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$1,395,000 Just Listed
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Property Description
Fully Furnished, turnkey, impeccably maintained waterfront retreat on Lake Lure, showcasing sweeping, unobstructed BIG lake views. This exquisite three-bedroom, two-bath residence offers an exceptional blend of comfort and elegance, perfectly positioned at the water's edge with deep water access directly off the private dock. A covered boathouse provides generous storage for watercraft and lake accessories. The main level features a serene primary suite and a beautifully renovated open-concept kitchen flowing seamlessly into the great room, anchored by a charming wood-burning fireplace. Sunlight pours into the inviting sunroom, where mornings begin with coffee and panoramic lake vistas that create the sensation of living directly on the water. The lower level offers two additional guest bedrooms, a full bath, a versatile flex space, and a conveniently located laundry closet-ideal for hosting family and friends. Outdoor living is elevated with a screened porch perfect for al fresco dining, while the private dock invites relaxation as boats glide by on the lake. A rare opportunity to own a thoughtfully designed Lake Lure home where timeless luxury meets effortless lakefront living.
Full Property Details
Full Property Details for 462 Charlotte Dr
General
- Price: $1,395,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4375186
- Updated: 5/2/2026
- Added to Site: 6 day(s) ago
Interior
- Interior Features: Breakfast Bar, Open Floorplan
- Fireplace: Yes
- Fireplace(s): Great Room, Great Room
- Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
- Flooring: Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms-B: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: In Basement, Laundry Closet
Additional Information
- Shared Amenities: Lake Access
Parking
- Parking Features: Driveway
Location
- County: Rutherford
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air, Ductless, Electric, Heat Pump
- Heating Type: Ductless, Electric, Forced Air
Utilities
- Sewer: Public Sewer
- Water: Shared Well
- Utility Description: Electricity Connected, Wired Internet Available
Structural Information
- Architectural Style: Ranch
- Construction: Site Built
- Exterior Const.: Block, Hardboard Siding
- Basement: Yes
- Basement Desc.: Exterior Entry, Finished, Interior Entry
- Roof: Metal
- Main/1st Level: 1,147 Sq. Ft.
- Year Built: 1966
Lot Features
- Street/Road Desc.: Asphalt, Paved
- Lot Features: Sloped, Views, Waterfront
Water Features
- Water Front Name: Lake Lure
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: 219138
- Lot Number: 2085-2145
Listed by Compass
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Schools
Schools serving 462 Charlotte Dr
School District:Rutherford County Schools
| Name | Grades | Distance |
|---|---|---|
Pinnacle Elementary School 1204 Painters Gap Road, Rutherfordton, NC 28139 | PK-5 | 10.7 mi |
R-S Middle School 607 Westbrook Drive, Rutherfordton, NC 28139 | 6-8 | 12.7 mi |
R-S Central High School 641 U.S. 221, Rutherfordton, NC 28139 | 9-12 | 12.8 mi |
Rutherford Early College High School 286 I C C Loop Road, Spindale, NC 28160 | 9-12 | 17 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 462 Charlotte Dr
Date
Details
Price
Change
Source
4/30/2026
Listed
$1,395,000
8.48%
MLS
9/14/2024
Sold
$1,286,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 462 Charlotte Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,515
5%
$797,800
4%
2023
$6,230
64%
$767,200
—
2021
$3,794
—
$767,200
110%
2022
$3,794
—
$365,800
9%
2021
$3,794
18%
$335,600
—
2019
$3,212
-20%
$335,600
-20%
2018
$4,037
9%
$417,500
—
2017
$3,687
—
$417,500
—
2016
$3,687
—
$417,500
—
2015
$3,687
—
$417,500
—
2014
$3,687
—
$417,500
—
2013
$3,678
—
$416,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 462 Charlotte Dr
462 Charlotte Drive, Lake Lure, NC 28746 (MLS# 4375186) is a Single Family property with 3 bedrooms and 2 full bathrooms. 462 Charlotte Drive is currently listed for $1,395,000 and was received on April 30, 2026. Want to learn more about 462 Charlotte Drive? Do you have questions about finding other Single Family real estate for sale in Lake Lure? You can browse all Lake Lure real estate or contact a Coldwell Banker agent to request more information.

