190 Observation Ridge, Rutherfordton, NC 28139 - Photo 1

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$475,900 Just Listed

For Sale
Active
Single Family
2 Beds
3 Full Baths
2 Car Garage
Updated 1 hour ago

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Property Description

Welcome Home to 190 Observation Ridge! Just imagine yourself relaxing on the front porch, catching a glimpse of the sunset and taking in all the beauty that surrounds this home. This outstanding property is complete with 2 Bedrooms, located on the main living level as well as 2 full bathrooms, open Family Room to dining area and screened porch, the kitchen has lovely granite counters and is equipped with a refrigerator, oven/range, disposal and dishwasher. The open loft is great for a home office or flex space and has a 3rd full bathroom. The cabin comes with a home generator already installed, security system, and smart light bulbs for your convenience! Oversized main level 2 car detached garage with walk up attic for additional storage and a separate shed that will make a great workshop or home to all your lawn equipment. If you love to garden you will appreciate the water collection and composting that is all set up and ready for your needs. Located in a great neighborhood yet secluded! Very peaceful and tranquil from the sloping fully fenced front yard to the surrounding acreage for privacy. Don't miss the opportunity to call this "your cabin"!

Full Property Details

Full Property Details for 190 Observation Ridge

General

Price: $475,900
HOA FEE: $35/month
HOA FEE FREQ.: Annually
Status: Active
Type: Single Family
Source: Charlotte_Regional_Realtor_Association
MLS ID: 4351178
Updated: Today (3/5/2026)
Added to Site: Today

Interior

Interior Features: Split Bedroom, Walk-In Closet(s)
Fireplace: Yes
Fireplace(s): Family Room, Gas, Family Room, Gas
Appliances: Dishwasher, Disposal, Electric Range, Microwave, Refrigerator
Flooring: Wood

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3
Upper - Full Baths: 1
Main - Full Baths: 2

Bedrooms

Total Bedrooms: 2
Bedrooms Main & Up: 2

Other Rooms

Laundry: In Hall

Additional Information

Shared Amenities: Pond
Equipment: Fuel Tank - Leased, Generator

Parking

Garage: Yes
Garage Description: 732 Sq. Ft.
Garage Spaces: 2
Parking Features: Circular Driveway, Garage (Off Site), Detached Garage, Garage Door Opener, Keypad Entry

Location

County: Rutherford
Subdivision: Willow Lakes

School Information

Elementary School: Rutherfordton
Middle School: R-S Middle
High School: R-S Central

Community

Assoc. Name: Willow Lakes POA

Heating & Cooling

Cooling Type: Heat Pump
Heating Type: Heat Pump

Utilities

Sewer: Septic Installed
Water: Well
Utility Description: Cable Available

Structural Information

Architectural Style: Cabin
Construction: Site Built
Exterior Const.: Log
Basement Desc.: Other
Roof: Aluminum
Upper: 458 Sq. Ft.
Main/1st Level: 1,260 Sq. Ft.
Year Built: 1999

Lot Features

Street/Road Desc.: Asphalt, Paved
Lot Features: Green Area
Fencing (Description): Fenced, Front Yard

Financial Considerations

Association Fee: $425
Assoc Fee Freq.: Annually
Terms: Cash, Conventional

Disclosures and Reports

Restrictions: Subdivision
Property ID: 1627155
Plat: 19
Lot Number: 2095-1374

Listed by Realty ONE Group Pivot Hendersonville

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Schools

Schools serving 190 Observation Ridge

School District:Rutherford County Schools

Name	Grades	Distance
Rutherfordton Elementary School 201 Bob Hardin Road, Rutherfordton, NC 28139	PK-5	2.3 mi
R-S Middle School 607 Westbrook Drive, Rutherfordton, NC 28139	6-8	3.5 mi
R-S Central High School 641 U.S. 221, Rutherfordton, NC 28139	9-12	4.2 mi
Rutherford Early College High School 286 I C C Loop Road, Spindale, NC 28160	9-12	5.5 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 190 Observation Ridge Get Price Alerts and Save Property

Date

Details

Price

Change

Source

3/05/2026

Listed

$475,900

8.16%

MLS

9/08/2025

Sold

$440,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 190 Observation Ridge

Year

Property Taxes

Change

Tax Assessment

Change

2025

$2,059

33%

$322,900

—

2021

$1,553

902%

$322,900

63%

2022

$155

—

$198,500

—

2021

$155

-90%

$198,500

—

2019

$1,545

5%

$198,500

4%

2018

$1,472

1%

$190,800

—

2017

$1,455

—

$190,800

—

2015

$1,450

—

$190,800

—

2014

$1,450

42%

$190,800

45%

2013

$1,023

—

$131,500

—

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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