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$625,000 Sale Pending
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Property Description
In the heart of downtown Saluda, this unique property blends historic character with elevated mountain living. Built in 1920 as the Saluda Mountain Telephone Company, the meticulously restored two-story brick building is a true gem of the Blue Ridge Mountains in the coveted Saluda Historic District. Thoughtfully curated details like exposed brickwork, high ceilings, and upgraded fixtures create a warm industrial-modern aesthetic. The chef's kitchen features a Thermador range, Vent-A-Hood, and copper farmhouse sink. The primary bath includes a luxurious wet room. And the private patio offers a perfect outdoor retreat. Zoned for both residential and commercial use, the building presents exceptional potential for mixed-use living, boutique retail, office space, or VRBO investment opportunities. Enjoy easy in-town living next to restaurants, cafes, and galleries. Just a block from the future Saluda Grade Trail, and within the highly ranked Polk County school district. STR's allowed!! Welcome home to Saluda!
Full Property Details
Full Property Details for 40 Church St
General
- Price: $625,000
- Status: Pending
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4380632
- Updated: 5/15/2026
- Added to Site: 14 day(s) ago
Interior
- Interior Features: Walk-In Closet(s)
- Appliances: Dryer, Electric Water Heater, Exhaust Hood, Gas Oven, Gas Range, Refrigerator, Washer
- Flooring: Concrete, Wood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Upper - Full Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Upper: 2
Other Rooms
- Laundry: Upper Level
Parking
- Parking Features: On Street
Location
- County: Polk
- Driving Directions: From Main Street in Saluda, turn onto Church street by the City Hall building. Building in on the right.
School Information
- Elementary School: Saluda
- Middle School: Polk
- High School: Polk
Heating & Cooling
- Cooling Type: Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: City
Structural Information
- Construction: Site Built
- Exterior Const.: Brick Full
- Roof: Other - See Remarks
- Upper: 877 Sq. Ft.
- Main/1st Level: 877 Sq. Ft.
- Year Built: 1920
Lot Features
- Street/Road Desc.: None, Paved
- Rcmdd Zoning: M
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: S9-G15
- Lot Number: 463/170
Listed by Howard Hanna Beverly-Hanks
Get Pre-Approved Today
Schools
Schools serving 40 Church St
School District:Polk County Schools
| Name | Grades | Distance |
|---|---|---|
Saluda Elementary School, Saluda, NC 214 East Main Street, Saluda, NC 28773 | PK-5 | 0.2 mi |
Polk County Middle School 321 Wolverine Trail, Mill Spring, NC 28756 | 6-8 | 10.9 mi |
Polk County High School 1681 North Carolina 108, Columbus, NC 28722 | 9-12 | 9.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 40 Church St
Date
Details
Price
Change
Source
5/13/2026
Listed
$625,000
34.41%
MLS
9/07/2021
Sold
$465,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 40 Church St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,720
9%
$473,118
38%
2024
$4,340
1%
$343,308
—
2023
$4,306
2%
$343,308
—
2022
$4,203
—
$343,308
—
2021
$4,204
18%
$344,808
21%
2020
$3,556
—
$285,739
—
2019
$3,556
160%
$285,739
151%
2018
$1,370
3%
$113,682
62%
2017
$1,324
65%
$69,968
—
2016
$804
—
$69,968
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 40 Church St
40 Church Street, Saluda, NC 28773 (MLS# 4380632) is a Single Family property with 2 bedrooms and 2 full bathrooms. 40 Church Street is currently listed for $625,000 and was received on May 13, 2026. Want to learn more about 40 Church Street? Do you have questions about finding other Single Family real estate for sale in Saluda? You can browse all Saluda real estate or contact a Coldwell Banker agent to request more information.

