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$860,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,549 Sq. Ft.
  • 0.44 Acres
  • 2 Car Garage
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Welcome to 109 Key West Lane, a beautifully crafted custom home located in the desirable Cottage Pointe subdivision of Newport, NC. This thoughtfully designed 3-bedroom, 3.5-bath residence offers exceptional quality, functionality, and coastal charm, all in a well-maintained setting that shows very little wear and tear. The exterior is equally impressive, featuring lush, professionally landscaped grounds supported by an irrigation system fed by a private well, a metal roof, and durable fiber cement siding. A large concrete driveway provides ample parking for vehicles, boats, or other toys, while a detached storage building adds even more utility. Outdoor living is abundant with a spacious back deck, three screened private porches, and a third-level sun deck, perfect for relaxing or entertaining. Inside, the home is designed for comfort and convenience across three levels, all accessible by a private elevator. The main level features a large kitchen and dining area that flows seamlessly into the great room, along with a primary suite on the main floor. Storage is plentiful throughout, with large closets and walk-in attic spaces. The first level offers a fantastic family room with a wet bar, a full bath, and an exceptionally large flex room suitable for a game room, office, or guest space. A two-car garage completes this level, providing both parking and additional storage. Located just minutes from Morehead City, Swansboro, and area beaches, this home also includes water access to Broad Creek via the community boat dock, making it ideal for boating and coastal living. This is a rare opportunity to own a high-quality, move-in-ready home in a peaceful waterfront community.

Full Property Details for 109 Key W Ln

General

  • Price: $860,000
  • HOA FEE: $38/month
  • HOA FEE FREQ.: Annually
  • Taxes: $2,208 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100551444
  • Updated: 6/12/2026
  • Added to Site: 153 day(s) ago

Interior

  • Number of Rooms: 13
  • Interior Features: Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Kitchen Island, Elevator, Ceiling Fan(s), Wet Bar, Gas Log, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Gas Log
  • Appliances: Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Tankless Water Heater, Electric Range
  • Flooring: Carpet, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Primary Living Area

Other Rooms

  • Laundry: Dryer Hookup, Washer Hookup, Laundry Room

Additional Information

  • Shared Amenities: Boat Dock
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System
  • Porch/Patio/Deck: Open, Covered, Deck, Porch, Screened, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Faces Front, Concrete, Garage

Location

  • County: Carteret
  • Subdivision: Cottage Pointe
  • Driving Directions: Take Hwy 24 S out of Morehead City. Continue for 8 miles until you come to Broad Creek Bridge. Cottage Pointe is just after the Broad Creek Bridge on the right. House will be on the left on Key West Ln.

School Information

  • Elementary School: Bogue Sound
  • Middle School: Broad Creek
  • High School: Croatan

Community

  • Association: Yes
  • Assoc. Name: Cottage Pointe HOA
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Electric, Forced Air, Heat Pump

Utilities

  • Sewer: Septic Permit On File, Septic Tank
  • Water: County Water, Well
  • Utility Description: Natural Gas Connected, Water Connected

Structural Information

  • Architectural Style: Contemporary
  • Structure Type: Wood Frame, Stick Built
  • Construction: Fiber Cement, Wood Frame
  • Basement Desc.: None
  • Roof: Metal
  • Windows: Thermal Windows
  • Entry Floor Number: 2
  • Square Feet: 3,549
  • Year Built: 2008

Lot Features

  • Lot Size (Acres): 0.44
  • Lot Size (Sq. Ft.): 19,297
  • Lot Dimensions: 165' x 148' x 221' x 73'
  • Frontage: Private Road, Maintained, Asphalt, Paved, Paved
  • Lot Features: Open Lot, Water Access Comm
  • Zoning: RM15
  • Fencing (Description): None

Water Features

  • Water Front Desc.: Water Access Comm

Green Features

  • Building Certification: None

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $242.32
  • Association Fee: $450
  • Assoc Fee Freq.: Annually
  • Assessment Amount: $479,694
  • Tax Amount: $2,208.66
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: Lot 5 cottage Pointe S/D
  • Property ID: 631604600562000
  • Lot Number: 5

Listed by United Country Respess Wilder, Stacey Respess Bowen

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Listing agent

— 109 Key W Ln —

  • Stacey Respess Bowen

    United Country Respess Wilder

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Key W Ln

School District:Carteret County Schools
NameGradesDistance
Bogue Sound Elementary School
3323 North Carolina 24, Newport, NC 28570
PK-50.3 mi
Broad Creek Middle School
2382 North Carolina 24, Newport, NC 28570
6-82.2 mi
Croatan High School
1 Cougar Lane, Newport, NC 28570
9-120.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Key W Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/12/2026
Price Reduced
$860,000
-1.71%
MLS
5/30/2026
Price Reduced
$875,000
-5.41%
MLS
1/27/2026
Listed
$925,000
81.37%
MLS
12/04/2019
Sold
$510,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Key W Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,149
-3%
$672,335
40%
2024
$2,209
3%
$479,694
—
2022
$2,139
—
$479,694
—
2021
$2,139
-4%
$479,694
—
2022
$2,235
106%
$479,694
-1%
2020
$1,083
-42%
$484,163
2%
2019
$1,859
10%
$472,827
10%
2017
$1,689
—
$429,208
—
2016
$1,689
8%
$429,208
—
2015
$1,560
-2%
$429,208
-2%
2014
$1,592
-7%
$438,053
—
2013
$1,713
—
$438,053
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Key W Ln

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Listed by United Country Respess Wilder, Stacey Respess Bowen

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109 Key West Lane, Newport, NC 28570 (MLS# 100551444) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 109 Key West Lane is currently listed for $860,000 and was received on January 27, 2026. Want to learn more about 109 Key West Lane? Do you have questions about finding other Single Family real estate for sale in Newport? You can browse all Newport real estate or contact a Coldwell Banker agent to request more information.

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