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$495,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Car Garage
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Wonderful Contemporary home nestled in a private wooded setting inside the gate at Rumbling Bald. Within walking distance of the Beach, Wellness Center, Restaurants and other amenities! Relax on the recently updated deck while soaking in the natural setting. Enjoy winter views of Bald Mountain during 5 - 6 months of the year. Open and bright floor plan with cathedral ceilings and an abundance of windows to allow for natural sunlight. Two Bedrooms and two bathrooms on the main level that also includes the laundry room, kitchen, and great room. Cozy wood burning fireplace. Most of the lower level is finished and includes the 3rd bedroom and bathroom, game room/den area and bonus/guest room. Enjoy access to a private beach on Lake Lure, Marina, second private lake access, Championship Golf courses, Hiking trails, biking & walking trails, Wellness and Fitness Center, tennis courts/a mini-golf course, restaurants, & 3 pools. This home comes fully furnished!

Full Property Details for 132 Fern Loop

General

  • Price: $495,000
  • HOA FEE: $414/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4283384
  • Updated: 12/15/2025
  • Added to Site: 177 day(s) ago

Interior

  • Fireplace: Yes
  • Fireplace(s): Great Room, Wood Burning, Great Room, Wood Burning
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main - Full Baths: 2
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms-B: 1
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Main Level

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Attached Garage

Location

  • County: Rutherford
  • Subdivision: Rumbling Bald on Lake Lure
  • Driving Directions: From downtown Lake Lure, take Hwy. 64/74 East to left on Bills Creek Road to left on Buffalo Creek Road to bottom of hill. Bear right over bridge then left into Rumbling Bald entrance. Stay straight through Security Gate to left on Quail Ridge to Right on Hemlock to right on Fern Loop to first home on right.

School Information

  • Elementary School: Lake Lure Classical Academy
  • Middle School: Lake Lure Classical Academy
  • High School: Lake Lure Classical Academy

Community

  • Assoc. Name: Fairfield Mountains POA, Inc.

Heating & Cooling

  • Cooling Type: Heat Pump
  • Heating Type: Heat Pump

Utilities

  • Sewer: Septic Installed
  • Water: Community Well
  • Utility Description: Fiber Optics, Underground Utilities

Structural Information

  • Construction: Site Built
  • Exterior Const.: Wood
  • Basement: Yes
  • Basement Desc.: Daylight, Exterior Entry, Interior Entry
  • Main/1st Level: 1,431 Sq. Ft.
  • Year Built: 1991

Lot Features

  • Street/Road Desc.: Asphalt, Paved

Water Features

  • Water Front Name: Lake Lure

Financial Considerations

  • Association Fee: $4,967
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Property ID: 231634
  • Lot Number: 905-128

Listed by Rumbling Bald Real Estate

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— 132 Fern Loop —

  • Rumbling Bald Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 132 Fern Loop

School District:Rutherford County Schools
NameGradesDistance
Pinnacle Elementary School
1204 Painters Gap Road, Rutherfordton, NC 28139
PK-510.7 mi
R-S Middle School
607 Westbrook Drive, Rutherfordton, NC 28139
6-813.6 mi
R-S Central High School
641 U.S. 221, Rutherfordton, NC 28139
9-1213.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 132 Fern Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/22/2025
Listed
$495,000
90.38%
MLS
5/26/2011
Sold
$260,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 132 Fern Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,542
27%
$431,200
—
2021
$2,791
—
$431,200
75%
2022
$2,791
—
$246,700
—
2021
$2,791
18%
$246,700
—
2019
$2,361
17%
$246,700
18%
2018
$2,021
10%
$209,000
—
2017
$1,845
—
$209,000
—
2015
$1,845
—
$209,000
—
2014
$1,845
—
$209,000
—
2013
$1,845
—
$209,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Rumbling Bald Real Estate

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132 Fern Loop, Lake Lure, NC 28746 (MLS# 4283384) is a Single Family property with 3 bedrooms and 3 full bathrooms. 132 Fern Loop is currently listed for $495,000 and was received on July 22, 2025. Want to learn more about 132 Fern Loop? Do you have questions about finding other Single Family real estate for sale in Lake Lure? You can browse all Lake Lure real estate or contact a Coldwell Banker agent to request more information.

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