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$190,000

  • For Sale
  • Active
  • Residential Lots
  • 0.7 Acres
  • Updated 7 days ago
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Build your dream waterfront home in desirable Spinnaker Point on the deep, protected waters of Smith Creek with direct access to the Neuse River, Intracoastal Waterway, and Pamlico Sound. This cleared homesite is ready to build with a 3-bedroom septic system, tapped water line, and established electric service already in place. The concrete dock features a step-down kayak launch, dual water spigots with winter shutoff, and 30- and 15-amp shore power. A 16,000-lb. Tide Tamer boat lift, installed in 2022, offers added value and convenience. Additional improvements include three yard spigots and a powered storage shed with automatic lighting, added in 2024. Located just minutes from the village of Oriental, the Sailing Capital of North Carolina, this property offers an excellent opportunity to enjoy boating, fishing, and waterfront living from day one.

Full Property Details for 398 Smith Creek Rd

General

  • Price: $190,000
  • HOA FEE: $4/month
  • HOA FEE FREQ.: Annually
  • Taxes: $669 (2024)
  • Status: Active
  • Type: Residential Lots
  • Source: 2253
  • MLS ID: 100524459
  • Updated: 9/22/2026
  • Added to Site: 9 day(s) ago

Additional Information

  • Shared Amenities: Waterfront Community, Maintenance Common Areas

Exterior

  • Exterior Features: Dock

Location

  • County: Pamlico
  • Subdivision: Spinnaker Point
  • Driving Directions: Heading north on Broad St/NC -55. Turn on Kershaw Rd, one mile turn left on Teaches Cove Road. Continue for one mile then turn left on Smith Creek Road. After 0.4 miles, home site will be on the right-hand side.

School Information

  • Elementary School: Pamlico County Primary
  • Middle School: Pamlico County
  • High School: Pamlico County

Community

  • Association: Yes
  • Assoc. Name: Spinnaker Point POA

Utilities

  • Sewer: Septic Tank
  • Water: County Water
  • Utility Description: Water Connected, Electricity Connected

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.7
  • Lot Size (Sq. Ft.): 30,492
  • Frontage: Maintained
  • Topography: Cleared/Partial, Wooded
  • Lot Features: Partially Cleared, Water Depth 4+, Wooded, Boat Lift, Dock
  • Zoning: residential
  • Fencing (Description): None

Water Features

  • Water Front: Yes
  • Water Front Desc.: Boat Lift, Water Depth 4+

Financial Considerations

  • For Sale: Yes
  • Price Per Acre: $271,428.57
  • Association Fee: $50
  • Assoc Fee Freq.: Annually
  • Assessment Amount: $99,215
  • Tax Amount: $669.7
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: Standard
  • Legal Description: Lot 1 Spinnaker Point
  • Property ID: I081-16-1

Listed by Realty ONE Group East, Brian Wood

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Listing agent

— 398 Smith Creek Rd —

  • Brian Wood

    Realty ONE Group East

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 398 Smith Creek Rd

School District:Pamlico County Schools
NameGradesDistance
Pamlico County Primary School
323 Neals Creek Road, Bayboro, NC 28515
PK-38.1 mi
Fred A Anderson Elementary School
515 Anderson Drive, Bayboro, NC 28515
4-58.2 mi
Pamlico County Middle School
15526 North Carolina 55, Bayboro, NC 28515
6-87.7 mi
Pamlico County High School
601 Main Street, Bayboro, NC 28515
9-128.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 398 Smith Creek Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/18/2026
Price Reduced
$190,000
-7.32%
MLS
7/30/2026
Price Reduced
$205,000
-6.82%
MLS
8/12/2025
Listed
$220,000
566.67%
MLS
10/17/2020
Sold
$33,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 398 Smith Creek Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$670
—
$99,215
—
2024
$670
3%
$99,215
—
2023
$650
48%
$99,215
48%
2022
$439
—
$66,960
—
2021
$439
—
$66,960
—
2020
$439
-19%
$66,960
-19%
2019
$540
—
$82,500
100%
2019
$540
—
100%
2018
$540
—
100%
2017
$540
—
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Realty ONE Group East, Brian Wood

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398 Smith Creek Road, Oriental, NC 28571 (MLS# 100524459) is a Residential Lots property with a lot size of 0.7 acres. 398 Smith Creek Road is currently listed for $190,000 and was received on September 21, 2026. Want to learn more about 398 Smith Creek Road? Do you have questions about finding other Residential Lots real estate for sale in Oriental? You can browse all Oriental real estate or contact a Coldwell Banker agent to request more information.

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