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$475,000

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
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Seller Financing / Owner Financing available - Take advantage of this FANTASTIC 2.99% rate making ownership more accessible and affordable than ever. New HVAC, Washer/Dryer, Dishwasher, Stove, Refrigerator, and Microwave. This beautifully renovated and fully furnished condo is an active, high-performing short-term rental, offering the perfect blend of vacation-style living and investment potential. Enjoy peaceful views of Bald Mountain Lake from your back deck, or take in the stunning mountain scenery from the front deck. Located just steps from the picnic area and kayaks, and a short walk to the beach and community amenities. Rumbling Bald offers golf, on-site dining, a sandy beach, indoor and outdoor pools, fitness facilities, hiking trails, tennis, marina access, and so much more. Opportunities like this are rare!

Full Property Details for 128 W Lake Dr S #505

General

  • Price: $475,000
  • HOA FEE: $350/month
  • Status: Active
  • Type: Condo
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4320445
  • Updated: 11/30/2025
  • Added to Site: 68 day(s) ago

Interior

  • Appliances: Electric Oven, Electric Range, Microwave, Refrigerator, Washer/Dryer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper - Full Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: In Unit

Additional Information

  • Shared Amenities: Gated, Golf, Lake Access, Playground

Parking

  • Parking Features: Parking Lot, Parking Space(s)

Location

  • County: Rutherford
  • Subdivision: Rumbling Bald on Lake Lure

School Information

  • Elementary School: Lake Lure Classical Academy
  • Middle School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Community

  • Assoc. Name: Alpha and Omega Property Svcs
  • Pets Allowed: Yes
  • Pets: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Fiber Optics

Structural Information

  • Construction: Site Built
  • Exterior Const.: Wood
  • Roof: Architectural Shingle
  • Entry Floor Number: 1
  • Upper: 380 Sq. Ft.
  • Main/1st Level: 892 Sq. Ft.
  • Year Built: 1973

Lot Features

  • Street/Road Desc.: None, Paved
  • Lot Features: Views
  • Rcmdd Zoning: R-3

Water Features

  • Water Front Name: Bald Mountain Lake

Financial Considerations

  • Association Fee: $350
  • Assoc Fee Freq.: Monthly
  • Other Assoc Fees: $4,854
  • Other Fee Freq.: Annually
  • Terms: Cash, FHA, Owner Financing, USDA Loan, VA Loan

Disclosures and Reports

  • Restrictions: Short Term Rental Allowed
  • Property ID: 231202
  • Lot Number: 2050-3616

Listed by EXP Realty LLC

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Listing agent

— 128 W Lake Dr S #505 —

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 128 W Lake Dr S #505

School District:Rutherford County Schools
NameGradesDistance
Pinnacle Elementary School
1204 Painters Gap Road, Rutherfordton, NC 28139
PK-510.2 mi
R-S Middle School
607 Westbrook Drive, Rutherfordton, NC 28139
6-813.3 mi
R-S Central High School
641 U.S. 221, Rutherfordton, NC 28139
9-1213.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 128 W Lake Dr S #505 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/11/2025
Listed
$475,000
208.44%
MLS
1/07/2017
Sold
$154,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 128 W Lake Dr S #505

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,199
30%
$265,600
—
2021
$1,686
—
$265,600
78%
2022
$1,686
—
$149,500
—
2021
$1,686
18%
$149,500
—
2019
$1,431
34%
$149,500
35%
2018
$1,069
10%
$110,500
—
2017
$976
—
$110,500
—
2016
$976
—
$110,500
—
2015
$976
—
$110,500
—
2014
$976
—
$110,500
—
2013
$976
—
$110,500
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 128 W Lake Dr S #505

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty LLC

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128 West Lake Drive S #505, Lake Lure, NC 28746 (MLS# 4320445) is a Condo property with 3 bedrooms and 2 full bathrooms. 128 West Lake Drive S #505 is currently listed for $475,000 and was received on November 11, 2025. Want to learn more about 128 West Lake Drive S #505? Do you have questions about finding other Condo real estate for sale in Lake Lure? You can browse all Lake Lure real estate or contact a Coldwell Banker agent to request more information.

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