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$895,000
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Property Description
If you've been looking for mountain views, Lake James access, and room for everyone to spread out, this East Shores home delivers. Located just second row from Lake James in one of the area's most sought-after communities, this 4-bedroom, 3-bathroom home offers stunning views of Table Rock and the surrounding Blue Ridge Mountains along with access to the amenities that make East Shores such a desirable place to call home. Residents enjoy deeded boat slips for non-waterfront properties, a community pool, multi-use sports court, and a welcoming neighborhood atmosphere just moments from the lake. Inside, the main level features an open yet thoughtfully designed layout with tall ceilings, built-ins, a dining area framed by classic columns, and a light-filled kitchen designed for everyday living and entertaining. The living room and primary suite both open onto the recently updated TREX deck, creating seamless indoor-outdoor living. Conveniently located just off the main living area, the primary suite includes deck access and a well-appointed bath with a dual vanity and glass shower. Two additional bedrooms, another full bath, and laundry complete the main level. Downstairs, the home's renovated lower level has been transformed into a fully functional second living space. Complete with a full second kitchen, dining area, spacious living room, bedroom with en-suite bath, craft room, bonus room, and private walk-out access, the lower level offers exceptional flexibility for multi-generational living, extended guests, or potential income-producing opportunities. Recent improvements include fresh interior paint, professionally stripped and resealed tile flooring, updated landscaping, and continued care throughout the property. Located approximately 12 minutes from Lake James State Park, 18 minutes from Downtown Morganton, and about 90 minutes from Charlotte, this home offers the perfect balance of mountain living, lake recreation, and everyday convenience. Whether you're looking for a full-time residence, mountain retreat, or a home designed for hosting family and friends, this property offers the space, flexibility, and Lake James lifestyle that's becoming increasingly difficult to find.
Full Property Details
Full Property Details for 4639 Harbor View Terrace
General
- Price: $895,000
- HOA FEE: $136/month
- HOA FEE FREQ.: Semi-Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4367035
- Updated: 7/7/2026
- Added to Site: 90 day(s) ago
Interior
- Fireplace: Yes
- Fireplace(s): Gas, Gas
- Appliances: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main - Full Baths: 2
- Basement Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms-B: 1
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: In Basement, Main Level
Parking
- Garage: Yes
- Garage Description: 549 Sq. Ft.
- Garage Spaces: 2
- Parking Features: Driveway, Attached Garage, Garage Faces Side
Location
- County: Burke
- Subdivision: East Shores
School Information
- Elementary School: Glen Alpine
- Middle School: Table Rock
- High School: Freedom
Community
- Assoc. Name: East Shores HOA
Heating & Cooling
- Cooling Type: Central Air, Heat Pump
- Heating Type: Central, Heat Pump
Utilities
- Sewer: Septic Installed
- Water: Community Well
Structural Information
- Construction: Site Built
- Exterior Const.: Hard Stucco
- Basement: Yes
- Basement Desc.: Apartment, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
- Main/1st Level: 1,945 Sq. Ft.
- Year Built: 2003
Lot Features
- Street/Road Desc.: Concrete, Paved
Water Features
- Water Front Name: Lake James
Financial Considerations
- Association Fee: $814
- Assoc Fee Freq.: Semi-Annually
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Property ID: 1764-24-9985
- Lot Number: 2404-734
Listed by True North Realty
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Schools
Schools serving 4639 Harbor View Terrace
School District:Burke County Schools
| Name | Grades | Distance |
|---|---|---|
Glen Alpine Elementary 302 London Street, Morganton, NC 28655 | PK-5 | 3.6 mi |
Table Rock Middle 1585 North Carolina 126, Morganton, NC 28655 | 6-8 | 3.1 mi |
Freedom High 511 Independence Boulevard, Morganton, NC 28655 | 9-12 | 6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4639 Harbor View Terrace
Date
Details
Price
Change
Source
6/29/2026
Price Reduced
$895,000
-3.24%
MLS
5/14/2026
Price Reduced
$925,000
-2.53%
MLS
4/24/2026
Price Reduced
$949,000
-3.65%
MLS
4/10/2026
Listed
$985,000
159.89%
MLS
5/28/2019
Sold
$379,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4639 Harbor View Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,761
-1%
$560,184
—
2023
$3,785
20%
$560,184
45%
2022
$3,159
—
$387,012
—
2021
$3,153
—
$387,012
—
2020
$3,149
3%
$387,012
—
2019
$3,071
4%
$387,012
4%
2018
$2,953
13%
$371,760
—
2017
$2,606
2%
$372,212
—
2016
$2,552
—
$372,212
—
2015
$2,549
3%
$372,212
—
2014
$2,482
—
$372,212
—
2013
$2,482
—
$372,212
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4639 Harbor View Terrace
4639 Harbor View Terrace, Morganton, NC 28655 (MLS# 4367035) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4639 Harbor View Terrace is currently listed for $895,000 and was received on April 10, 2026. Want to learn more about 4639 Harbor View Terrace? Do you have questions about finding other Single Family real estate for sale in Morganton? You can browse all Morganton real estate or contact a Coldwell Banker agent to request more information.

