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$1,315,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 2,562 Sq. Ft.
  • 0.12 Acres
  • 2 Car Garage
  • Updated 8 days ago
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A MJST SEE HOME! Now being offered with $10,000 in Closing Costs to the buyer if home sold by 7/31.** Located on one of Ocean Isle Beach's most coveted streets, this stunning deep-water canal home on Cumberland Street delivers the ultimate coastal lifestyle with quick, direct access to the ICW and short drive to ocean by boat. This home is being offered fully furnished ---including the golf cart--this 4BR/4.5 bath waterfront retreat is ready for immediate enjoyment! Designed for both relaxed living and entertaining, the bright open floor plan with brand new LVP floors throughout, features vaulted ceilings, a dramatic 2 Story Great Room with fireplace & custom built-ins, and an abundance of natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, while each bedroom offers its own private bathroom and deck access for maximum comfort and privacy. The oversized primary suite features a private waterfront deck overlooking the canal. Enjoy all the boats passing by and you might even see an otter family! Outdoor living is where this home truly shines. Multiple waterfront decks and porches --including an updated screened porch(2026) off the kitchen--creating the perfect setting for sunrise morning coffee, sunset dinners, and entertaining. Enjoy the fenced backyard, tropical palm trees, tiki bar, and outdoor shower after a day on the boat or beach. Boaters will love the deep-water canal frontage with a 10,000-lb boat lift, providing easy access to the water anytime. The beach is just a short walk or golf cart ride away. Recent upgrades include a new FORTIFIED ROOF, brand-new LVP flooring throughout (2025), new deck boards, new screened porch (2026), new washer and dryer, and tankless hot water heater (2021). A 2-car garage plus a HUGE storage room provide ample space for beach gear, water toys, and more. You are walking distance to the Ocean Isle Beach park with outdoor concerts, restaurants, putt-putt and so much more. Rarely does a canal-front home combine LOCATION, updates, water access, and turnkey convenience so perfectly. This is truly a home that your family will make lifelong memories in! Come take a look before it's gone!

Full Property Details for 21 Cumberland St

General

  • Sold For: $1,315,000
  • Taxes: $5,491 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: 2253
  • MLS ID: 100575420
  • Added to Site: 70 day(s) ago

Interior

  • Number of Rooms: 7
  • Interior Features: Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Bookcases, Kitchen Island, Ceiling Fan(s), Furnished, Pantry, Walk-in Shower, Blinds/Shades, Built-in Features, Eat-in Kitchen, Smart Thermostat, Walk-In Closet(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Mini Refrigerator, Electric Oven, Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Washer, Refrigerator, Dryer, Disposal, Dishwasher, Tankless Water Heater, Electric Range
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: LVT/LVP, Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Primary Living Area

Other Rooms

  • Eat-in kitchen: Yes
  • Laundry: Dryer Hookup, Washer Hookup, Laundry Closet

Additional Information

  • Shared Amenities: None
  • Security/Safety: Security System, Smoke Detector(s)

Exterior

  • Exterior Features: Shutters - Board/Hurricane, Outdoor Shower, Irrigation System, See Remarks
  • Porch/Patio/Deck: Covered, Deck, Patio, Porch, Screened, Wrap Around, Balc

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage Faces Front, Garage Door Opener, Tandem, Garage

Location

  • County: Brunswick
  • Subdivision: Not In Subdivision
  • Driving Directions: After crossing Bridge to OIB, turn left on East Second Street, take left onto Cumberland Street. House is on the left.

School Information

  • High School District: Brunswick County Schools
  • Elementary School: Union
  • Middle School: Shallotte Middle
  • High School: West Brunswick

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Zoned, Ceiling Fan(s), Heat Pump
  • Heating Type: Heat Pump, Fireplace Insert, Electric, Zoned

Utilities

  • Sewer: Municipal Sewer
  • Water: Public
  • Utility Description: Sewer Available, Water Available

Structural Information

  • Structure Type: Wood Frame, Stick Built
  • Construction: Vinyl Siding, Wood Frame
  • Basement Desc.: None
  • Roof: Architectural Shingle, See Remarks
  • Entry Floor Number: 2
  • Square Feet: 2,562
  • Year Built: 2003

Additional Structures

  • Other Structures: Shower, See Remarks

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,227
  • Lot Dimensions: 51 x 115 x 52 x 114
  • Frontage: Maintained, Paved, Paved
  • Lot Features: See Remarks, Boat Slip, Boat Dock, Boat Lift, Bulkhead, Water Depth 4+
  • Zoning: Oi-R-1
  • Fencing (Description): Back Yard, Vinyl

Water Features

  • Water Front: Yes
  • Water Front Desc.: Boat Lift, Bulkhead, Canal Front, Water Depth 4+

Green Features

  • Energy Efficient: Thermostat

Financial Considerations

  • For Sale: Yes
  • Price Per Sq. Ft.: $526.54
  • Assessment Amount: $1,078,640
  • Tax Amount: $5,491.18
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: L-15 Canal 3 S-A&B Ocean Isle Beach Pl-H/374
  • Property ID: 244on015
  • Lot Number: 15

Listed by ASAP Realty, Suzanne M Polino
Sold by PROACTIVE Real Estate, Jaclyn Jones

Listing agent

— 21 Cumberland St —

  • Suzanne M Polino

    ASAP Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21 Cumberland St

School District:Brunswick County Schools
NameGradesDistance
Union Elementary, Shallotte, NC
180 Union School Road Northwest, Shallotte, NC 28470
K-54.9 mi
Shallotte Middle
225 Village Road, Shallotte, NC 28459
6-85.1 mi
West Brunswick High
550 Whiteville Road Northwest, Shallotte, NC 28470
9-125.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21 Cumberland St

Date
Details
Price
Change
Source
7/28/2026
Sold
$1,315,000
-2.52%
MLS
7/01/2026
Price Reduced
$1,349,000
-3.3%
MLS
5/20/2026
Listed
$1,395,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed by ASAP Realty, Suzanne M Polino
Sold by PROACTIVE Real Estate, Jaclyn Jones

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21 Cumberland Street, Ocean Isle Beach, NC 28469 (MLS# 100575420) is a Single Family property that was sold at $1,315,000 on July 28, 2026. Want to learn more about 21 Cumberland Street? Do you have questions about finding other Single Family real estate for sale in Ocean Isle Beach? You can browse all Ocean Isle Beach real estate or contact a Coldwell Banker agent to request more information.