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$899,000
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Property Description
Located behind the gates at Rumbling Bald, this log-sided cabin overlooks the 12th green & mountain views which cab be enjoy from the expansive decks or the hot tub. The living room features a soaring tongue&groove ceiling, hardwood floors, & a stone-accented gas fireplace. The kitchen offers granite countertops, hickory cabinetry, stainless steel appliances & large kitchen island. The main level features a separate laundry room, primary bedroom w/ walk-in closet, massive bathroom w/ dual vanities, tile shower & jetted tub. With three primary suites-one on each level, a spacious loft, den w/ gaming area, this layout truly supports flexible living. The basement includes a second laundry and private entry-ideal for lots of guests or potential rental use. Additional features include a tankless water heater, generator, & storage shed. Community amenities include two golf courses, private beach, lake access, restaurants, salon & spa, fitness center, tennis courts & more! Offered furnished!
Full Property Details
Full Property Details for 188 Fern Loop
General
- Price: $899,000
- HOA FEE: $405/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4287067
- Updated: 8/5/2025
- Added to Site: 199 day(s) ago
Interior
- Interior Features: Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Gas, Living Room, Gas, Living Room
- Appliances: Dishwasher, Dryer, Electric Range, Gas Range, Microwave, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper - Full Baths: 1
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms-B: 1
- Bedrooms Upper: 1
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: In Basement, Utility Room
Additional Information
- Shared Amenities: Business Center, Cabana, Fitness Center, Game Court, Gated, Golf, Hot Tub, Indoor Pool, Lake Access, Outdoor Pool, Picnic Area, Playground, Putting Green, RV Storage, Sauna, Sport Court, Tennis Court(s), Walking Trails
- Pool: Yes
Exterior
- Exterior Features: Hot Tub
Parking
- Parking Features: Driveway
Location
- County: Rutherford
- Subdivision: Rumbling Bald on Lake Lure
- Driving Directions: From Rumbling Bald, go through the main entrance-Mountains Blvd to Left on Quail. Drive pass the pool and turn right on Gateway to Right. Bear right onto Fern and home will be on the left.
School Information
- Elementary School: Lake Lure Classical Academy
- Middle School: Lake Lure Classical Academy
- High School: Lake Lure Classical Academy
Community
- Assoc. Name: Kari Wilkerson
Heating & Cooling
- Cooling Type: Central Air, Ductless
- Heating Type: Ductless, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Community Well
- Utility Description: Fiber Optics, Propane, Underground Power Lines, Underground Utilities
Structural Information
- Architectural Style: Cabin, Rustic
- Construction: Site Built
- Exterior Const.: Wood
- Basement: Yes
- Basement Desc.: Exterior Entry, Interior Entry, Partially Finished
- Upper: 681 Sq. Ft.
- Main/1st Level: 1,198 Sq. Ft.
- Year Built: 2019
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: On Golf Course, Views
Financial Considerations
- Association Fee: $4,854
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Subject to Lease
- Restrictions: Building, Short Term Rental Allowed
- Property ID: 221080
- Plat: 8/18
- Lot Number: 2081/3610
Listed by Premier Sotheby’s International Realty
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Schools
Schools serving 188 Fern Loop
School District:Rutherford County Schools
| Name | Grades | Distance |
|---|---|---|
Pinnacle Elementary School 1204 Painters Gap Road, Rutherfordton, NC 28139 | PK-5 | 10.6 mi |
R-S Middle School 607 Westbrook Drive, Rutherfordton, NC 28139 | 6-8 | 13.5 mi |
R-S Central High School 641 U.S. 221, Rutherfordton, NC 28139 | 9-12 | 13.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 188 Fern Loop
Date
Details
Price
Change
Source
8/05/2025
Listed
$899,000
8.97%
MLS
5/15/2024
Sold
$825,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 188 Fern Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,256
78%
$642,600
37%
2021
$2,950
—
$468,100
79%
2022
$2,950
—
$260,800
—
2021
$2,950
2973%
$260,800
2508%
2019
$96
-72%
$10,000
-71%
2018
$338
9%
$35,000
—
2017
$309
—
$35,000
—
2016
$309
—
$35,000
—
2015
$309
—
$35,000
—
2014
$309
—
$35,000
—
2013
$309
—
$35,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 188 Fern Loop
188 Fern Loop, Lake Lure, NC 28746 (MLS# 4287067) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 188 Fern Loop is currently listed for $899,000 and was received on August 05, 2025. Want to learn more about 188 Fern Loop? Do you have questions about finding other Single Family real estate for sale in Lake Lure? You can browse all Lake Lure real estate or contact a Coldwell Banker agent to request more information.

