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$789,000
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Property Description
Imagine waking up on a Saturday morning, making coffee in a bright kitchen, and stepping outside onto a full-length deck shaded by mature trees. The backyard is quiet, private, flat, and fully fenced, with space to relax, entertain, gather around the firepit, or enjoy the covered gazebo. Then grab a cooler, head down the sidewalk, and in about five minutes you are at your permanently assigned boat slip, ready to spend the day on Lake Norman. That is life at 123 Topsail Place. Set at the back of a quiet cul-de-sac in Royal Pointe, this home offers a rare combination of privacy, usable outdoor space, lake access, and move-in-ready condition. Inside, the home feels bright and open without sacrificing defined spaces. The living room is anchored by a dramatic floor-to-ceiling stone fireplace and large windows overlooking the backyard. It connects naturally to the breakfast area and kitchen, creating an easy flow for everyday living and entertaining. The kitchen features light cabinetry, granite countertops, stainless steel appliances, a gas range, walk-in pantry, and a butler's area connecting directly to the formal dining room. At the front of the home, a flexible sitting room or office provides additional living space and connects to the main living room through French doors. Upstairs, the primary suite sits on its own side of the home, creating a true private retreat. Vaulted ceilings, a sitting area, two walk-in closets, and mature tree views give the space a calm, secluded feel. The updated primary bath includes a tiled shower, separate soaking tub, granite-topped vanity, and a large picture window that brings in abundant natural light. The secondary bedrooms are generously sized with walk-in closets, and the oversized bonus room offers exceptional flexibility for a media room, playroom, guest space, or teen retreat. The home has also been extensively prepared for its next owner. Recent improvements include a roof replaced in November 2025, fresh paint throughout, new carpet, updated lighting and door hardware and new crawlspace vapor barrier and insulation. Outside, the large backyard is one of the home's defining features. Mature privacy trees surround the property, while the flat lawn, full-length deck, gazebo, and firepit create multiple areas to enjoy the outdoors. And just a short walk away, Royal Pointe residents enjoy access to the community boat ramp, floating docks, gazebo, and this home's permanently assigned boat slip. All of this is just minutes from LangTree, I-77, Davidson, shopping, dining, and the best of the Lake Norman lifestyle. 123 Topsail Place is not just a home near the lake. It is a home that lets you live the lake lifestyle every day.
Full Property Details
Full Property Details for 123 Topsail Pl
General
- Price: $789,000
- HOA FEE: $95/month
- HOA FEE FREQ.: Semi-Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4406853
- Updated: 9/26/2026
- Added to Site: 11 day(s) ago
Interior
- Interior Features: Built-in Features, Cable Prewire, Garden Tub, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Gas, Living Room, Gas, Living Room
- Appliances: Bar Fridge, Dishwasher, Disposal, Exhaust Fan, Gas Range, Microwave, Oven, Plumbed For Ice Maker, Self Cleaning Oven
- Flooring: Carpet, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: In Hall, Main Level
Additional Information
- Shared Amenities: Lake Access, Sidewalks
Exterior
- Exterior Features: Fire Pit
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Faces Side
Location
- County: Iredell
- Subdivision: Royal Pointe
School Information
- Elementary School: Coddle Creek
- Middle School: Woodland Heights
- High School: Lake Norman
Community
- Assoc. Name: Red Rock Property Management
Heating & Cooling
- Cooling Type: Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Community Well
- Utility Description: Cable Connected, Electricity Connected, Natural Gas, Underground Power Lines, Underground Utilities, Wired Internet Available
Structural Information
- Architectural Style: European, Traditional
- Construction: Site Built
- Exterior Const.: Fiber Cement, Stone Veneer
- Roof: Architectural Shingle, Wood Rafters
- Upper: 1,559 Sq. Ft.
- Main/1st Level: 1,243 Sq. Ft.
- Year Built: 1994
Lot Features
- Street/Road Desc.: Concrete, Paved
- Lot Features: Cul-De-Sac, Level, Open Lot, Private, Wooded
- Fencing (Description): Back Yard, Fenced, Full, Wood
Financial Considerations
- Association Fee: $570
- Assoc Fee Freq.: Semi-Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Property ID: 4634-89-5901.000
- Lot Number: 2621-2454
Listed by Compass
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Schools
Schools serving 123 Topsail Pl
School District:Iredell-Statesville Schools
| Name | Grades | Distance |
|---|---|---|
Coddle Creek Elementary School 141 Frank's Crossing Loop, Mooresville, NC 28115 | PK-5 | 4.2 mi |
Woodland Heights Middle 272 Forest Lake Boulevard, Mooresville, NC 28117 | 6-8 | 3.9 mi |
Lake Norman High School 186 Doolie Road, Mooresville, NC 28117 | 9-12 | 5.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 123 Topsail Pl
Date
Details
Price
Change
Source
9/25/2026
Listed
$789,000
88.76%
MLS
5/23/2019
Sold
$418,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 123 Topsail Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,041
-6%
$505,190
—
2024
$3,226
6%
$505,190
—
2023
$3,041
23%
$505,190
31%
2022
$2,479
—
$386,070
—
2021
$2,479
—
$386,070
—
2020
$2,479
5%
$386,070
—
2019
$2,363
16%
$386,070
14%
2018
$2,039
—
$338,210
—
2016
$2,039
1%
$338,210
—
2015
$2,022
5%
$338,210
-4%
2014
$1,919
1%
$352,220
—
2013
$1,901
—
$352,220
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 123 Topsail Pl
123 Topsail Place, Mooresville, NC 28117 (MLS# 4406853) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 123 Topsail Place is currently listed for $789,000 and was received on September 25, 2026. Want to learn more about 123 Topsail Place? Do you have questions about finding other Single Family real estate for sale in Mooresville? You can browse all Mooresville real estate or contact a Coldwell Banker agent to request more information.

