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$285,000
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Property Description
Located in Indian Rock Springs, this charming 2BR/2BA home offers easy main-level living on a private, wooded lot in Murphy, NC. This inviting wood-sided home features a comfortable layout with a spacious primary bedroom complete with en suite bath and walk-in closet, along with a good-sized guest bedroom featuring a large closet. Enjoy the outdoors from the covered back porch or the large open deck, perfect for relaxing or entertaining. A cozy fire pit adds to the peaceful, secluded setting. The guest bathroom conveniently includes a washer and dryer. The home also offers an unfinished partial basement with exterior entrance, providing great potential for storage or workshop space. Currently operating as a successful Airbnb, this property presents an excellent opportunity for both personal use and income potential. Ideal for those seeking privacy, simplicity, and a connection to nature. Home comes furnished with a few exceptions. Stone fireplace previously had wood stove connected and has since had the connection capped off. Sellers make no representation about fireplace functionality.
Full Property Details
Full Property Details for 221 Chatto Loop
General
- Price: $285,000
- HOA FEE: $29/month
- HOA FEE FREQ.: Annually
- Taxes: $736 (2025)
- Status: Active
- Type: Single Family
- Source: 2253
- MLS ID: 100592236
- Updated: 7/29/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Walk-in Closet(s), Solid Surface, Ceiling Fan(s), Furnished, Blinds/Shades, Walk-In Closet(s), Whole House Fan
- Appliances: Gas Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher, Gas Range
- Flooring: LVT/LVP, Laminate, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
- Primary Bedroom: Primary Living Area
Additional Information
- Shared Amenities: Maintenance Common Areas, Maintenance Roads, Short Term Rental
Exterior
- Porch/Patio/Deck: Covered, Deck, Porch
Parking
- Parking Features: Circular Driveway, Gravel, Asphalt, No Garage
Location
- County: Cherokee
- Subdivision: Indian Rock Springs
- Driving Directions: From Murphy, take HWY 64 W to right on Tilson Road. Right into Indian Rock Springs development. Right onto the first Chatto Loop Road and the home will be on the left. There is a circular drive at the top for easy parking.
School Information
- Elementary School: Ranger
- Middle School: Hiwassee Dam
- High School: Hiwassee Dam
Community
- Association: Yes
- Assoc. Name: Indian Rock Springs HOA
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Attic Fan, Whole House Fan, Heat Pump
- Heating Type: Heat Pump, Electric
Utilities
- Sewer: Septic Tank
- Water: Shared Well
- Utility Description: Fiber Optic
Structural Information
- Structure Type: Stick Built
- Construction: Cedar, Block, Wood Siding
- Basement Desc.: Exterior Entry, Partial, Unfinished
- Roof: Composition
- Windows: Skylight(s)
- Entry Floor Number: 1
- Square Feet: 988
- Year Built: 1994
Lot Features
- Lot Size (Acres): 0.74
- Lot Size (Sq. Ft.): 32,234
- Lot Dimensions: IRR
- Frontage: Gravel
- Lot Features: Wooded, Rolling Slope
- Fencing (Description): Wire, Partial
Green Features
- Building Certification: None
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $288.46
- Association Fee: $350
- Assoc Fee Freq.: Annually
- Assessment Amount: $93,130
- Tax Amount: $736.91
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: 1785/852 Lot 8B Sec 3
- Property ID: 453100611635000
Listed by Re/Max Elite Realty, Shelly Rewis
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Schools
Schools serving 221 Chatto Loop
School District:Cherokee County Schools
| Name | Grades | Distance |
|---|---|---|
Ranger Elementary/Middle 101 Hardy Truett Road, Murphy, NC 28906 | PK-8 | 3.1 mi |
Hiwassee Dam High 267 Blue Eagle Circle, Murphy, NC 28906 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 221 Chatto Loop
Date
Details
Price
Change
Source
7/29/2026
Listed
$285,000
3.64%
MLS
9/08/2025
Sold
$275,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 221 Chatto Loop
Year
Property Taxes
Change
Tax Assessment
Change
2025
$737
6%
$93,130
—
2022
$693
17%
$93,130
—
2021
$591
7%
$93,130
—
2020
$554
-9%
$93,130
1%
2019
$610
—
$92,280
—
2017
$610
—
$92,280
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 221 Chatto Loop
221 Chatto Loop, Murphy, NC 28906 (MLS# 100592236) is a Single Family property with 2 bedrooms and 2 full bathrooms. 221 Chatto Loop is currently listed for $285,000 and was received on July 29, 2026. Want to learn more about 221 Chatto Loop? Do you have questions about finding other Single Family real estate for sale in Murphy? You can browse all Murphy real estate or contact a Coldwell Banker agent to request more information.

