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$269,000
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Property Description
Don't miss the chance to own a slice of paradise in Morganton! This charming home offers the perfect blend of tranquility and convenience. Upon entering, you'll be greeted by an open-concept design that seamlessly connects the kitchen, dining area, and spacious living area-ideal for hosting gatherings or simply relaxing at home. The generously sized primary suite boasts a large ensuite bathroom that leads to a walk-in closet. Step outside to discover a beautifully landscaped yard with ample space for outdoor activities. Enjoy the views from the front and back decks, perfect for BBQs or unwinding in the fresh air. This property also features a 24 x 25 detached wired garage/building, a woodshed, and an additional storage building, providing plenty of space for all your needs without any HOA restrictions. Situated in the heart of Morganton, you'll be close to modern conveniences, National Parks, wineries, caverns, orchards, and seasonal festivals. Plus, the water heater and heat pump were replaced in 2022. Don't miss out on this incredible opportunity!
Full Property Details
Full Property Details for 3991 Silver Creek Terrace
General
- Price: $269,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4299716
- Updated: 12/10/2025
- Added to Site: 117 day(s) ago
Interior
- Interior Features: Walk-In Closet(s)
- Fireplace(s): Wood Burning Stove, Wood Burning Stove
- Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Mud Room, Laundry Room
Parking
- Garage: Yes
- Garage Description: 600 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Detached Garage
Location
- County: Burke
- Subdivision: Silver Creek Estates
- Driving Directions: Going west on I-40 take exit 98, turn left on Causby Road, in 700ft turn right on Jamestown Road, in 800ft turn left onto Silver Creek Terrace, 3991 Silver Creek Terrace is 0.5 mile on the left.
School Information
- Elementary School: W.A. Young
- Middle School: Table Rock
- High School: Freedom
Heating & Cooling
- Cooling Type: Ceiling Fan(s)
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Public
Structural Information
- Construction: Manufactured
- Exterior Const.: Stone Veneer, Vinyl
- Entry Floor Number: 1
- Main/1st Level: 1,496 Sq. Ft.
- Year Built: 2006
Manufactured Home
- Land Included: Yes
Lot Features
- Street/Road Desc.: Gravel
- Lot Features: Rolling Slope, Sloped, Wooded
Financial Considerations
- Special Assmt Amt.: None
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Property ID: 36297
- Lot Number: 2584-700
Listed by Premier South
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Schools
Schools serving 3991 Silver Creek Terrace
School District:Burke County Schools
| Name | Grades | Distance |
|---|---|---|
W A Young Elementary 325 Conley Road, Morganton, NC 28655 | PK-5 | 1.8 mi |
Table Rock Middle 1585 North Carolina 126, Morganton, NC 28655 | 6-8 | 4 mi |
Freedom High 511 Independence Boulevard, Morganton, NC 28655 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3991 Silver Creek Terrace
Date
Details
Price
Change
Source
12/10/2025
Price Reduced
$269,000
-1.1%
MLS
10/13/2025
Price Reduced
$272,000
-1.09%
MLS
9/23/2025
Listed
$275,000
66.67%
MLS
11/15/2021
Sold
$165,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3991 Silver Creek Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,132
—
$157,575
—
2023
$1,136
53%
$157,575
90%
2022
$744
1%
$82,731
—
2021
$738
18%
$82,731
19%
2020
$626
3%
$69,233
—
2019
$609
—
$69,233
—
2018
$607
—
$69,056
—
2017
$605
3%
$69,056
—
2016
$590
1%
$69,056
—
2015
$587
—
$69,056
—
2014
$585
—
$69,056
—
2013
$585
—
$69,056
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3991 Silver Creek Terrace
3991 Silver Creek Terrace, Morganton, NC 28655 (MLS# 4299716) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3991 Silver Creek Terrace is currently listed for $269,000 and was received on September 23, 2025. Want to learn more about 3991 Silver Creek Terrace? Do you have questions about finding other Single Family real estate for sale in Morganton? You can browse all Morganton real estate or contact a Coldwell Banker agent to request more information.

