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$625,000
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Property Description
Charming Mountain Retreat w/ Stream, Guest Barn & Room to Roam Just Minutes from downtown Saluda, NC Welcome to your private mountain sanctuary-where rustic charm meets modern comfort on 4.4 peaceful, wooded acres. Located less than 15 minutes from the picturesque town of Saluda, just 30 minutes to the vibrant heart of Hendersonville, only 45 minutes to the historic and artistic city of Asheville, and less than one hour from Greenville, South Carolina, this remarkable property offers the perfect balance of seclusion, convenience, and versatility. At the heart of the property is a beautifully maintained 3-bedroom, 2-bath home that invites you to slow down, breathe deeply, and embrace the natural beauty that surrounds you. With over 2,100 square feet of thoughtfully designed living space, the home boasts rich hardwood floors throughout, soaring vaulted ceilings, and a stunning rock fireplace with a wood stove-the ideal centerpiece for cozy mountain evenings. Recently painted, the home's exterior shines with curb appeal and timeless character. A spacious front porch welcomes you to relax and take in the tranquil views, while a screened-in porch offers the perfect space for year-round enjoyment of the fresh mountain air. Modern upgrades add peace of mind, including a whole-house generator for uninterrupted comfort and a professionally installed crawl space encapsulation for added protection and efficiency. Just steps from the main home, a charmingly converted barn-now a fully functional Barndominium-offers endless possibilities. It features a recently renovated bedroom, a full kitchen, and bathroom, making it ideal for hosting family, accommodating guests, or generating short- or long-term rental income. A spacious bonus room provides flexibility for additional sleeping quarters, a game room, creative studio, or entertaining space for large gatherings-the choice is yours. The outdoor spaces are just as captivating. A gently flowing mountain stream meanders through the property, surrounded by mature trees that create a canopy of privacy and shade. A large, level yard offers room to garden, play, or simply unwind, while a fenced-in pen provides space for pets or even hobby farm animals-perfect for those dreaming of a small homestead lifestyle. Whether you are seeking a full-time residence, a vacation escape, a multi-generational living solution, or an income-producing investment, this property delivers unparalleled value and versatility in one of Western North Carolina's most desirable regions.
Full Property Details
Full Property Details for 645 W Fork Creek Rd
General
- Price: $625,000
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4308333
- Updated: 1/13/2026
- Added to Site: 105 day(s) ago
Interior
- Interior Features: Attic Other, Attic Stairs Pulldown, Breakfast Bar, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Wood Burning Stove, Wood Burning Stove
- Appliances: Dishwasher, Gas Range, Refrigerator with Ice Maker, Washer/Dryer
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Upper 2 - Full Baths: 1
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: In Hall, Laundry Closet
Additional Information
- Equipment: Fuel Tank - Leased, Generator
Exterior
- Exterior Features: Fence
Parking
- Garage: Yes
- Carports: Yes
- Carport Spaces: 2
- Parking Features: Attached Carport
Location
- County: Polk
School Information
- Elementary School: Saluda
Heating & Cooling
- Cooling Type: Attic Fan, Ceiling Fan(s), Central Air, Ductless
- Heating Type: Ductless, Forced Air, Propane, Wood Stove
Utilities
- Sewer: Septic Installed
- Water: Well
- Utility Description: Electricity Connected, Fiber Optics, Propane, Wired Internet Available
Structural Information
- Architectural Style: Ranch
- Construction: Site Built
- Exterior Const.: Hardboard Siding, Vinyl
- Basement Desc.: Sump Pump
- Roof: Composition
- Main/1st Level: 2,104 Sq. Ft.
- Year Built: 1990
Lot Features
- Street/Road Desc.: Gated, Gravel, Paved
- Elevation (Approx.): 2000
- Lot Features: Orchard(s), Pasture, Creek/Stream, Wooded
- Rcmdd Zoning: MX
- Fencing (Description): Chain Link, Full
Horse Property
- Horse Facility Desc.: Barn, Boarding Facilities, Horses Allowed, Pasture
Financial Considerations
- Terms: Cash, Conventional
Disclosures and Reports
- Property ID: P6-46
- Lot Number: 419-684
Listed by Looking Glass Realty, Saluda
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Schools
Schools serving 645 W Fork Creek Rd
School District:Polk County Schools
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 645 W Fork Creek Rd
Date
Details
Price
Change
Source
10/04/2025
Listed
$625,000
139.46%
MLS
5/13/2016
Sold
$261,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 645 W Fork Creek Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,577
29%
$442,277
56%
2024
$1,996
1%
$283,336
—
2023
$1,967
5%
$283,336
—
2022
$1,882
1%
$283,336
—
2021
$1,862
19%
$283,336
26%
2020
$1,561
—
$224,817
—
2019
$1,561
4%
$224,817
—
2018
$1,494
2%
$224,817
-4%
2017
$1,469
-5%
$234,451
—
2016
$1,541
—
$234,451
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 645 W Fork Creek Rd
645 W Fork Creek Road, Saluda, NC 28773 (MLS# 4308333) is a Single Family property with 4 bedrooms and 3 full bathrooms. 645 W Fork Creek Road is currently listed for $625,000 and was received on October 04, 2025. Want to learn more about 645 W Fork Creek Road? Do you have questions about finding other Single Family real estate for sale in Saluda? You can browse all Saluda real estate or contact a Coldwell Banker agent to request more information.

