frontage: Private Road, Asphalt
  • Lot Features: Deeded Beach Access, Ocean Side, Landscaped
  • Zoning: PUD
  • Fencing (Description): Back Yard

Water Features

  • Water Front Desc.: Deeded Beach Access

Green Features

  • Energy Efficient: Lighting, Thermostat, LED Lighting
  • Water Conservation: EPA WaterSense Plumbing, High Efficiency Toilets

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $465.55
  • Association Fee: $2,417
  • Assoc Fee Freq.: Annually
  • Assessment Amount: $1,549,446
  • Tax Year: 2025
  • Terms: Commercial, Cash, Conventional, Other

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: L03 OCEAN BLUFF - INDIAN BEACH FORMER TR 5 ROOSEVELT ESTATE
  • Property ID: 633410375398000

Listed by Smith Realty Group, Jordan P Smith

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Listing agent

— 109 Ocean Blf Dr —

  • Jordan P Smith

    Smith Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Ocean Blf Dr

School District:Carteret County Schools
NameGradesDistance
Morehead City Primary School
4409 Country Club Road, Morehead City, NC 28557
PK-37.3 mi
Morehead Elementary At Camp Glenn
3316 Arendell Street, Morehead City, NC 28557
4-58.5 mi
Morehead City Middle School
400 Barbour Road, Morehead City, NC 28557
6-89.2 mi
West Carteret High School
4700 Country Club Road, Morehead City, NC 28557
9-127 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Ocean Blf Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Listed
$1,980,000
810.34%
MLS
10/12/2021
Sold
$217,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Ocean Blf Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,584
39%
$1,549,446
113%
2024
$2,575
266%
$728,570
63%
2022
$703
1%
$447,243
113%
2021
$693
-23%
$210,000
—
2022
$903
38%
$210,000
—
2019
$652
—
$210,000
—
2017
$652
—
$210,244
—
2016
$652
—
$210,244
—
2019
$652
—
$210,244
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Smith Realty Group, Jordan P Smith

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109 Ocean Bluff Drive, Indian Beach, NC 28512 (MLS# 100570284) is a Single Family property with 6 bedrooms, 5 full bathrooms and 1 partial bathroom. 109 Ocean Bluff Drive is currently listed for $1,980,000 and was received on May 07, 2026. Want to learn more about 109 Ocean Bluff Drive? Do you have questions about finding other Single Family real estate for sale in Indian Beach? You can browse all Indian Beach real estate or contact a Coldwell Banker agent to request more information.

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