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$582,500 Sale Pending
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Property Description
High Rock Lake waterfront home offering beautiful long-range water views and exceptional flexibility for full-time living, vacation use, or multi-generational needs. This one-story home with a fully finished walk-out basement is thoughtfully designed to take full advantage of its lakefront setting while providing comfortable, functional living space on both levels. 3 bedroom, 2 full bath, attached one-car garage/workshop, and attached 2-car carport. The main level features a primary bedroom and full bath, along with an inviting open living and dining areas oriented toward the water. The living room is highlighted by large windows that frame the lake views and fill the space with natural light, creating a bright and welcoming atmosphere. The living room also features a thermostat-controlled, ventless natural gas log fireplace, adding warmth and charm and making the room equally enjoyable year-round. Step outside to the expansive covered back deck and sun deck, ideal for entertaining, outdoor dining, or simply relaxing while enjoying peaceful mornings and colorful sunsets over the lake. The finished walk-out basement significantly expands the home's living space and offers excellent versatility. This level includes two additional bedrooms, a full bathroom, laundry area, and a spacious den featuring its own fireplace (electric insert) -perfect for movie nights, gatherings, or a quiet retreat. A second kitchen with a dinette area provides outstanding flexibility for guests, extended stays, or separate living quarters. From the lower level, walk directly out to the back patio, offering a shaded outdoor space and seamless access to the backyard and lake. Outdoor amenities complete the lake lifestyle. The property features direct waterfront access, a boathouse, and a pier with a covered area and a floater (completely rebuilt in 2024), ideal for boating, fishing, swimming, or relaxing by the shoreline. Multiple outdoor living spaces-including decks, patio, and lakeside features-make it easy to enjoy the water from many angles. With scenic views, abundant natural light, fireplaces on both levels, and a flexible layout designed for entertaining and everyday living, this High Rock Lake property offers an exceptional opportunity to enjoy relaxed waterfront living in a beautiful setting.
Full Property Details
Full Property Details for 490 Riverwood Dr
General
- Price: $582,500
- Status: Pending
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4324456
- Updated: 12/31/2025
- Added to Site: 29 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown
- Fireplace: Yes
- Fireplace(s): Den, Living Room, Den, Living Room
- Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer
- Flooring: Carpet, Laminate, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 1
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms-B: 2
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Electric Dryer Hookup, In Basement, Laundry Room
Parking
- Garage: Yes
- Garage Description: 371 Sq. Ft.
- Garage Spaces: 1
- Carports: Yes
- Carport Spaces: 2
- Parking Features: Attached Carport, Attached Garage
Location
- County: Davidson
- Subdivision: Riverwood
- Driving Directions: NC-150 E/US-158 E/US-421 S, exit US-52 S/US-311 S/NC-8 S toward Lexington/High Pt, C-47 E and Linwood-Southmont Rd to Riverwood Dr in Southmont, left onto Hargrave Ln, right onto NC-47 E, right onto Riverwood Rd, left on Beckner Rd, right on Riverwood Dr.
School Information
- Elementary School: Southmont
- Middle School: Central Davidson
- High School: Central Davidson
Heating & Cooling
- Cooling Type: Central Air, Electric, Window Unit(s)
- Heating Type: Baseboard, Electric
Utilities
- Sewer: Septic Installed
- Water: Public
- Utility Description: Electricity Connected, Natural Gas
Structural Information
- Construction: Site Built
- Exterior Const.: Aluminum
- Basement: Yes
- Basement Desc.: Finished, Interior Entry, Walk-Out Access
- Main/1st Level: 1,246 Sq. Ft.
- Year Built: 1974
Lot Features
- Lot Dimensions: irregular
- Street/Road Desc.: Gravel, Paved
- Lot Features: Views, Waterfront
Water Features
- Water Front Name: High Rock Lake
Financial Considerations
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 06-036-G-000-0011-0-0-0
- Lot Number: 2681/571
Listed by Keller Williams Unified
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Schools
Schools serving 490 Riverwood Dr
School District:Davidson County Schools
| Name | Grades | Distance |
|---|---|---|
Southmont Elementary School 398 Owen Rd, Lexington, NC 27292 | K-5 | 1.2 mi |
Central Davidson Middle 2591 North Carolina 47, Lexington, NC 27292 | 6-8 | 6.8 mi |
Central Davidson High 2747 North Carolina 47, Lexington, NC 27292 | 9-12 | 6.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 490 Riverwood Dr
Date
Details
Price
Change
Source
12/19/2025
Listed
$582,500
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 490 Riverwood Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,213
—
$335,330
—
2024
$2,213
-2%
$335,330
—
2023
$2,247
—
$335,330
—
2022
$2,247
6%
$335,330
—
2021
$2,114
11%
$335,330
12%
2019
$1,911
2%
$298,550
—
2018
$1,866
—
$298,500
—
2017
$1,866
—
$298,500
—
2016
$1,866
—
$298,500
—
2015
$1,866
8%
$298,500
8%
2014
$1,723
—
$275,700
—
2013
$1,723
—
$275,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 490 Riverwood Dr
490 Riverwood Drive, Lexington, NC 27292 (MLS# 4324456) is a Single Family property with 3 bedrooms and 2 full bathrooms. 490 Riverwood Drive is currently listed for $582,500 and was received on December 19, 2025. Want to learn more about 490 Riverwood Drive? Do you have questions about finding other Single Family real estate for sale in Lexington? You can browse all Lexington real estate or contact a Coldwell Banker agent to request more information.

