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$325,000 Sale Pending
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Property Description
Welcome to a home where thoughtful design meets everyday comfort. Perfectly situated in the heart of New Bern, this beautifully maintained property offers stylish finishes, functional living spaces, and an outdoor retreat that is ready to be enjoyed. The open-concept layout creates an inviting atmosphere, with luxury vinyl plank flooring flowing throughout the main living areas and attractive shiplap accents adding warmth and character. The kitchen serves as the centerpiece of the home, featuring two-tone cabinetry, stainless steel appliances, a spacious island with additional storage, a walk-in pantry, and ample space for gathering with family and friends. The owner's suite is designed as a private escape, complete with a spacious walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower. Upstairs, two generously sized guest bedrooms provide comfortable accommodations and share a well-appointed bathroom. One of the home's standout features is the incredible backyard living space. Whether you're hosting friends around the custom stone fire pit, enjoying dinner beneath the gazebo, or simply relaxing on the expanded patio, this outdoor setting is designed for making memories. The privacy fence, professional landscaping, and storage building add both beauty and functionality to the space. Conveniently located just minutes from historic downtown New Bern, CarolinaEast Medical Center, shopping, dining, and area military bases including MCAS Cherry Point and Camp Lejeune, this home offers the perfect blend of comfort, convenience, and lifestyle. From the beautifully finished interior to the exceptional outdoor entertaining areas, this property is ready to welcome you home.
Full Property Details
Full Property Details for 403 Saratoga Ln
General
- Price: $325,000
- HOA FEE: $25/month
- HOA FEE FREQ.: Annually
- Taxes: $2,575 (2025)
- Status: Pending
- Type: Single Family
- Source: 2253
- MLS ID: 100578011
- Updated: 6/1/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 7
- Interior Features: Master Downstairs, Walk-in Closet(s), Entrance Foyer, Mud Room, Ceiling Fan(s), Pantry, Walk-in Shower, Walk-In Closet(s)
- Appliances: Built-In Microwave, Dishwasher, Electric Range
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Primary Living Area
Additional Information
- Shared Amenities: Maintenance Common Areas
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Storm Doors
- Porch/Patio/Deck: Open, Covered, Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: On Site, Paved
Location
- County: Craven
- Subdivision: Derby Park
- Driving Directions: From S Glenburnie Rd, Left onto Elizabeth Avenue, , Right onto Race Track Rd., Left onto Derby Park Avenue, Right onto Saratoga Lane, house on left at end of street.
School Information
- Elementary School: Trent Park
- Middle School: H. J. MacDonald
- High School: New Bern
Community
- Association: Yes
- Assoc. Name: Derby Park HOA
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Electric, Heat Pump, Zoned
Utilities
- Sewer: Municipal Sewer, City of New Bern
- Water: Public
- Utility Description: Sewer Connected, Water Connected
Structural Information
- Structure Type: Wood Frame, Stick Built
- Construction: Vinyl Siding, Wood Frame
- Basement Desc.: None
- Roof: Shingle
- Doors: Storm Door(s)
- Entry Floor Number: 1
- Square Feet: 1,862
- Year Built: 2018
Lot Features
- Lot Size (Acres): 0.26
- Lot Size (Sq. Ft.): 11,326
- Lot Dimensions: Irregular
- Frontage: Maintained, City Street, State Road, Paved, Paved
- Zoning: Residential
- Fencing (Description): Back Yard, Wood
Financial Considerations
- For Sale: Yes
- Price Per Sq. Ft.: $174.54
- Association Fee: $304
- Assoc Fee Freq.: Annually
- Assessment Amount: $308,470
- Tax Amount: $2,575.1
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: LOT 403 DERBY PARK VI
- Property ID: 8-240-H -403
- Lot Number: 403
Listed by Keller Williams Realty, Lenee' Golden
Get Pre-Approved Today
Schools
Schools serving 403 Saratoga Ln
School District:Craven County Schools
| Name | Grades | Distance |
|---|---|---|
Trent Park Elementary 2500 Educational Drive, New Bern, NC 28562 | K-5 | 2.3 mi |
H J Macdonald Middle 3127 Elizabeth Avenue, New Bern, NC 28562 | 6-8 | 1.2 mi |
New Bern High 4200 Academic Drive, New Bern, NC 28562 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 403 Saratoga Ln
Date
Details
Price
Change
Source
6/01/2026
Listed
$325,000
28.97%
MLS
12/09/2021
Sold
$252,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 403 Saratoga Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,647
—
$308,470
—
2024
$2,647
2%
$308,470
—
2023
$2,604
32%
$308,470
68%
2021
$1,976
—
$183,850
—
2022
$1,976
1%
$183,850
—
2020
$1,957
—
$183,850
630%
2019
$1,957
677%
$25,200
—
2017
$252
—
$25,200
-19%
2016
$252
—
$31,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 403 Saratoga Ln
403 Saratoga Lane, New Bern, NC 28562 (MLS# 100578011) is a Single Family property with 3 bedrooms and 2 full bathrooms. 403 Saratoga Lane is currently listed for $325,000 and was received on June 01, 2026. Want to learn more about 403 Saratoga Lane? Do you have questions about finding other Single Family real estate for sale in New Bern? You can browse all New Bern real estate or contact a Coldwell Banker agent to request more information.

