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$383,500
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Property Description
Yowza! Welcome home to 109 Carter rd. An all brick home with a wooded buffer on one side, a fenced back yard AND a cleared lot on the other side of the home (perfect for an extra large garage, workshop, shed, kickball- go ahead dream it)! No HOA and almost 2 acres minutes from numerous conveniences. USDA eligible. Indian Trail schools. Enter the home and be greeted by a light filled, expansive family room with dental crown molding, fresh paint and a wood burning stove. This room flows to the kitchen with custom backsplash & an ideal sized dining area again both rooms basking in natural light. The dining room gives access to the backyard (we will get there in a minute) and an extra large pantry/storage/laundry room which conveniently also has access to the fenced backyard. One of the favorite spaces in the home is the bonus room with a gorgeous brick hearth & fireplace. This room has served many purposes: primary bedroom, play room, office, extra den. The walls on either side of the fireplace could be opened up to the current primary bedroom & you have a phenomenal primary suite opportunity. Add the closet & bathroom of your dreams and wow! (you would want to remove the one bathroom in the original primary bathroom to make it compliant with current septic permit or maybe leave it and enlarge your septic-please research if this option is desirable) The 3 bedrooms are nice in size and lend to many uses. One bedroom (the original primary) has it's own bathroom. The other 2 bedrooms share the hall bathroom. Ok, now to the yard and land! Off the dining room you step onto a 20x22 deck with gates. Perfect for privacy, entertaining and gazing over your fenced back yard. To the right of the fenced yard is a ginormous cleared lot with a wood buffer. It could handle a non conventional septic or as stated above, create your dreams! To the left of the enclosed yard is a beautiful wooded area complete with dry bed stream & plenty of spots for your nature, wood loving self/kids/family/friends. Do not miss the storage shed out back AND the detached oversized 1 car garage out front and did you see the front steps? precious! As you can tell from this write up, this home is ready for your loving and living! Please see the seller love letter in attachments. A few items of note: NO HOA, no popcorn (that's for movies)ceilings, original wood floors in many parts of home, large attic, Summer 2025 seller preemptive repairs: Foundation repair work with sistered joints, Support posts added under all drop girders, Replaced main drop girder, Two additional drop girders added, New hvac ductwork replaced, Crawlspace insulation added, 6mil vapor barrier installed, Additional crawlspace door added, New LVP flooring, Popcorn ceilings removed, Fresh paint throughout home, New custom tile backsplash added in kitchen, Freshly painted kitchen cabinetry, New vanities and toilets installed in both bathrooms, New metal roof!! 20 x 22 new deck - Summer 2022 All foundation repair work was signed off on by Post Oak Engineering and Union County inspector HVAC ductwork was also inspected and signed off on by Union County inspector So a better than new home! You have land AND an amazing, well cared for brick ranch. See you soon.
Full Property Details
Full Property Details for 109 Carter Rd
General
- Sold For: $383,500
- Status: Closed
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4312358
- Added to Site: 91 day(s) ago
Interior
- Interior Features: Attic Stairs Pulldown, Pantry
- Fireplace: Yes
- Fireplace(s): Bonus Room, Family Room, Wood Burning, Wood Burning Stove, Bonus Room, Family Room, Wood Burning, Wood Burning Stove
- Appliances: Dishwasher
- Flooring: Tile, Vinyl, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 4
Other Rooms
- Laundry: Laundry Room, Main Level
Parking
- Garage: Yes
- Garage Spaces: 1
- Parking Features: Driveway, Detached Garage, Parking Space(s)
Location
- County: Union
School Information
- Elementary School: Rocky River
- Middle School: Sun Valley
- High School: Sun Valley
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Installed
- Water: Well
Structural Information
- Construction: Site Built
- Exterior Const.: Brick Full
- Roof: Metal
- Main/1st Level: 1,972 Sq. Ft.
- Year Built: 1962
Lot Features
- Street/Road Desc.: Gravel, Paved
- Lot Features: Cleared, Level, Private, Wooded
- Rcmdd Zoning: AG9
- Fencing (Description): Back Yard, Partial
Financial Considerations
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Property ID: 09-405-027
- Lot Number: 6087-392
Listed by EXP Realty LLC Mooresville
Sold by EXP Realty LLC Ballantyne
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Schools
Schools serving 109 Carter Rd
School District:Union County Public Schools
| Name | Grades | Distance |
|---|---|---|
Rocky River Elementary, Monroe, NC 500 North Rocky River Road, Monroe, NC 28110 | K-5 | 1.3 mi |
Sun Valley Middle School 1409 Wesley Chapel Road, Indian Trail, NC 28079 | 6-8 | 3.5 mi |
Sun Valley High School 5211 Old Charlotte Highway, Monroe, NC 28110 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Carter Rd
Date
Details
Price
Change
Source
12/16/2025
Sold
$383,500
-4.12%
MLS
11/05/2025
Price Reduced
$400,000
-3.61%
MLS
10/24/2025
Price Reduced
$415,000
-2.35%
MLS
10/17/2025
Listed
$425,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
109 Carter Road, Monroe, NC 28110 (MLS# 4312358) is a Single Family property that was sold at $383,500 on December 16, 2025. Want to learn more about 109 Carter Road? Do you have questions about finding other Single Family real estate for sale in Monroe? You can browse all Monroe real estate or contact a Coldwell Banker agent to request more information.

