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$220,000
Property Description
Build your dream waterfront home on this exceptional homesite in Spinnaker Point, where key improvements are already in place. Situated on the deep, protected waters of Smith Creek, this property offers direct access to the Neuse River, Intracoastal Waterway, and Pamlico Sound--ideal for serious boaters and coastal enthusiasts. The cleared lot is ready to go with a 3-bedroom septic system, tapped water line, and established electric service. A well-constructed concrete dock features a step-down kayak platform, dual water spigots with winter shutoff, and both 30- and 15-amp power. The 16,000 lb. Tide Tamer boat lift, installed in 2022, adds immediate value and convenience. Additional highlights include three yard spigots and a newly added powered shed with automatic lighting (2024). Tucked within a quiet, established community just minutes from downtown Oriental--known as the Sailing Capital of the Carolinas--this property delivers the perfect blend of privacy, accessibility, and year-round boating lifestyle.
Full Property Details
Full Property Details for 398 Smith Creek Rd
General
- Price: $220,000
- HOA FEE: $4/month
- HOA FEE FREQ.: Annually
- Taxes: $669 (2024)
- Status: Active
- Type: Land Residential
- Source: 2253
- MLS ID: 100524459
- Updated: 5/13/2026
- Added to Site: 275 day(s) ago
Additional Information
- Shared Amenities: Waterfront Community, Maintenance Common Areas
Exterior
- Exterior Features: Dock
Location
- County: Pamlico
- Subdivision: Spinnaker Point
- Driving Directions: Heading north on Broad St/NC -55. Turn on Kershaw Rd, one mile turn left on Teaches Cove Road. Continue for one mile then turn left on Smith Creek Road. After 0.4 miles, home site will be on the right-hand side.
School Information
- Elementary School: Pamlico County Primary
- Middle School: Pamlico County
- High School: Pamlico County
Community
- Association: Yes
- Assoc. Name: Spinnaker Point POA
Utilities
- Sewer: Septic Tank
- Water: County Water
- Utility Description: Water Connected, Electricity Connected
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.7
- Lot Size (Sq. Ft.): 30,492
- Frontage: Maintained
- Topography: Cleared/Partial, Wooded
- Lot Features: Partially Cleared, Water Depth 4+, Wooded, Boat Lift, Dock
- Zoning: residential
- Fencing (Description): None
Water Features
- Water Front: Yes
- Water Front Desc.: Boat Lift, Water Depth 4+
Financial Considerations
- For Sale: Yes
- Price Per Acre: $314,285.71
- Association Fee: $50
- Assoc Fee Freq.: Annually
- Assessment Amount: $99,215
- Tax Amount: $669.7
- Tax Year: 2024
- Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: Lot 1 Spinnaker Point
- Property ID: I081-16-1
Listed by Realty ONE Group East, Brian Wood
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Schools
Schools serving 398 Smith Creek Rd
School District:Pamlico County Schools
| Name | Grades | Distance |
|---|---|---|
Pamlico County Primary School 323 Neals Creek Road, Bayboro, NC 28515 | PK-3 | 8.1 mi |
Fred A Anderson Elementary School 515 Anderson Drive, Bayboro, NC 28515 | 4-5 | 8.2 mi |
Pamlico County Middle School 15526 North Carolina 55, Bayboro, NC 28515 | 6-8 | 7.7 mi |
Pamlico County High School 601 Main Street, Bayboro, NC 28515 | 9-12 | 8.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 398 Smith Creek Rd
Date
Details
Price
Change
Source
8/12/2025
Listed
$220,000
566.67%
MLS
10/17/2020
Sold
$33,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 398 Smith Creek Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$670
3%
$99,215
—
2023
$650
48%
$99,215
48%
2022
$439
—
$66,960
—
2021
$439
—
$66,960
—
2020
$439
-19%
$66,960
-19%
2019
$540
—
$82,500
100%
2019
$540
—
100%
2018
$540
—
100%
2017
$540
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 398 Smith Creek Rd
398 Smith Creek Road, Oriental, NC 28571 (MLS# 100524459) is a Land Residential property with a lot size of 0.7 acres. 398 Smith Creek Road is currently listed for $220,000 and was received on August 12, 2025. Want to learn more about 398 Smith Creek Road? Do you have questions about finding other Land Residential real estate for sale in Oriental? You can browse all Oriental real estate or contact a Coldwell Banker agent to request more information.
