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$875,000
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Property Description
Lakefront living with both water and mountain views! Tucked away on a private, wooded double lot totaling 1.32 acres with approximately 250 feet of lake frontage, this 3BR/2BA retreat offers the perfect setting for relaxation, recreation, or investment. Enjoy stunning views of Bald Mountain Lake and Bald Mountain from the upper screened porch and full-length deck, where natural beauty surrounds you in every season. Natural light fills this warm and inviting two-level home, with beautiful lake views from nearly every window. The lower level features a private primary suite with ensuite bath, along with a spacious rec room that opens to a covered patio for easy indoor/outdoor entertaining. Spend your days on the dock launching your favorite watercraft, enjoying a lakeside picnic, or simply taking in the peaceful setting and abundant wildlife. In the evenings, gather around the firepit on the lower deck and enjoy cool mountain-lake nights under the stars. A boathouse with electric lift adds convenience and makes lake living even more enjoyable. Short-term rentals are allowed, and this property is currently an active STR, offering excellent flexibility as a vacation home, second home, or investment opportunity. Showings permitted between bookings. Owners and guests can also enjoy access to Rumbling Bald amenities, including the clubhouse, fitness center, pools, tennis, pickleball, and discounted golf packages. Only a small portion of the lower lot at the lake is in the 100-year flood zone; the house sits notably above this area. Buyer pays one-time capital fee for new owners of $11,000 at closing. There was no water intrusion or damage to house during Helene.
Full Property Details
Full Property Details for 1971 Buffalo Creek Rd
General
- Price: $875,000
- HOA FEE: $414/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4358952
- Updated: 3/23/2026
- Added to Site: 9 day(s) ago
Interior
- Fireplace(s): Fire Pit, Fire Pit
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer/Dryer
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms-B: 1
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: In Basement, Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Fitness Center, Golf, Indoor Pool, Outdoor Pool, Pickleball, Playground, Tennis Court(s), Walking Trails
- Pool: Yes
Parking
- Parking Features: Circular Driveway, Parking Space(s)
Location
- County: Rutherford
- Subdivision: Rumbling Bald on Lake Lure
- Driving Directions: Follow HWY 74/64 East. Turn left on Bill's Creek Road. Turn left on Buffalo Creek Road. When approaching Lake Lure, turn right to stay on Buffalo Creek Road. Continue approx. 1.2 miles. You will pass the Rumbling Bald Resort guard gate on your right. 1971 Buffalo Creek Road will be on your left.
School Information
- Elementary School: Lake Lure Classical Academy
- Middle School: Lake Lure Classical Academy
- High School: Lake Lure Classical Academy
Community
- Assoc. Name: Rumbling Bald POA
Heating & Cooling
- Cooling Type: Central Air, Humidity Control
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: City
Structural Information
- Construction Status: Completed
- Construction: Site Built
- Exterior Const.: Wood
- Basement: Yes
- Basement Desc.: Daylight, Exterior Entry, Finished, Interior Entry, Storage Space
- Roof: Fiberglass
- Main/1st Level: 878 Sq. Ft.
- Year Built: 1974
Lot Features
- Street/Road Desc.: Asphalt, Paved
- Lot Features: Level, Private, Sloped, Wooded, Views, Waterfront
- Rcmdd Zoning: R-3
Water Features
- Water Front Name: Bald Mountain Lake
Financial Considerations
- Association Fee: $4,967
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional
Disclosures and Reports
- Restrictions: Architectural Review, Short Term Rental Allowed, Signage, Subdivision
- Property ID: 0654-03-8292
- Plat: 42/400
- Lot Number: 2072/1114
Listed by Keller Williams Professionals
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Schools
Schools serving 1971 Buffalo Creek Rd
School District:Rutherford County Schools
| Name | Grades | Distance |
|---|---|---|
Pinnacle Elementary School 1204 Painters Gap Road, Rutherfordton, NC 28139 | PK-5 | 10.2 mi |
R-S Middle School 607 Westbrook Drive, Rutherfordton, NC 28139 | 6-8 | 13.5 mi |
R-S Central High School 641 U.S. 221, Rutherfordton, NC 28139 | 9-12 | 13.5 mi |
Rutherford Early College High School 286 I C C Loop Road, Spindale, NC 28160 | 9-12 | 18.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1971 Buffalo Creek Rd
Date
Details
Price
Change
Source
3/23/2026
Listed
$875,000
16.67%
MLS
5/31/2023
Sold
$750,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1971 Buffalo Creek Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,316
100%
$650,000
129%
2021
100%
$284,200
-2%
2022
-100%
$289,800
45%
2021
$2,262
18%
$199,800
—
2019
$1,912
-5%
$199,800
-4%
2018
$2,010
9%
$207,900
—
2017
$1,836
—
$207,900
—
2015
$1,836
—
$207,900
—
2014
$1,836
—
$207,900
—
2013
$1,836
—
$207,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1971 Buffalo Creek Rd
1971 Buffalo Creek Road, Lake Lure, NC 28746 (MLS# 4358952) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1971 Buffalo Creek Road is currently listed for $875,000 and was received on March 23, 2026. Want to learn more about 1971 Buffalo Creek Road? Do you have questions about finding other Single Family real estate for sale in Lake Lure? You can browse all Lake Lure real estate or contact a Coldwell Banker agent to request more information.

