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$205,000 -$15,000 (-6.82%) Price Reduced

  • For Sale
  • Active
  • Residential Lots
  • 0.7 Acres
  • Updated 1 day ago
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Build your dream waterfront home on this exceptional homesite in Spinnaker Point, where key improvements are already in place. Situated on the deep, protected waters of Smith Creek, this property offers direct access to the Neuse River, Intracoastal Waterway, and Pamlico Sound--ideal for serious boaters and coastal enthusiasts. The cleared lot is ready to go with a 3-bedroom septic system, tapped water line, and established electric service. A well-constructed concrete dock features a step-down kayak platform, dual water spigots with winter shutoff, and both 30- and 15-amp power. The 16,000 lb. Tide Tamer boat lift, installed in 2022, adds immediate value and convenience. Additional highlights include three yard spigots and a newly added powered shed with automatic lighting (2024). Tucked within a quiet, established community just minutes from downtown Oriental--known as the Sailing Capital of the Carolinas--this property delivers the perfect blend of privacy, accessibility, and year-round boating lifestyle.

Full Property Details for 398 Smith Creek Rd

General

  • Price: $205,000
  • HOA FEE: $4/month
  • HOA FEE FREQ.: Annually
  • Taxes: $669 (2024)
  • Status: Active
  • Type: Residential Lots
  • Source: 2253
  • MLS ID: 100524459
  • Updated: 7/30/2026
  • Added to Site: 354 day(s) ago

Additional Information

  • Shared Amenities: Waterfront Community, Maintenance Common Areas

Exterior

  • Exterior Features: Dock

Location

  • County: Pamlico
  • Subdivision: Spinnaker Point
  • Driving Directions: Heading north on Broad St/NC -55. Turn on Kershaw Rd, one mile turn left on Teaches Cove Road. Continue for one mile then turn left on Smith Creek Road. After 0.4 miles, home site will be on the right-hand side.

School Information

  • Elementary School: Pamlico County Primary
  • Middle School: Pamlico County
  • High School: Pamlico County

Community

  • Association: Yes
  • Assoc. Name: Spinnaker Point POA

Utilities

  • Sewer: Septic Tank
  • Water: County Water
  • Utility Description: Water Connected, Electricity Connected

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.7
  • Lot Size (Sq. Ft.): 30,492
  • Frontage: Maintained
  • Topography: Cleared/Partial, Wooded
  • Lot Features: Partially Cleared, Water Depth 4+, Wooded, Boat Lift, Dock
  • Zoning: residential
  • Fencing (Description): None

Water Features

  • Water Front: Yes
  • Water Front Desc.: Boat Lift, Water Depth 4+

Financial Considerations

  • For Sale: Yes
  • Price Per Acre: $292,857.14
  • Association Fee: $50
  • Assoc Fee Freq.: Annually
  • Assessment Amount: $99,215
  • Tax Amount: $669.7
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: Lot 1 Spinnaker Point
  • Property ID: I081-16-1

Listed by Realty ONE Group East, Brian Wood

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Listing agent

— 398 Smith Creek Rd —

  • Brian Wood

    Realty ONE Group East

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 398 Smith Creek Rd

School District:Pamlico County Schools
NameGradesDistance
Pamlico County Primary School
323 Neals Creek Road, Bayboro, NC 28515
PK-38.1 mi
Fred A Anderson Elementary School
515 Anderson Drive, Bayboro, NC 28515
4-58.2 mi
Pamlico County Middle School
15526 North Carolina 55, Bayboro, NC 28515
6-87.7 mi
Pamlico County High School
601 Main Street, Bayboro, NC 28515
9-128.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 398 Smith Creek Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/30/2026
Price Reduced
$205,000
-6.82%
MLS
8/12/2025
Listed
$220,000
566.67%
MLS
10/17/2020
Sold
$33,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 398 Smith Creek Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$670
3%
$99,215
—
2023
$650
48%
$99,215
48%
2022
$439
—
$66,960
—
2021
$439
—
$66,960
—
2020
$439
-19%
$66,960
-19%
2019
$540
—
$82,500
100%
2019
$540
—
100%
2018
$540
—
100%
2017
$540
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Realty ONE Group East, Brian Wood

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398 Smith Creek Road, Oriental, NC 28571 (MLS# 100524459) is a Residential Lots property with a lot size of 0.7 acres. 398 Smith Creek Road is currently listed for $205,000 and was received on August 12, 2025. Want to learn more about 398 Smith Creek Road? Do you have questions about finding other Residential Lots real estate for sale in Oriental? You can browse all Oriental real estate or contact a Coldwell Banker agent to request more information.

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