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Property Description
Some homes just make sense the moment you walk in, and 4908 Cruz Bay Drive is one of them. The floor plan does something that is harder to find than it should be. It gives everyone room to breathe while keeping the whole house connected. Morning coffee in the breakfast area, a quiet work call in the first-floor office, homework spread across the kitchen island, and nobody feels tucked away or out of earshot. And that kitchen. It really is the heart of this home. There is space to roll out cookie dough, room for more than one cook, and an easy open flow into the living area, so whoever is stirring the sauce is still part of the conversation. Holidays happen here. So do those random Tuesday dinners that somehow turn into everyone's favorite night. When the weather turns nice, the backyard takes over. It is roomy enough to host a cookout and simple enough to keep looking great without handing over your whole weekend to yard work. Then there are the closets. So many closets. The kind of storage that makes you wonder why every home was not built this way, starting with a primary walk-in you could almost get lost in. Upstairs, a big bonus loft gives you one more place to spread out, and with fresh paint throughout and a brand-new HVAC, the hard work is already done. Come see it for yourself and start picturing your own story here in St. Johns Forest.
Full Property Details
Full Property Details for 4908 Cruz Bay Dr
General
- Price: $435,000
- HOA FEE: $50/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4409228
- Updated: 8/6/2026
- Added to Site: 5 day(s) ago
Interior
- Fireplace: Yes
- Appliances: Dishwasher, Disposal
- Flooring: Carpet, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Outdoor Pool, Playground, Sidewalks, Street Lights
- Pool: Yes
Parking
- Garage: Yes
- Garage Description: 432 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage
Location
- County: Union
- Subdivision: St Johns Forest
School Information
- Elementary School: Rocky River
- Middle School: Sun Valley
- High School: Sun Valley
Community
- Assoc. Name: Cedar Management
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Central, Natural Gas
Utilities
- Sewer: County Sewer
- Water: County Water
- Utility Description: Cable Available, Electricity Connected, Natural Gas
Structural Information
- Construction: Site Built
- Exterior Const.: Brick Partial, Vinyl
- Upper: 1,958 Sq. Ft.
- Main/1st Level: 1,589 Sq. Ft.
- Year Built: 2006
Lot Features
- Street/Road Desc.: Concrete, Paved
- Rcmdd Zoning: AG2
- Fencing (Description): Back Yard, Privacy, Wood
Financial Considerations
- Association Fee: $600
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Property ID: 09-402-587
- Lot Number: 8598-104
Listed by Real Broker, LLC
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Schools
Schools serving 4908 Cruz Bay Dr
School District:Union County Public Schools
| Name | Grades | Distance |
|---|---|---|
Rocky River Elementary, Monroe, NC 500 North Rocky River Road, Monroe, NC 28110 | K-5 | 1.4 mi |
Sun Valley Middle School 1409 Wesley Chapel Road, Indian Trail, NC 28079 | 6-8 | 3 mi |
Sun Valley High School 5211 Old Charlotte Highway, Monroe, NC 28110 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4908 Cruz Bay Dr
Date
Details
Price
Change
Source
8/06/2026
Listed
$435,000
9.57%
MLS
10/27/2022
Sold
$397,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4908 Cruz Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,357
19%
$487,100
60%
2024
$1,980
2%
$303,800
1%
2023
$1,933
3%
$301,900
—
2021
$1,876
—
$301,900
—
2022
$1,879
—
$301,900
38%
2021
$1,876
11%
$218,100
—
2019
$1,694
—
$218,100
—
2018
$1,694
-6%
$218,100
—
2017
$1,803
3%
$218,100
—
2016
$1,759
4%
$218,100
—
2015
$1,694
-10%
$218,100
-7%
2014
$1,879
15%
$235,030
—
2013
$1,632
—
$235,030
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4908 Cruz Bay Dr
4908 Cruz Bay Drive, Monroe, NC 28110 (MLS# 4409228) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 4908 Cruz Bay Drive is currently listed for $435,000 and was received on August 06, 2026. Want to learn more about 4908 Cruz Bay Drive? Do you have questions about finding other Single Family real estate for sale in Monroe? You can browse all Monroe real estate or contact a Coldwell Banker agent to request more information.

