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$639,000 Sale Pending
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Property Description
400+/- feet of Shoal Creek frontage set the tone for this rare mountain retreat, where the sound of rushing water and complete privacy come together on nearly 4 usable acres just outside of Murphy. Tucked along the banks of a bold, year-round mountain stream, this log cabin is positioned to fully capture the experience-whether you're fishing from your own property, relaxing on the private creekside observation deck, or simply enjoying the constant, calming sound of the water just steps away. Inside, the cabin offers a warm and inviting feel with a wood-burning fireplace anchoring the great room and a comfortable, functional layout designed for easy mountain living. The main level features a spacious guest bedroom and full bath, while the upper-level loft serves as a private primary suite complete with walk-in closet and its own bath. The lower level adds even more flexibility with workshop space, additional storage, and a wide-open patio area ideal for gathering, entertaining, or unwinding after a day on the water. Outdoor living is where this property truly stands apart-offering direct, usable access to the creek along with plenty of level ground to enjoy, something that's increasingly hard to find with waterfront properties in the mountains. Additional highlights include a metal roof, private well, and the option to purchase furnished or with addtional land for a seamless transition. Located just minutes from local marinas with access to both Hiwassee Lake and Apalachia Lake, this property offers the perfect balance of seclusion and accessibility. A true creekfront property with this much frontage, usable land, and privacy is a rare find-ideal as a full-time residence, second home, or investment opportunity.
Full Property Details
Full Property Details for 277 Virginia Ln
General
- Price: $639,000
- Taxes: $2,094 (2025)
- Status: Pending
- Type: Single Family
- Source: 2253
- MLS ID: 98544216
- Updated: 6/2/2026
- Added to Site: 89 day(s) ago
Rental Information
- Lease/Rent Term: Short Term Lease
Interior
- Number of Rooms: 6
- Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Solid Surface, Ceiling Fan(s), Furnished, Basement, Walk-In Closet(s), Workshop
- Appliances: Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher
- Furnishings: Partially
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Dryer Hookup, Washer Hookup
Parking
- Parking Features: Gravel
Location
- County: Cherokee
- Subdivision: Shoal Creek Pointe
- Driving Directions: From the intersection of Hwy 64/74 and Hwy 19/129 go West on Hwy 64/74 for 3 miles to right onto Hwy 294 for 8 miles to a right onto Hiwassee Dam Access Road to a left onto Virginia Lane, up hill and down to the left, dead end at the cabin
School Information
- Middle School: Hiwassee Dam
- High School: Hiwassee Dam
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Fireplace(s), Electric
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Satellite Internet
Structural Information
- Construction: Log, Wood Siding
- Basement Desc.: Exterior Entry, Other, Partial, Unfinished
- Roof: Metal
- Year Built: 2008
Lot Features
- Lot Size (Acres): 3.73
- Lot Size (Sq. Ft.): 162,479
- Lot Dimensions: 3.73
- Lot Features: Wooded
- Zoning: Deed Restricted
Financial Considerations
- For Sale: Yes
- Tax Amount: $2,094.75
- Tax Year: 2025
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 453300599491000
- Lot Number: 2&3
Listed by Carolina Mountain Homes, Spies Team
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Schools
Schools serving 277 Virginia Ln
School District:Cherokee County Schools
| Name | Grades | Distance |
|---|---|---|
Hiwassee Dam Elementary/Middle 337 Blue Eagle Circle, Murphy, NC 28906 | PK-8 | 1.2 mi |
Hiwassee Dam High 267 Blue Eagle Circle, Murphy, NC 28906 | 9-12 | 1.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 277 Virginia Ln
Date
Details
Price
Change
Source
3/26/2026
Listed
$639,000
148.64%
MLS
5/13/2020
Sold
$257,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 277 Virginia Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,940
5%
$263,070
—
2022
$1,848
19%
$263,070
—
2021
$1,559
100%
$263,070
9%
2020
-100%
$242,140
30%
2019
$1,140
—
$186,540
—
2017
$1,140
—
$186,540
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 277 Virginia Ln
277 Virginia Lane, Murphy, NC 28906 (MLS# 98544216) is a Single Family property with 2 bedrooms and 2 full bathrooms. 277 Virginia Lane is currently listed for $639,000 and was received on March 26, 2026. Want to learn more about 277 Virginia Lane? Do you have questions about finding other Single Family real estate for sale in Murphy? You can browse all Murphy real estate or contact a Coldwell Banker agent to request more information.

